Aneth Ng Lim

ABS-CBN News — I have always believed that personal finance should not be reserved for people who have a lot of money. In fact, the less you have, the more important it is to know where every peso goes.

ABS-CBN News — We are still far from the age of "free banking." While many banking services have become free or more affordable, there are still fees that can catch you by surprise.

ABS-CBN News — Not all discount cards are created equal. Sadly, I found out after having spent thousands on loyalty programs that come with terms and conditions that don’t really work for me or my spending habits.

ABS-CBN News — Instead of whether we can stop working at 50, maybe we should be asking whether we can become financially independent by 50. That's a big difference.

ABS-CBN News — Instead of asking whether P85 can change your life, ask yourself this: "Can I change what I do with an extra P85 every day?"

ABS-CBN News — Offering layaway plans or "hulugan" can be enough to convince a buyer to go ahead with a purchase. But no matter how tempting, we should not always say yes to installments. There are times when “gives” can do more harm than good to your finances.

ABS-CBN News — Remember those money goals you made back in January? Let me guess some of them. Save more. Spend less. Finally, build an emergency fund. These are usually the top 3 when it comes to New Year’s money resolutions. Maybe you also added “stop buying things just because they looked good on TikTok” or “ no more payment plans for designer items I can’t afford”. If you're reading this and quietly nodding that yes, those were my goals and thinking: Oops, I didn’t get too far. Well, you're not alone.

ABS-CBN News — I recently sold a designer bag on Carousell. The buyer haggled aggressively, came to my house to inspect the item, and even asked if she could have another item I had listed for free. We completed the sale, exchanged five-star reviews, and I thought that was the end of it. It wasn't. A day later, I received a notification that she had followed my page. Curious, I clicked on her profile and discovered she had already listed my designer bag for sale – at 50 percent more than what she paid me. I felt cheated. What bothered me was the hard bargaining, the request for freebies, and what felt like an attempt to squeeze every possible peso out of the transaction.

ABS-CBN News — If you had P1 million in 2016 and left all that cash uninvested, you are still a millionaire in paper. However, the spending value of that million has shrunk by almost half. No wonder I overheard some Gen Z or Zoomers over at another table during lunch that having one million is no longer impressive these days. It reminded me of Reddit threads sharing similar sentiments.

ABS-CBN News — Millions of students are returning to school this June, yet there are countless girls across the country who will be held back. One of the reasons is the lack of menstrual pads. According to the World Bank, 8 percent of girls in the Philippines reported skipping school because of menstruation. Some miss classes due to severe menstrual pain, others from lack of access to menstrual products, and then there’s the fear of bullying or discrimination associated with periods.

ABS-CBN News — In Filipino culture, weddings are rarely just about the bride and the groom. They are also family reunions, political summits, networking opportunities, and occasionally free buffets disguised as sacred ceremonies.

MSN Philippines — Let’s be real – when Pinoys talk about work, it’s more rants than raves, more tears than laughs, and more about losses than gains. Conversations about work especially in the Philippines typically revolve around survival.

ABS-CBN News — Companies need to begin to understand that workplace happiness is built through culture, trust, fairness, and meaningful support for employees.

ABS-CBN News — Whether you're single or married, working full-time or running your own business, you won't be able to escape the impact of a weak peso.

ABS-CBN News — Whether it's stretching a week's budget at the palengke or joining the neighbors' paluwagan, Filipino moms have long mastered the art of making money work harder.

MSN Philippines — Long before budgeting apps and TikTok Finfluencers, Filipinos were already receiving practical money lessons at home, thanks to our Nanays.

ABS-CBN News — For the fresh graduates who have just joined the workforce, what you do with your first paycheck sets the tone for your financial habits moving forward. Here are 3 grounded, practical pieces of advice on how to spend your first paycheck wisely.

ABS-CBN News — While Boomers grew up in a completely different economic landscape, many of their money habits are surprisingly timeless.

ABS-CBN News — Most cancellations are announced within a 48-hour window before the flight, which gives you little room to make changes and avoid penalties.

ABS-CBN News — On our first trip to Japan about a decade ago, one travel agency handled everything – from processing visas to insurance to airport transfers. When we go again next month, this time every travel decision is being made online, mostly from suggestions offered via Instagram or TikTok. Turns out we’re just like the majority of travelers in Southeast Asia (SEA). According to Milieu Insight's SEA Travel 2026 Study, today's most influential travel agent doesn't have an office. Instead, it has an algorithm.

ABS-CBN News — Mistakes happen, but it’s so much more painful when they come at a cost to your wallet and have no hope of redemption.

ABS-CBN News — Maybe a cousin launches a side hustle, or a friend starts selling skincare, or you are added by your Mom's friend to a group chat for her latest "business." You want to be supportive but you also don’t want to buy things you don’t need. It can be tricky but if you don’t want to end up with matching pajama sets, another vacuum cleaner, or an AI-powered cookware, you’ll have to learn to say no. Here are 7 ways you can protect your wallet without ruining the relationship.

ABS-CBN News — When cash falls short, Filipinos turn to loans and credit cards to help manage everyday expenses, but borrowing also creates long-term obligations.

MSN Philippines — As the price of oil continues to rise, we can expect to pay more for nearly everything, including our groceries. This would hurt all our wallets and it’s time we become smarter with how we spend. We may not be able to stop the price increases, but we can stretch the value of our hard-earned peso. Here are eight practical strategies that can help keep our daily food costs low.