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Articles by Ashley Cowgill
Insurance Considerations for Cannabis Delivery Services | JD Supra
The legal cannabis industry in the U.S. is growing at an unprecedented rate and is projected to reach $73.6 billion by 2027. While federal law still classifies marijuana as a Schedule I drug, many states have legalized both medical and recreational marijuana. As state restrictions ease, new business opportunities continue to emerge.
Insurance Considerations for Cannabis Delivery Services
The legal cannabis industry in the U.S. is growing at an unprecedented rate and is projected to reach $73.6 billion by 2027. While federal law still classifies marijuana as a Schedule I drug, many states have legalized both medical and recreational marijuana. As state restrictions ease, new business opportunities continue to emerge. Continue Reading ›
Is Contractual Privity Required for Additional Insured Status? Courts Are Divided. | JD Supra
In a previous post, we addressed blanket additional insured endorsements and the role they play in passing insurance obligations downstream. In short, the purpose of a “blanket” endorsement is to grant additional insured status to any company as required in a written contract with the named insured. This obligation often begins in the prime contract where the owner requires additional insured status on the general contractor’s insurance.
Is Contractual Privity Required for Additional Insured Status? Courts Are Divided.
In a previous post, we addressed blanket additional insured endorsements and the role they play in passing insurance obligations downstream. In short, the purpose of a “blanket” endorsement is to grant additional insured status to any company as required in a written contract with the named insured. This obligation often begins in the prime contract where the owner requires additional insured status on the general contractor’s insurance.
Striking the Right Balance: Rep & Warranty Due Diligence Coverage | JD Supra
Rep and Warranty Insurance (RWI) generally provides coverage for financial losses resulting from breaches of representations and warranties made by target companies or sellers in company purchase agreements. Like all insurance policies, RWI policies have exclusions. However, those exclusions, like RWI insurance, are highly specialized.
Striking the Right Balance: Rep & Warranty Due Diligence Coverage
Rep and Warranty Insurance (RWI) generally provides coverage for financial losses resulting from breaches of representations and warranties made by target companies or sellers in company purchase agreements. Like all insurance policies, RWI policies have exclusions. However, those exclusions, like RWI insurance, are highly specialized. Continue reading →
Artificial Intelligence: A Boon for Insurance Underwriting? | JD Supra
Updated: May 25, 2018: JD Supra is a legal publishing service that connects experts and their content with broader audiences of professionals, journalists and associations.
Product Liability Risks in the Evolving Cannabis Industry | JD Supra
Updated: May 25, 2018: JD Supra is a legal publishing service that connects experts and their content with broader audiences of professionals, journalists and associations.
Wildfires Rage: Insurance Advice for Recovery After the Smoke Clears
California is no stranger to wildfires. According to one study, seven of the 10 costliest fires in United States history took place in California. The combination of California’s history with severe drought, heavily wooded vegetation, and human negligence—approximately 95 percent of all wildfires in California are caused by people—makes the state especially prone to fire.
Take a Bite Out of Taxation: The Core Issues of the CIDER Act
Interest in, and consumption of, hard cider is on an upswing in the United States. The hard cider market grew by 71 percent in 20141 with total cider sales jumping from just $78 million in 2011 to $470 million for the 52 weeks ending Jan. 3, 2015. By comparison, retail sales of spirits increased by only 2.4 percent, sales of table wine increased by only 3.3 percent, and beer sales actually decreased by 0.4 percent.
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