I’m often asked, “Why do you think people like Dave Ramsey so much, and why don’t you like him?” First, it’s not that I don’t like Dave Ramsey. One of my core beliefs is that everything can be broken down into a simple mathematical equation, including Dave’s advice. Math is math. It’s simple. It’s not personal; it’s just math. Dave seemingly doesn’t use math. Instead, he focuses on preconceived notions, many of which were birthed when Prince was still making hit albums.