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Articles by Christian Spaltenstein
Payment Methods In Nordic Region: Cashless Future In Sight?
While the use of cash is on the rise all across the world, the experts persist in saying that it might be abandoned altogether in the near future. Moreover, the popular opinion is that the Nordic countries will be among the first ones to go completely cashless, and there is even a date predicted for this to occur - March 2023. However, are the Nordic countries truly displaying the signs of transforming into “cashless societies”?
Can loans against anything deemed valuable to the borrower and lender be possible?
This post is from a series of posts in the group: Fintech, you get me! Tech chat all about how tech is literally just changing all of our lives. See all
The future of fintech: change or die
In 2010–2012, something began to change in people’s behavior. The changes happened so slowly and naturally that most of us did not even pay attention to them. 10 years ago, the iPhone 4 was already on sale we used the phone as a tool that performs certain functions: make calls, check the map or listen to songs. Now smartphones have become our companions, an extension of the hand, an additional part of the body.
Frugal banking - an opportunity to create customer value in the future?
Investments that are necessary to innovate and serve customers are no longer sustainable while COVID-19 hastens the need to exploit the potential of digital innovations. Serving customers accurately during unprecedented times requires a new mindset and business model innovations. If banks respond to customer requirements in completely new special situations, they can gain trust and integrity and become winners of the crisis.
Addressing Evolving Customer Experiences with API Technology
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Go Global To Expand Your Revenue Stream
By Aris Apostolopoulos, Senior Content Writer at TalentLMS and a faithful follower of the eLearning mentality. Along with the latest leaps in technology, the current pandemic situation has made remote working not just a niche but a necessity. And with it, the need for remote learning has also skyrocketed. Things are changing fast for most industries: a McKinsey Global Institute research found that, by 2030, some 375 million workers will be required to master new skills.
APIs and Open Banking-Unlocking Opportunities for the New Economy
COVID-19 has disrupted lives and markets around the world over the past several months. Surviving the challenges ahead as we enter a new era will not be easy for many business owners—but it can be done. New Research shows that over 60% of companies have business continuity plans in place, while 85% said that automation technology will be helpful for their business continuity needs.
How to future-proof your business payments in the age of open banking and API solutions
Open banking and API solutions are revolutionary technologies that have helped overcome the dominance of banks that existed in the past. According to the 2018 McKinsey & Company “Global Payments Report 2018”, transaction-based revenue is expected to grow to 46% by 2022. For businesses to thrive in this new decade of transparency and innovation, adopting and leveraging the right payment technology partner is critical to stay competitive and optimise their internal operations.
Mitigating Foreign Currency Risks | Global Trade Magazine
Freight forwarders and shipping executives have plenty on their minds these days. Years of extraordinary central bank intervention and cheap finance have fueled a massive increase in global manufacturing capacity, and put margins in global supply chains under pressure as never before. And there’s no apparent end in sight for foreign currency volatility.
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