The “New Normal” is over. The term, popularized during the 2008 financial crisis to describe a future of sluggish growth and high joblessness, is a future that never happened. Instead, we’re looking a period of dynamic change — call it the Great Transformation. Changes range from innovations that disrupt how we live, to depleting natural resources, to new rules of investing. Here are five themes that can help investors stay on top of this change, and make the most of the opportunities it offers: 1.