By CJ Higley, Ashley Breakfield, and Alyssa Netto As office vacancies soar in traditional downtown areas like San Francisco’s Financial District, state and local officials are moving quickly to adopt incentives they hope will bring people back into these once bustling neighborhoods. While demand for office use has fallen off sharply, the Bay Area’s housing crisis continues unabated. Converting underutilized office buildings to housing could potentially address both crises at once.