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Author and financial educator Ruth Hayden explains the “four cornerstones” of a healthy partnership, and how they can relieve the stress of sharing a financial life. It’s Friday night. You and your sweetheart are finally relaxed on the couch in front of the fire. You snuggle in, gaze into your darling’s eyes, and lean in close to whisper. “Honey, we got an overdraft fee this afternoon.” Most of us understand that this is the verbal equivalent of pouring ice water on our lover’s lap.
Do you find yourself living paycheck to paycheck—no matter how much money you make? Here’s how to get ahead of the game, and stay there. Expert Advice: Jean Chatzky is financial editor of the Today show and author of Money 911: Your Most Pressing Money Questions Answered, Your Money Emergencies Solved (Harper Paperbacks, 2009). It’s the end of the month, and you’re down to your last few bucks, just like last month.
If you’re hanging out with pals who have a lot more money to spend than you do, it can be awkward. Money expert Ruth Hayden offers rich advice. Pricey game tickets and concert seats, impromptu shopping trips, eye-popping tabs at expensive restaurants. They can all come with the territory when you’re hanging out with friends who have a lot of disposable income. But what if you don’t? Do you admit that something is too expensive for you and risk being left out?
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