Dan Moore
London
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Articles by Dan Moore
Stockwatch
Sabre Appoints Damian McKay to Board of Directors as a Representative of Constellation SOUTHLAKE, Texas and TORONTO, March 5, 2026 /PRNewswire/ -- Sabre Corporation (NASDAQ: SABR) ("Sabre" or the "Company"), a leading global travel technology company, and Constellation Software Inc.
Owning in Cash (Need Advice)
I own 4 properties (3 duplexes / 1 fourplex in B grade neighborhoods) in cash. So far I've been relieved to own them in cash because the first 12-16 months I had to fix/replace/upgrade a lot of things that the previous landlord(s) neglected as well as deal with some bad inherited tenants. I likely would have lost money when all was said and done if I also had a mortgage to pay. Things have since settled and the investments are bringing in nice monthly income.
What type of landlord insurance do I need? How to find the right cover
As a landlord, unexpected problems can hit your property – and your profits. This guide breaks down the types of landlord insurance that can keep both safe. Key takeaways Take time to consider the different types of landlord insurance Don’t let price alone sway you – inadequate insurance is a waste of money Always shop around for cover and consider which add-ons you need What is landlord insurance? Landlord insurance covers a wide range of policies for people who let property.
12 practical steps to improve your business credit score
A solid business credit report is essential for accessing the best financial products. Whether you’re starting out or aiming to improve your credit rating, here are 12 effective ways to raise your score. If you run a firm as a sole trader or a limited company, your firm has a business credit report that financial providers check to gauge how much of a risk you’d be as a potential client. By risk, these companies mean how likely it is that you wouldn’t repay any money you owe them on time.
Sole trader business credit cards: everything you need to know
A business credit card works much like a personal one, giving you access to a set credit limit that you repay in full or in part each month. The key difference is that it's designed specifically for business expenses, helping to separate personal and professional spending.
Credit card processing fees in the UK: a complete guide for 2025
Processing fees are charged whenever customers pay for your goods or services with a credit card. Such purchases bring in money, but the charges invariably erode your cut. Here is everything you need to know about credit card processing fees. Processing fees apply when a customer buys goods or services with their credit card. Given the mass appeal of credit cards, these fees are largely unavoidable and can gnaw away at your profits, unless you factor the costs into your charging structure.
Cash flow vs profit: key differences explained | money.co.uk
It’s tempting to think cash flow and profit are the same. If you have plenty of cash flowing into your business, you must be making a profit, right? Wrong. Cash flow and profit have some things in common, but their differences are important. What is cash flow? Cash flow is how much cash a company has going out compared with how much it has coming in. A positive cash flow means your firm has more money coming in than going out. A negative cash flow is the opposite.
12 side hustle ideas to boost your income in 2025 | money.co.uk
Let’s face it – most of us wouldn’t mind a little extra cash in our pockets. Side hustles are a great way to boost your income without giving up your day job. The best ones allow you to earn money doing something you enjoy. Here are 12 of the top side hustles to explore in 2025. Side hustles for beginners With side hustles, you can earn extra money without lots of training and preparation or using your own money to start a business.
12 side hustle ideas to boost your income in 2025 | money.co.uk
Let’s face it – most of us wouldn’t mind a little extra cash in our pockets. Side hustles are a great way to boost your income without giving up your day job. The best ones allow you to earn money doing something you enjoy. Here are 12 of the top side hustles to explore in 2025. These unsecured and secured loans could help you grow your business, cover running costs or even fund a new company.
Small business insurance: everything you need to know | money.co.uk
The success or failure of small businesses often hinges on fine margins. A single decision or an unforeseen event — positive or negative — can tip the balance between triumph and collapse. Business insurance provides a safety net to prevent your business from suffering losses due to an error, accident or incident. This guide explains everything you need to know about these policies. Business insurance is a way to protect your company against financial risk if things go wrong.
Can you be employed and self-employed at the same time?
There’s no reason why you can’t earn a little extra cash on top of your main job. However, it helps to be aware of some of the potential pitfalls before starting your own business. Setting up a side hustle is a great way to make money while having fun. This guide explains how you can be an employee and successfully self-employed at the same time. Save time, stay organised, and access tools to help your business grow with a sole trader bank account Can I be an employee and self-employed?
Sole trader vs self-employed: key differences explained | money.co.uk
While being a sole trader and self-employed are similar, there are subtle differences that can make all the difference. At the heart of the matter, a sole trader may be self-employed, but a self-employed worker might not be a sole trader. In this guide, we explain why this is the case and why it matters. Save time, stay organised, and access tools to help your business grow with a sole trader bank account What does it mean to be self-employed?
Can you be employed and self-employed at the same time?
There’s no reason why you can’t earn a little extra money on top of your main job. However, it helps to be aware of some of the potential pitfalls before starting your own business. Setting up a side hustle is a great way to make money while having fun. This guide explains how you can be an employee and successfully self-employed at the same time. Keep personal and business finances separate with our best business bank accounts Can I be an employee and self-employed?
Sole trader vs self-employed: Key differences explained | money.co.uk
If you think being a sole trader and self-employed are the same thing, think again. While the two share similarities, there are subtle differences that can make all the difference. At the heart of the matter, a sole trader may be self-employed, but a self-employed worker might not be a sole trader. In this guide, we explain why this is the case and why it matters. Keep personal and business finances separate with our best business bank accounts What does it mean to be self-employed?
What is a business bank account and how does it work?
Juggling your firm’s finances and household budget can be tiresome, but if you use one bank account for both, there’s also a risk that the two could become confused. A business bank account ensures that your work and non-work money are kept separate. This guide explains what a business account is and how it can help you run your firm more efficiently. Keep personal and business finances separate with our best business bank accounts What is a business bank account?
Crowdfunding: a guide for startups and small businesses
Crowdfunding offers entrepreneurs a means of generating large sums of money quickly. It’s ideal for startups and small businesses that might otherwise struggle to get funding for projects that would make all the difference. In this guide, we explain everything you need to know about crowdfunding and explore its potential benefits and risks. These unsecured and secured loans could help you grow your business, cover running costs or even fund a new company.
Crowdfunding: a guide for startups and small businesses
Crowdfunding offers entrepreneurs a means of generating large sums of money quickly. It’s ideal for startups and small businesses that might otherwise struggle to get funding for projects that would make all the difference. In this guide, we explain everything you need to know about crowdfunding and explore its potential benefits and risks. These unsecured and secured loans could help you grow your business, cover running costs or even fund a new company.
Startup and small business grants in the UK: your complete guide
What is a business grant? A business grant is a payment or series of payments to help firms get off the ground in the belief that a thriving business boosts the wider economy by creating jobs and paying taxes. Some grants are supplied by the government, while others come from charities, companies and non-profit organisations.
Startup and small business grants in the UK: your complete guide
Half of all startups fail within three years. This shocking statistic benefits no one, but help is at hand in the form of small business grants. This guide explains what small business grants are and how you can access them. These unsecured and secured loans could help you grow your business, cover running costs or even fund a new company. What is a business grant?
9 key sections of an effective business plan explained
What is a business plan? A business plan is a comprehensive guide to the future of your company. Typically, it is around 10-25 pages and outlines what your business hopes to achieve in the short term and how you envision it growing. It explains where you’d like the firm to be in five or ten years and how you intend to reach your goals. A well-constructed business plan covers all the main elements of a business that must work for the plan to have any credibility.
9 key sections of an effective business plan explained
A business plan sets out your vision for your company in clear terms. It provides a structure that helps you stay on track and build your business. A well-thought-out and presented business plan should also impress potential clients and investors. Here, we explain what to include in your plan. These unsecured and secured loans could help you grow your business, cover running costs or even fund a new company. What is a business plan?
Public liability vs professional indemnity insurance: key differences
Public liability and professional indemnity insurance protect you from compensation claims brought by others, but the similarities end there. Here, we explain how they differ. Is there a difference between public liability insurance and professional indemnity insurance? Public liability insurance and professional indemnity insurance are sometimes mistaken for one another or considered the same thing.
Public liability insurance for small businesses explained
Most small companies come into contact with the general public, even if this isn’t part of their core work. Unfortunately, rubbing shoulders with others can lead to accidents, which could result in a legal claim. In this guide, we look at how public liability insurance can protect you and your business from a costly legal claim brought by a third party. Business insurance is a way to protect your company against financial risk if things go wrong. What is public liability insurance?
Understanding Foreign Transaction Fees for Your Business
More than 500,000 small businesses trade internationally. Some work for or with clients outside the UK, while others just buy in stock. Unfortunately, business dealings can frequently cost more than predicted due to various trading costs, including foreign transaction fees. Here, we examine what these fees are and how you can limit their impact on your outgoings. What are foreign transaction fees?
Setting Up a Standing Order for Your Business
Standing orders let you automate the task of sending out regular payments, so you can spend more time building your business. In this guide, we explain when you might want to use standing orders and how to set them up – it’s easier than you might think. What is a standing order? A standing order allows you to send regular, automatic payments of a fixed amount from your business bank account to a nominated payee.
How Much Should Your Business Have in Savings?
Running a business is about more than making enough money to have a productive working life. If no profit remains after paying your bills, you could be in trouble should business take a nosedive. The old adage that a business lives or dies by its reputation is true, but trustworthiness is only one factor. A company can also fail if it doesn’t have enough money to cover unexpected costs. Here’s what you need to know about having sufficient emergency savings for your business.
How to Use a Business Credit Card to Collect Rewards
Using a credit card to fund your business expenses is not all one-way traffic – use it right, and you can earn generous rewards. Here we explain how to use a business credit card to claw back some of your operation’s spending. A business credit card is just like any other in that you can use it for purchases up to a set limit. However, it differs from a personal credit card because it’s strictly for work-related spending.
How to Apply for Your First Business Credit Card
If you think a business credit card is right for you and your firm, don’t let the application process put you off. Here we explain how to go about getting your chosen card. Many small or fledgling firms recognise the benefits business credit cards offer. Not only do they help keep work and personal finances separate, but they also often come with attractive rewards such as cashback, air miles and discounts on products and services.
Pros and Cons of Doing a Balance Transfer
Balance transfers can help people with credit card debts. Yet, for some the disadvantages may outweigh the advantages. What is a balance transfer? A balance transfer involves moving credit card debt from high-interest cards to a zero or low-interest card, so you more easily repay what you owe. It’s a popular way to tackle debt, but as the following rundown of pros and cons shows, there’s more to it than a 0% interest term. What are the pros of doing a balance transfer?
How Much Can You Balance Transfer to Another Credit Card?
There are limits on how much you can transfer to another credit card and which credit card provider you can apply to. But even so, it’s well worth considering if you have a debt to pay off.
Does a Balance Transfer Affect Your Credit Score? | Uswitch
Applying for another credit card to help pay off existing credit or store card debt might sound counterintuitive, but it works and is worthwhile despite how it may affect your credit score initially. When you apply for a loan or some other form of credit, the three credit agencies, Experian, Equifax and TransUnion, generate a credit report. This includes a credit score, which reflects how reliable potential lenders consider you to be.
Why Do We Ask You to Do a Soft Credit Check?
Your credit file matters. Regularly checking it and doing all you can to improve your credit score is a good way to be accepted for more attractive credit options. A credit report is a document that logs your history of managing and repaying debts and credit. Lenders use it to help them decide whether potential customers are good or bad risks. Anyone who’s taken out some form of credit will have a credit report, which individuals and others can access by running a credit check.
What Financial Products Do I Need as a Plumber?
Starting or expanding your plumbing business would be much harder if you had to shoulder all the costs yourself. Fortunately, there are plenty of financial products for plumbers that will help get your business off the ground, allow it to grow and keep it running smoothly. What is a financial product? A financial product helps you manage your own or someone else’s money. Common financial products include business bank accounts, loans and insurance.
Investment Strategies for Plumbers
A recent study found that by 2030 the UK will have a shortage of more than 50,000 plumbers. Of course, that doesn’t mean every plumber who wants to grow their firm will be the next Charlie Mullins, the famous founder of the trailblazing Pimlico Plumbers. But with a robust plan, you could start to move in the right direction. How to grow a plumbing business Building a plumbing business takes time and money, but the rewards can be great if you get it right.
Taking Cash From Your Business Bank Account
Managing finances is a big part of running a firm. Likewise, knowing when you can make withdrawals is something all business owners need to be clear about. This is because there are rules governing how you’re allowed to access your business bank account, and company directors ignore them at their peril. What is a business bank account? Not every company owner has a business bank account.
How to Switch a Business Bank Account
It’s normal to wonder whether your bank is fulfilling your needs, but if you stay put when you know things are wrong, you may be doing yourself and your business a disservice. Thankfully, switching to a new business bank account is relatively easy and there are plenty of positive reasons for doing so. What are the main reasons to switch business bank accounts? As a company owner, you may choose to switch your business bank account for a variety of reasons, including: Banking perks.
Manage Your Way To Social Media Success
A social media manager, who often works as part of a company’s marketing or PR department, is responsible for a company, organisation or client’s social media presence. In addition to posting new content, they’re responsible for directing social media strategy, including which platforms to focus on, what content to post and which posts to promote. It’s also their job to monitor social media for mentions of the company, answer questions and offer solutions to any problems raised.
What is a Direct Debit?
What is a Direct Debit? Direct Debits are a convenient way to make payments that you need to pay each month, and can’t afford to miss. Direct Debits make it easier to manage recurrent payments, such as mortgages, rent, Council Tax, utility bills, mobile phone contracts, and streaming subscriptions. They can also be used for one-off payments, like booking a holiday. How do I set up a Direct Debit? Setting up a Direct Debit is simple.
What is a Standing Order?
How do standing orders work? A standing order is a convenient way to make regular payments from your bank account to a business, individual or another account. For example, you might want to set one up to: Pay your rent Put money into your ISA Pay a car-pool buddy with whom you share petrol costs Support your child at university Send a cash gift to a family member on their birthday Pay a company providing a regular weekly service How do I set up a standing order?
What Different Types Of Bank Accounts Are Available To You? | money.co.uk
What is a bank account? Offered by a financial institution, such as a bank or building society, a bank account is a safe place to keep your money. UK banks are regulated by the Financial Conduct Authority, which means if they go bust, your money is protected so you don’t lose out. What are the different types of bank accounts? When people talk about bank accounts, they typically mean current accounts rather than savings accounts.
Compare Our Best Life Insurance Quotes
This covers you if you become seriously ill or are diagnosed with a severe medical condition (one that stops you from working but isn't terminal) during the policy’s term. In most cases, critical illness cover pays out a fixed lump sum. It can be added as an extra to another life insurance policy. This covers you for your entire life. You make a payment each month and it pays out a fixed lump sum when you pass away.
How long does a CCJ stay on your credit report?
If you’ve ever had a county court judgment (CCJ) dispensed against you, you’ll know what a pain it is to get over. You’ll probably struggled to get any credit from your bank and other lenders, which can make getting though the month a bind. For anyone who may be facing a CCJ, it’s got to be a good idea to be aware of the pitfalls of having one on your credit file. Likewise, being aware of what you can do to limit its impact on your credit score can’t hurt. What is a county court judgment?
London congestion charge
London is a mecca for cars, lorries and every other type of road vehicle. In an effort to make it a more comfortable and healthier place to navigate, the London congestion charge was introduced and is probably unavoidable if your car has an exhaust pipe. If you’re visiting central London, you can add the London congestion charge signs to the list of local landmarks. Here's what you need to know. What is the London congestion charge?
How card payment terminals work
Cash isn’t king. It hasn’t dominated transactions in the UK for many years, having been usurped by credit cards and debit cards. These days phones, watches, apps and devices are more likely to feature in payments. To give you an idea of how big a part of our daily lives card payments make up, consider these figures. Around 1.7 billion debit and credit card transactions were made by UK cardholders in January 2022, almost 10% more than in January 2020.
What's the difference between an ISA and a savings account?
Individual Savings Accounts (ISAs) were introduced back in 1999 to encourage people to save more. At the time they were trumpeted as a departure from normal savings accounts, as they allowed account holders to earn interest on their savings without paying tax. The subsequent recession and enduring, almost flat-lining of interest rates have taken the shine off them somewhat. But, if interest rates continue to rise, there’s no reason to think the appeal of ISAs may also show signs of recovery.
What to do with a lump sum of money | money.co.uk
We all dream of being gifted a windfall, but after the initial rush of excitement wears off, then comes the daunting question of what to do with the money. Do I save or invest a lump sum? Let’s say you find yourself £20,000 richer, after popping a few corks comes the serious business of considering your options. Clearing any debts is a good start. But where do you go from there, do you save or invest? Where’s best to save a lump sum of cash?
How to transfer a child trust fund to a junior ISA | money.co.uk
Child trust funds (CTFs) were long-term, tax-free savings accounts for children born between September 2002 and 1 January 2011. As many as 7 million children qualified and the government sent vouchers worth at least £250 to invest on the child's behalf. So the children didn't lose out if their parents or guardians forgot to invest the cash, the government invested it for the child after a set period.
Sole trader or limited company?
It must be one of the best of dreams, to earn your living doing what’s essentially your hobby. If you’re a budding architect, caterer, artist or plumber, owning your business is a thrill. But you need to get it right from the start. You may need funding, if so there are plenty of options. But either way you’ll need to figure out what type of business you want to run.
How to fund your business idea
There’s all manner of other startup business funding options, the main ones being: Business grants: Plenty of companies and business-focused organisations offer grants and awards to up-and-coming firms, mainly because everyone benefits from a thriving society.
How to get an upgrade on your flight ticket for free
Who do you ask for a flight upgrade? If you are at the airport, it makes sense to ask the person manning the check-in desk, call in advance, or both. You may have more chance of an upgrade if you’re travelling alone, or if you’ve paid for one of the pricier seats in your area. But it’s also worth checking as a couple or family; people come down with illness, oversleep, or can’t catch their flight for another reason. It’s also worth tapping up your travel agent, if they have a booth at the airport.
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