Danny Hwang’s Biography
Danny Hwang is the Lead Quant Analyst and founder of TheFinSense (thefinsense.io), a math-driven personal finance research publication. He operates a proprietary research pipeline producing quarterly quantitative studies on US retail investing, with focus areas including balance-sheet analysis, bankruptcy-prediction frameworks (Beaver, Altman, Ohlson, Cathcart), tax-advantaged-account strategy (401(k), Roth IRA, HSA), and ETF expense-ratio modeling. His Q1 2026 Balance Sheet Stress Report analyzed 396 S&P 500 non-financial constituents and identified 27 firms reporting negative stockholders' equity — work cataloged on SSRN and Zenodo (DOI: 10.5281/zenodo.19674350). TheFinSense is featured on Crunchbase and produces quarterly working papers with reproducible EDGAR XBRL methodology.