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Grand Tour cycling experienced a global boom in the late 90’s and early 2000’s largely down to what are now known to be chemically enhanced heroics of the disgraced rider Lance Armstrong. In the dark years when most of the Peloton was chemically turbo charged it was easy to forget that for success in a Grand Tour, such as the Tour de France, a team requires exceptional strategy and operational excellence in measures equal to rider talent.
Over the past 3 to 4 years, we have seen the Buy Now Pay Later (BNPL) segment grow exponentially. But, typical to most growing businesses, this segment is also facing some challenges like: - a. Increasing Regulatory scrutiny w.r.t source of funds and given that BNPL has often operated in a grey zone. b. Allegations of lack of transparency and various arbitrary charges. c. Collection issues / Delinquencies faced by the segment.
Introduction Digital banking services are now of critical importance to financial services customers. In the digital age we live in, banks must be able to offer complex products whilst giving customers access to services at their fingertips. Many of the ‘analogue’, traditional banks have been slow to change the way they prioritise business cases to compete with the ‘digital’, challenger banks.
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