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Articles by Dustin Lauer
Forum Categories All Member since 2022 · 19 posts · 17 votes Most Popular Reply Lender · Charlotte, NC · Member since 2019 · 467 posts · 279 votes 2y You'd probably be talking about a portfolio loan. Plenty of lenders do them, no problem. What dollar amount are you looking at? 10*40k properties @400k total is a lot different than 10*400k @4MM value See this reply in the discussion Lender · Charlotte, NC · Member since 2019 · 467 posts · 279 votes 2y You'd probably be talking about a portfolio loan.
DSCR loan for student housing
Forum Categories All Member since 2023 · 3 posts · 2 votes I'm a first time investor considering buying a rental home for my daughter and her gaggle of roommates on a college campus. Could I use a DSCR loan? I would not be living there, but my child would. All roommates would be paying rent.
Listing Photo Editing | AI Photo Editing
I’m about to list a property for sale in Daytona Beach and I am interested in what apps / services other investors or agents are using to edit photos. Anything AI based / automated would be great. Looking for easy :) I am going to clean up the landscaping and seed the yard better, but for example I haven’t done it yet, and I want to make the yard look better or some early marketing of the property.
@Andy Zorychta are you firmly set on Sarasota? It's a great area, my grandfather sill owns the house a quarter mile from Siesta Key Beach that he built in 1960 and my Dad grew up in. He bought a canal front lot and built a house for $68k back then. My Dad and his brother used to dirt bike throughout the dirt roads on the key before tourism took hold. My grandfather's house has never flooded but is only 9' above mean high tide while regulations now require 11' above to be mortgage-able and insurable.
Guys I just closed on my 4th conventional loan. I understand I can get conventional financing up to 10 loans. I have also been offered portfolio lending which appeals to me because the lack of seasoning period. My plan is to do a blanket loan once I hit 10 loans and refi to tap some of my saved equity. My question is should I just start using portfolio lending now instead of conventional?
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