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Articles by Erik Franco
Average FICO® Score in Canada Drops Two Points to 760
The FICO® Score is a vital credit scoring tool. Canadian lenders and credit unions rely on FICO Scores as a trusted, time-tested, and independent standard measure of credit risk. FICO Scores are dynamic, synthesizing evolving borrower behaviors captured in the credit bureau data maintained by two Canadian consumer reporting agencies (CRAs). The average FICO® Score is a key indicator of Canadians’ general financial health.
Aproximación al estudio de los anglicismos en dos comunidades de PRESEEA México: Puebla y Mexicali
Aproximación al estudio de los anglicismos en dos comunidades de PRESEEA México: Puebla y Mexicali Franco, Erik [1] ; Palacios, Niktelol [1] [1] El Colegio de México Localización: Normas: revista de estudios lingüísticos hispánicos, ISSN-e 2174-7245, Vol. 14, Nº. 1, 2024, págs.
Average Canadian FICO® Score Holds Steady at 762
The FICO® Score is an important credit scoring tool in the Canadian lending environment. Lenders and participants throughout the credit ecosystem leverage the FICO Score as a trusted, broad-based, and independent standard measure of credit risk that drives consistency and fairness. FICO® Scores are used by 90% of the top Canadian lenders and credit unions.
FICO Score 10, Most Predictive Credit Score in Canadian Market
Scoring Solutions Twentieth century mathematician Claude Shannon said, “Information is the resolution of uncertainty”. We’re now two years removed from the onset of the COVID-19 pandemic, and the current economic outlook is perhaps more uncertain than ever as we face continued disruption from new COVID-19 variants, and interest rates, volatility in equity markets, and rising geopolitical tensions.
Scoring Your Customers: How Often Is Enough?
Credit scores are dynamic. They can move up or down depending on changes in a consumer’s credit report. How quickly scores change and by how much depends on the consumer’s credit-related actions and behaviors as reported to the credit bureaus. But how much do credit scores change in the short and long term? How well does a credit score pulled months prior to the lender’s decision date predict future consumer credit repayment risk?
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