WalletHub RatingCard TermsEditor's ReviewFAQUser Reviews WalletHub Rating Banana Republic Store Card has a rating of 3.6/5 according to our proprietary credit card rating system. This rating reflects how appealing Banana Republic Store Card's terms are compared to a pool of more than 1,500 credit card offers tracked by WalletHub. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is 'Earn Rewards (Store Cards)'.