The most recent news of yet another fintech startup closing doors, proves just how tough is current market. The fintech landscape got crowded, and startups have to work that much harder to stand out from the crowd. According to Crunchbase data, global venture funding in Q3 2024 decreased by 16% compared to the previous quarter and 15% in a year-over-year perspective. If this trend holds, in 2025, fintech founders are likely going to face even greater challenges when competing for investments.