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Articles by Gayatri Murthy
Cambio colectivo en México que redefine la inclusión financiera de las mujeres
¿Qué se necesita para movilizar a todo un sector financiero hacia la igualdad de género? En México, la respuesta empieza a tomar forma: responsabilidad compartida, reforma institucional y acción colectiva. Un diagnóstico encargado por la Secretaría de Hacienda de México en 2023 reveló que solo el 41% de las instituciones financieras reportaba analizar o diagnosticar la brecha salarial de género, mientras que apenas el 60% afirmaba contar con protocolos de igualdad salarial.
Beyond 9 to 5: How online gig work can create more jobs for women
When Anum graduated as a software engineer in Pakistan, she struggled to find a job in her field. Not willing to give up, she decided to embark on an alternative career path: online gig work. Anum joined Fiverr, the most popular online gig work platform in Pakistan. After some initial challenges, Anum now runs her own freelance business specializing in graphic design and web development, and she helps other women succeed in the world of online freelancing.
The Road Ahead for Platform Gig Workers’ Financial Inclusion
Across emerging markets, millions of informal workers are joining gig work platforms in sectors like ride-hailing, deliveries, and home, personal, and office services. Amidst welcome scrutiny on their working conditions, gig platforms will likely become a significant source of earnings for low-income segments globally. Workers joining platforms in emerging markets are stepping into digitized, formal work, but most of them remain largely financially excluded.
On Gig Platforms, Women Workers Face Triple Barriers to Inclusion
Gig platforms continue to transform the global workforce, and women’s work is no exception. Doordash a delivery platform in the U.S. recently announced that 58% of its delivery workers, known as Dashers, are women. In emerging markets like India too, women are entering the fray, with 10% of the estimated 14.5 million platform workers in India being women. Women in India are not alone — there is a growing group of women in emerging markets experiencing new forms of digitized livelihoods.
Companies, not people, should bear the burden of protecting data
Privacy isn’t dead as some would suggest … but consent is. When was the last time you read a privacy policy for the apps on your mobile phone? Did you know that apps have privacy policies? How about reading the cookie notice on web pages you visit? Or reading the privacy notice on Internet-of-Things devices like your baby monitor? Let’s face it—almost nobody spends time reading privacy notices, and if you did it would take 76 work days per year to get through them.
Nobody Reads Privacy Policies: Why We Need to Go Beyond Consent to Ensure Data Privacy
In the age of the internet and Big Data, when much of our economic and social activity takes place online (and leaves a digital trail), it’s hard to maintain even a semblance of data privacy. That’s why some analysts, like prominent privacy lawyer Rahul Matthan, have largely lost faith in the concept of providing consent for outside entities to use our personal data.
FinTech for the Poor: Not All Virtual, Not All Apps
Photo: People's Pension Trust, Ghana. Think of the word “FinTech,” and you may imagine people changing their investments portfolio with a few clicks and swipes on their smartphones while rushing through their day. Like in every other sphere, digital technologies are bringing a wide range of financial services like retail banking and investments to our fingertips, and making our financial lives more customizable and more connected than ever before.
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