Geoff Williams
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journalist and nonfiction author of Washed Away, about the Great Flood of 1913, and C.C. Pyle's Amazing Foot Race. Also writes the blog, "The TV Professor."
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Articles by Geoff Williams
It's Not Just Rural Hospitals in Trouble
Dr. Thomas Tsai, Harvard professor and general surgeon, says that policymakers need to realize that urban hospitals are just as vulnerable as rural ones. Hospitals are starting to look as sickly as their patients – at least from the looks of the hospital growth rate. For those concerned that patients have easy access to quality medical care, the current diagnosis has not been encouraging.
Geoff Williams: Britannia Shield is the right answer for us but it isn't Iron Dome because it's not trying to be
Geoff Williams is a former RAF Tornado GR4 pilot with operational service experience over Iraq, Afghanistan, and parts of Africa. After 12 years’ service as an RAF Fighter pilot, it’s fair to say I was delighted that the Conservative Party put the issue of UK Air Defence front and centre of their party conference.
What to Know About the Penny's Final Days
The penny's production has ended, raising questions about your coins, cash purchases and what your pennies are worth. Although new production has ended and legislation codifies the change, existing pennies remain legal tender. The American penny had a good, long run, but the U.S. Mint is no longer producing pennies for circulation as of Nov. 12, 2025. Congress passed bipartisan legislation this fall that would make the change permanent, and President Donald Trump is expected to sign the bill.
Why Losing Weight Is Harder After Age 50
When I was a teenager, I ate what I wanted, when I wanted, and my belt size never wavered. But my entire adulthood has been one long diet. Now that I’m deep into my 50s, it’s harder to lose weight than ever. I don’t think I’m alone in that. After losing 45 pounds on a GLP-1, stopping because of the expense and then regaining 23 pounds, all I know is that I’m trying to fight both biology and carbs.
Does Long-Term Care Insurance Cover Home Health Care?
Key Takeaways Long-term care insurance typically covers home health care, providing funds for skilled nursing, physical therapy and non-medical help with daily activities (ADLs) like bathing or dressing, allowing people to stay home rather than in a facility, such as a nursing home. Coverage details, waiting periods and caregiver requirements vary by policy.
5 Common Myths About Senior Living
We all have our own theories about senior living, but we just might be wrong about some of them. I have two daughters, 22 and 24, and I've told them that if I ever need to be placed in assisted living or a nursing home , even if I object, go ahead, put me away, don't give it a second thought. After all, they will need to live their lives. Also: I may enjoy it. You really can't know what senior living is going to be like until you're a senior and living it.
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Reasons to Consider Opening a High-Yield Business Savings Account
This article contains general information and is not intended to provide information that is specific to American Express, or its products and services. Similar products and services offered by different companies will have different features and you should always read about product details before acquiring any financial product. Having idle business cash could be a missed opportunity.
A New Report Finds that Doctors Think AI Will Help Their Practice, Not Hurt It
Dr. Amit Phull discusses Doximity's 2026 Physician Compensation Report – and how it may shape 2027 and beyond. Artificial intelligence is causing a lot of career-minded people a headache, but doctors are not necessarily among them.
Medicare and Senior Living: What's Covered, What Isn’t and What You’ll Pay
Key Takeaways Medicare does not cover long-term custodial care, room or board in independent living, assisted living or memory care facilities. Original Medicare Part A only covers up to 100 days of short-term care in a skilled nursing facility following a qualifying three-day inpatient hospital stay. Hospital observation status is classified as outpatient care and fails to trigger Medicare’s three-day inpatient requirement for skilled nursing coverage.
Where to exchange your coins for cash
If you have a large amount of spare change sitting at home, you may want to convert those coins to paper cash for easier spending. There are a few ways to convert coins to cash, from visiting your bank branch to using a self-service kiosk. These various methods all have their own pros and cons to consider. So, learn about your options for converting coins to cash and which one makes the most sense for you. Where can I change my coins for cash for free?
Why you should name a beneficiary for all of your bank accounts
If you died unexpectedly, the money in your bank accounts could be tied up in a probate court for quite a while. That can leave your loved ones in a tough spot, as they may need access to that money to cover funeral expenses and other costs. That's why it's important to name a beneficiary (or multiple beneficiaries) for your bank accounts. It can make it faster and easier for your money to reach the right person after you die.
How to Read Your Medicare ANOC Letter for 2027 Coverage
Key Takeaways Review mandatory annual updates: Medicare Advantage and Part D plans must mail the Annual Notice of Change by September 30 to notify beneficiaries of upcoming rate, benefit and formulary adjustments. Scrutinize key out-of-pocket costs: Beneficiaries should carefully examine changes to prescription drug tiering, maximum out-of-pocket spending limits and monthly plan premiums.
Klarna launches high-yield savings account
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Regulations for Independent Living, Assisted Living and Memory Care: What Families Need to Know
Learn how specific senior living facilities are regulated by state. Search state agency inspection databases and find ombudsman contacts. This article is based on reporting that features expert sources. While every state regulates independent living, assisted living and memory care facilities differently, state-specific data and directories exist to find additional information. Key Takeaways State vs.
Experts Warn The Internet Will Go Down In A Big Way — And You'd Better Be Ready
Once the internet goes down, you won't be able to find helpful advice like this if you don't have a backup plan.Oscar Wong via Getty Images It’s bad enough when the internet goes down for a few hours because your power went out after a storm, but what if the internet went down indefinitely, sort of everywhere?
Does Medicare Cover CBD and Hemp? Rules, Exceptions and Coverage Explained
Key Takeaways Federal Coverage Status: Original Medicare (parts A and B) generally does not cover over-the-counter CBD or hemp products because non-prescription cannabinoids lack federal approval by the Food and Drug Administration (FDA). FDA-Approved Exceptions: Medicare Part D prescription plans may cover specific FDA-approved cannabinoid medications, such as Epidiolex for severe epilepsy or synthetic THC medications like Marinol and Cesamet.
What is a rewards checking account?
If you want the money in your checking account to do more than just sit there, you may want to consider a rewards checking account. After all, you may have a credit card that offers you cash back, points, or miles every time you spend money. So why shouldn't your debit card offer the same? That said, there can be some downsides to a rewards checking account. Here's what you need to know about rewards checking accounts and whether they're something you need in your financial tool belt.
U.S. News Health Hub
Learn how to seamlessly transfer a loved one between nursing homes or assisted living facilities with this 30-day moving checklist and legal rights guide. This article is based on reporting that features expert sources. If you're trying out a new facility, you might want to sign a bed-hold agreement, so your relative has somewhere to return if it doesn't work out.
Switching Medicare Plans: 5 Good Reasons to Change Coverage
Key Takeaways Experiencing key lifestyle changes, such as your doctor leaving your network, premium cost hikes or moving, are the most common reasons to switch your Medicare plan. Reviewing and comparing Medicare options annually during the Annual Enrollment Period can save beneficiaries anywhere from $500 to $3,000 per year.
Léto 1936 zabilo přes 11 000 Američanů a navždy změnilo to, co si každý den oblékáme
Léto roku 1936 bylo bezpochyby hotové peklo. Během tohoto jediného léta zemřelo v důsledku úmorných veder přes 11 000 Američanů a 1 000 Kanaďanů. Horko zabíjí i podivnými způsoby. I když vám přímo nezničí tělo, stačí, abyste jeli autem, praskla vám pneumatika a najednou se řítíte do stromu. Takové věci se v létě 1936 děly často. Extrémy toho léta přinesly ale i něco méně tragického: trička a kraťasy se staly širokou módou. Do té doby byli lidé zvyklí nosit spoustu vrstev.
La vera storia di come un’ondata di caldo portò gli Stati Uniti a legalizzare gli shorts
Costretti a sopportare il caldo sotto il peso degli abiti e delle convenzioni sociali, gli americani iniziarono ad accettare pantaloncini e maniche corte dopo un’estate che causò migliaia di morti. DI Geoff Williams pubblicato 06-07-2026 Migliaia di americani cercano refrigerio in una spiaggia affollata nel luglio 1936 a New York, Stati Uniti. FOTOGRAFIA DI AFP/GETTY A volte si dice che un paese sia "un inferno". E l’estate del 1936 fu certamente infernale per gli Stati Uniti.
The heat wave that made America legalize shorts
People often say that a country is going to hell. And the summer of 1936 was certainly infernal. Over the course of the summer, over 11,000 Americans and 1,000 Canadians either perished in the heat, or because of the heat. The heat can kill you in crazy ways. Even if it doesn’t destroy your body, you could be driving, and your tire might blow out, and suddenly you’re careering into a tree. That type of thing happened a lot during the summer of 1936.
Groundhogs are invading my yard. Now what? Original
June 30, 2026, 11:53 a.m. ET For some homeowners, every day is Groundhog Day. That is, around this time of year, you may discover a furry neighbor living beneath your patio, deck or maybe a shed. They are always under something. They aren’t called groundhogs for nothing. Actually, they’re called a lot of things, like woodchucks, whistlepigs, land-beavers and groundpigs. Some homeowners call them pests. So should you be worried that your house will someday sink into a groundhog-caused sinkhole?
5 major benefits of mobile banking
Mobile banking has become a popular way to bank in recent years.According to a recent national survey conducted for the American Bankers Association, 54% of bank customers use apps on phones or other mobile devices as their top option for managing their bank accounts, versus other methods like visiting a branch. In 2010, by contrast, only about 13% of Americans were banking on their phone.
Honey bee colony losses stabilize following record highs, yet pressures persist
Today, the U.S. Beekeeping Survey released its annual colony loss estimates for American honey bee colonies from April 2025 to April 2026. Led by Auburn University, in collaboration with Oregon State University and the Apiary Inspectors of America, the national survey revealed losses of 39.9% during the survey period.
6 times you could be charged extra for paying in cash
There is a cost for virtually everything — including, it turns out, paying in cash. That's because of a trend in recent years in which some businesses will actually refuse to accept cash, or charge you a fee if you want to pay for something in cash. It may seem unfair to be charged extra for paying in cash. And frankly, maybe it is. But for reasons ranging from consumer demand to technology making digital payments easier to handle, there are logical reasons businesses do it.
The Delivery You Didn't Order: Breaking Down the 'Free Phone' Scam
You probably already know you need to worry about thieves stealing packages from your porch, but now you also need to be wary of criminals leaving packages there. This is the surprising first step in a scam you might not have heard of. You open your front door and — surprise! There’s a package that looks like it was delivered by FedEx or UPS. Your name is even on the label. Inside is a new phone. The only problem? You never ordered one.
The Delivery You Didn't Order: Breaking Down the 'Free Phone' Scam
Inside the world’s scam capital, where enslaved workers are forced to defraud Americans online Lured by the promise of well-paying jobs, hundreds of thousands of people are getting caught up in one of the world’s most sophisticated fraud networks. Five young men thought they were going to Cambodia to intern at a casino. Instead they say they became enslaved in one of the world’s most …
What is the Allpoint ATM network?
The Allpoint Network is made up of over 55,000 ATMs worldwide that provides no-fee cash to many consumers. If your bank, credit union, or prepaid card provider uses the Allpoint Network, you have a way to get cash from an ATM without being nickel and dimed. It's also handy if you bank with an online bank that doesn't offer physical branches or its own ATM locations but belongs to the Allpoint Network.
We Can't Stop Falling for These 7 Scams. Here's How to Protect Yourself From Each One
TikTokers arrested in London after ‘running £153,000,000 tax scam’ over app TikTok users are being warned to keep an eye out for tax scams after two men were arrested in east London over an alleged scheme involving …
THE SUMMER OF DEATH
Dogged original research and superb narrative skills come together in this gripping account of pitiless evil. During that time, enrolled members of the Osage Indian nation were among the wealthiest people per capita in the world. The rich oil fields beneath their reservation brought millions of dollars into the tribe annually, distributed to tribal members holding "headrights" that could not be bought or sold but only inherited.
Getting Bombarded With Spam Calls From Different Numbers? Here Are 8 Ways To Stop Them.
Spam calls to a phone are what weeds are to a garden. They spring up out of the blue, they’re everywhere at all once, and they’re a nuisance. But at least weeds are a natural occurrence. Wildlife enjoys chomping on them. Sometimes weeds are pretty to look at. There’s really nothing positive to be said about a spam phone call. Fortunately, there are things you can do to stop spam calls (without using harmful pesticides to boot).
There's a good chance you're missing money - here's how to find and claim it
If you’re the type of person who often misplaces your car keys or loses socks in the dryer, you should consider searching for missing money or unclaimed property. Even if you are super organized, you may want to consider looking for financial assets that you may not know about. People being parted from their money happens more often than you might think. That’s why there are several national databases designed to connect people with their lost money.
How to Date After 50, According to Relationship Experts
You might not think you’d need a how-to guide for dating at 50, 60 or older. You’re smarter than you used to be. You’re well-adjusted. You’ve finally got your life together. Well, you’re older, anyway. But arguably, dating has never been harder. If you’re spending a lot of time at online dating sites, you’re probably wondering if you’re looking at an AI-generated profile created by a scammer – or one of a real person, who also used AI to dress up their grammar and their photos.
How to Use your HSA to Pay for Long-Term Care Expenses
Can you use an HSA for assisted living or nursing homes? Learn how to pay for long-term care tax-free, IRS premium limits for 2026 and qualified expenses. This article is based on reporting that features expert sources. While you can use your HSA for almost any medical expense related to long-term care, there are some strict rules to follow.
Is mobile banking safe? How to keep your personal data secure.
Using your bank’s mobile app to monitor your account or pay bills is convenient, but you may be wondering about mobile banking security and whether these apps are safe to use. You’re right to be concerned. Over 60% of digital fraud now occurs through mobile devices, according to cybersecurity software company OneSpan. That said, mobile banking is a relatively safe activity. But you can increase your odds of keeping your money even safer by following some mobile banking security best practices.
Should I Click 'Allow Cookies' On Every Website That Asks?
Should you allow cookies every time you’re asked? Away from a computer, device or phone, the answer is absolutely “yes,” especially if they are of the chocolate chip variety. But cookies on websites is another story. Should we accept cookies when websites ask? It’s complicated. Sit back, relax and maybe have a real cookie. We’ll figure this out and answer all the questions we think you have. Tech: So Many People Are Falling For ‘Domain Spoofing.’ Here’s What It Is — And How To Protect Yourself.
The Cleo Card review
The Cleo Card is a unique, AI-driven secured card issued by WebBank that skips traditional credit checks and interest in favor of a personality-packed budgeting app. Why you should trust CardRatings default_credit_card_type_name Card The Cleo Card review Top Features Rewards points_per_dollar Regular APR reg_apr,reg_apr_type Annual Fee annual_fees Terms and Limitations Apply Key Featuresdescription Pros Fast approval with no hard inquiry on your credit report.
Citi Strata Elite℠ Card review
The Citi Strata Elite℠ Card is a high-end travel card designed for those who want to turn their weekend social life and travel bookings into significant rewards. It trades a premium annual fee for top-tier earning rates and a suite of luxury credits. If you frequently use travel portals and spend heavily on dining, this card offers a specialized way to maximize your return.
Does Your Poop Stick To The Toilet Bowl? Here's What That Says About Your Health.
You probably don’t think of your poop as art or a book, but each time you finish doing your, um, business, your fecal matter tells a story. That’s because we are what we eat, and whatever we eat eventually plops into the toilet. So if you’re interested in gazing upon what your bowels have unleashed, you may discover some clues about your health. For instance, if your stool is sticking to the toilet bowl, there’s a good chance your diet is too high in fat.
Medicare Set-Aside: What It Is and How It Works
Key Takeaways A Medicare Set-Aside (MSA) is a financial arrangement that uses settlement funds to pay for future injury-related medical expenses, ensuring Medicare remains the secondary payer. Workers' Compensation Medicare Set-Aside Arrangements are generally required for current Medicare beneficiaries or those expected to enroll within 30 months of a settlement.
Budgeting for Better Health: Making Weight-Loss Treatment Affordable
Losing weight seems like it should be a money-saving endeavor. After all, you’re eating less and therefore spending less, right? But the cost of healthy fresh produce is often higher than junk food. Buying a treadmill or joining a gym are both pricey. And when it comes to meds, like the new oral weight-loss drugs, getting insurance to cover them can be a hassle.
9 Things to Know About the New Weight Loss Pills
If you’re on a quest to lose weight, you might be thinking about trying a GLP-1 medication. And you may be particularly interested in learning about oral GLP-1s, the latest buzzword in your feed on social media, with the Food and Drug Administration (FDA)'s recent approval of a second GLP-1 pill, Foundayo (orforglipron). (Let’s face it, not everyone is up for injections!) Still, you have questions. Are oral tablets equally effective as shots? Are there side effects?
Caregiver Tax Checklist 2026: Deductions & Credits for Family Caregivers
Maximize your savings with our caregiver tax checklist. Learn how to claim tax deductions, credits and who qualifies as a dependent for tax breaks. | | This article is based on reporting that features expert sources. But generally, a dependent needs to live with you all year or be related to you as a qualifying relative. Key Takeaways Taking care of an elderly parent or relative? The IRS offers several ways to reduce your taxable income.
The Summer of Death: The Great Heat Wave of 1936 and the Making of Modern Day America
. Jun. 2026. 448p. ISBN 9798897101252. $32. . HISTORY COPY ISBN The Great Heat Wave of 1936 caused a staggering number of deaths and illnesses. These were the days when air conditioning was rare in homes and even rarer in hospitals. Williams ( Washed Away) vividly writes about the Great Heat Wave, drawing on case histories, newspaper articles from the time, and books by survivors. The year 1936 began with an extremely cold winter.
What Is an HSA? Health Savings Account Rules & Benefits
Key Takeaways A health savings account (HSA) is a tax-advantaged savings tool for individuals with high-deductible health insurance plans (HDHPs) used to pay for qualified medical expenses. An HSA is also recommended by financial advisors as a helpful tool for retirement planning because it offers a triple-tax benefit (tax-deductible contributions, tax-free growth, tax-free withdrawals), funds that roll over annually and portability, making it a powerful long-term savings tool.
7 Tricks Food Manufacturers Use To Make You Think Their Food Is Healthy
Every business that sells food tries to make it seem as appetizing as possible. That’s why TV ads never brag about a mediocre flavor or sodium content. No brand will stick around if it brags, “Our product tastes great, but it could lead to a heart attack!” But if you’re a health-conscious consumer, you’re going to want to be aware of health halos, or labeling terminology that implies that what you’re about to buy is more nutritious than it actually is.
What is private banking, and how does it work?
Private banking refers to a host of services offered to a bank’s wealthiest customers. You can think of private banking versus regular banking as the difference between flying first class and coach. In other words, private banking involves the same types of services that regular customers can access, but includes a few more perks and far more personal attention. If you have a higher income or large amount of assets, private banking might benefit you. What is private banking, and how does it work?
How the 2026 $2,100 Part D Cap Affects Your Pharmacy Bill
Key Takeaways The Medicare Part D out of pocket cap for 2026 is $2,100. This represents a significant safety net for seniors, particularly those with high-cost or specialty medications who may hit this cap early in the year. You do not need to sign up for this benefit. The plan tracks your out-of-pocket expenses for covered drugs. The $2,100 Part D Medicare cap has no effect on your premiums, but it includes your deductible, copays and coinsurance.
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