By Bridget Wall and Gretel Burns The Federal Court of Australia in the decision of Prestige Form Group NSW Pty Ltd v QBE European Operations PLC[1] recently considered the vexed question of whose ‘contract works’ are excluded from cover in a general liability policy. This issue is frequently the subject of disagreement between insureds and insurers as to whether it is only the insured’s contract works or all contract works, including third parties, that are excluded.