Analysis The cost of living crisis and climate change are two of the key factors driving excess claims inflation, according to a Kennedys survey Already a subscriber? Sign in to continue reading. If content does not display, please refresh your browser. New to Insurance Day? Buy a subscription for unlimited access to news, interviews, analysis and much more. Free newsletter Not ready to subscribe just yet? Sign up to receive a curated selection of our latest articles in your inbox for a trial period.