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Mortgage rate predictions for 2023
Advertiser Disclosure Updated 3:57 p.m. ET April 17, 2023 Editorial Note: Blueprint may earn a commission from affiliate partner links featured here on our site. This commission does not influence our editors' opinions or evaluations. Please view our full advertiser disclosure policy. As of April 17, the average annual percentage rate (APR) for a 30-year fixed mortgage is 6.89%. This is down slightly from 6.81% the week prior and continues a pattern of modest decreases since early March.
Today’s Mortgage Rates: February 21, 2023-Rates Jump Again
Today’s average rate on a 30-year fixed mortgage is 6.92%, up 0.20% from the previous week. Borrowers may be able to save on interest costs by going with a 15-year fixed mortgage, as they generally have a lower rate than that of a 30-year, fixed-rate home loan. The average rate on a 15-year fixed mortgage is 6.17%. However, you’ll have higher monthly payments since you’re paying off your mortgage in 15 years instead of 30.
Today’s Mortgage Rates: February 20, 2023-Rates Jump Up Again
Currently, the average rate on a 30-year fixed mortgage is 6.92%, compared to 6.73% a week ago. For borrowers who want to pay off their home faster, the average rate on a 15-year fixed mortgage is 6.17%, up 0.16% from the previous week. Homeowners who want to lock in a lower rate by refinancing should compare their existing mortgage rate with current market rates to make sure it’s worth the cost to refinance.
Mortgage Interest Rates Today: February 15, 2023-Rates Inch Higher
Today, the average rate on a 30-year fixed mortgage is 6.77%, according to Bankrate.com. On a 15-year fixed mortgage, the average rate is 6.08%. The average rate on a 30-year jumbo mortgage is 6.82%, and the average rate on a 5/1 ARM is 5.45%.
Current National Mortgage Rates: February 14, 2023-Rates Continue To Climb
The average rate on a 30-year fixed mortgage jumped by 0.07% in the last week to 6.72%. Meanwhile, the average rate on a 15-year fixed mortgage climbed 0.25% during the same period to 6.04%. For existing homeowners, compare your current mortgage rates with today’s refinance rates. Related: Compare Current Mortgage Rates Mortgage Rates for February 14, 2023 30-Year Fixed-Rate Mortgage Rates Today, the average rate for the benchmark 30-year fixed mortgage fell to 6.72% from 6.73% yesterday.
Current National Mortgage Rates: February 13, 2023-Rates Jump Up
The average rate on a 30-year fixed mortgage is 6.73%, according to Bankrate.com, while the average rate on a 15-year mortgage is 6.01%. On a 30-year jumbo mortgage, the average rate is 6.78%, and the average rate on a 5/1 ARM is 5.43%. Related: Compare Current Mortgage Rates Mortgage Rates for February 13, 2023 30-Year Fixed Mortgage Interest Rates Today’s 30-year-fixed rate mortgage—the most popular mortgage product—is 6.73%, up 0.22% from a week earlier.
Today’s Mortgage Rates: February 10, 2023-Rates Shoot Up
The average rate on a 30-year fixed mortgage jumped by 0.33% in the last week to 6.69%. Meanwhile, the average rate on a 15-year fixed mortgage climbed 0.42% during the same period to 5.96%. For existing homeowners, compare your current mortgage rates with today’s refinance rates. Related: Compare Current Mortgage Rates Mortgage Rates for February 10, 2023 30-Year Mortgage Rates Today’s 30-year-fixed rate mortgage—the most popular mortgage product—is 6.69%, up 0.33% from a week earlier.
Current Mortgage Interest Rates: February 9, 2023-Rates Spike
Today, the average rate on a 30-year fixed mortgage is 6.62%, according to Bankrate.com. On a 15-year fixed mortgage, the average rate is 5.86%. The average rate on a 30-year jumbo mortgage is 6.66%, and the average rate on a 5/1 ARM is 5.39%. Related: Compare Current Mortgage Rates Mortgage Rates for February 9, 2023 30-Year Fixed Mortgage Rates Today, the average rate on a 30-year, fixed-rate mortgage is 6.62%, compared to last week when it was 6.37%. Over the last 52 weeks, the high was 6.88%.
Today’s Mortgage Rates: February 8, 2023-Rates Move Up Again
Currently, the average rate on a 30-year fixed mortgage is 6.60%, compared to 6.42% a week ago. For borrowers who want to pay off their home faster, the average rate on a 15-year fixed mortgage is 5.83%, up 0.11% from the previous week. Homeowners who want to lock in a lower rate by refinancing should compare their existing mortgage rate with current market rates to make sure it’s worth the cost to refinance.
Mortgage Rates Today: February 7, 2023-30-Year Fixed Rate Rises
The average rate on a 30-year fixed mortgage is 6.65%, according to Bankrate.com, while the average rate on a 15-year mortgage is 5.79%. On a 30-year jumbo mortgage, the average rate is 6.72%, and the average rate on a 5/1 ARM is 5.39%. Related: Compare Current Mortgage Rates Mortgage Rates for February 7, 2023 30-Year Fixed-Rate Mortgage Rates Today’s average rate on a 30-year, fixed-rate mortgage is 6.65%, which is 0.14% higher than last week. In a 52-week span, the highest rate was 6.88%.
Today’s Mortgage Rates: February 6, 2023-Rates Slightly Increase
Mortgage rates continue to inch up. The current average rate on a 30-year fixed mortgage is 6.51%, compared to 6.48% a week earlier. For borrowers who want a shorter mortgage, the average rate on a 15-year fixed mortgage is 5.74%, up 0.07% from the previous week. If you want to lock in a lower rate by refinancing, compare your existing mortgage rate to today’s refinance rates.
Current Mortgage Interest Rates: February 3, 2023-Rates Move South
The average rate on a 30-year fixed mortgage fell by 0.12% in the last week to 6.36%. Meanwhile, the average rate on a 15-year fixed mortgage dropped 0.10% during the same period to 5.54%. For existing homeowners, compare your current mortgage rates with today’s refinance rates. Related: Compare Current Mortgage Rates Mortgage Rates for February 3, 2023 30-Year Mortgage Rates Today, the average rate on a 30-year, fixed-rate mortgage is 6.36%, compared to last week when it was 6.48%.
Mortgage Interest Rates Today: February 2, 2023-Rates Mostly Drop
The average rate on a 30-year fixed mortgage is 6.37% with an APR of 6.38%, according to Bankrate.com. The 15-year fixed mortgage has an average rate of 5.67% with an APR of 5.69%. On a 30-year jumbo mortgage, the average rate is 6.37% with an APR of 6.38%. The average rate on a 5/1 ARM is 5.37% with an APR of 7.38%.
Today’s Mortgage Rates: February 1, 2023-Rates Inch Down
The average rate on a 30-year fixed mortgage is 6.42% with an APR of 6.43%, according to Bankrate.com. The 15-year fixed mortgage has an average rate of 5.72% with an APR of 5.74%. On a 30-year jumbo mortgage, the average rate is 6.46% with an APR of 6.46%. The average rate on a 5/1 ARM is 5.37% with an APR of 7.38%.
Today’s Mortgage Rates: January 31, 2023-Little Movement On Rates
The average rate on a 30-year fixed mortgage is 6.51%, according to Bankrate.com, while the average rate on a 15-year mortgage is 5.70%. On a 30-year jumbo mortgage, the average rate is 6.55%, and the average rate on a 5/1 ARM is 5.37%. Related: Compare Current Mortgage Rates Mortgage Rates for January 31, 2023 30-Year Mortgage Rates Today, the average rate for the benchmark 30-year fixed mortgage rose to 6.51% from 6.48% yesterday. One week ago, the 30-year fixed was 6.51%.
Current National Mortgage Rates: January 30, 2023-Rates Drop
Currently, the average rate on a 30-year fixed mortgage is 6.48%, compared to 6.56% a week ago. For borrowers who want to pay off their home faster, the average rate on a 15-year fixed mortgage is 5.67%, up 0.04% from the previous week. Homeowners who want to lock in a lower rate by refinancing should compare their existing mortgage rate with current market rates to make sure it’s worth the cost to refinance.
Current Mortgage Interest Rates: January 27, 2023-Rates Trend Higher
Currently, the average rate on a 30-year fixed mortgage is 6.48%, compared to 6.43% a week ago. For borrowers who want to pay off their home faster, the average rate on a 15-year fixed mortgage is 5.64%, up 0.01% from the previous week. Homeowners who want to lock in a lower rate by refinancing should compare their existing mortgage rate with current market rates to make sure it’s worth the cost to refinance.
Mortgage Interest Rates Today: January 25, 2023-Mortgage Rates Inch Down
The average rate on a 30-year fixed mortgage is 6.46% with an APR of 6.48%, according to Bankrate.com. The 15-year fixed mortgage has an average rate of 5.66% with an APR of 5.68%. On a 30-year jumbo mortgage, the average rate is 6.51% with an APR of 6.52%. The average rate on a 5/1 ARM is 5.40% with an APR of 7.38%.
Today’s Mortgage Rates: January 24, 2023-Rates Advance
Today, the average rate on a 30-year fixed mortgage is 6.51%, according to Bankrate.com, while the average rate on a 15-year mortgage is 5.74%. On a 30-year jumbo mortgage, the average rate is 6.58%, and the average rate on a 5/1 ARM is 5.40%. Related: Compare Current Mortgage Rates Mortgage Rates for January 24, 2023 30-Year Fixed Mortgage Interest Rates Today, the average rate on a 30-year, fixed-rate mortgage is 6.51%, compared to last week when it was 6.49%.
Current National Mortgage Rates: January 23, 2023-Rates Are Mixed
Today, the average rate on a 30-year fixed mortgage is 6.56%, according to Bankrate.com, while the average rate on a 15-year mortgage is 5.63%. On a 30-year jumbo mortgage, the average rate is 6.60%, and the average rate on a 5/1 ARM is 5.33%. Related: Compare Current Mortgage Rates Mortgage Rates for January 23, 2023 30-Year Fixed Mortgage Interest Rates Borrowers paid an average rate on a 30-year fixed-rate mortgage of 6.56%. This was up from the previous week’s rate of 6.49%.
Mortgage Interest Rates Today: January 19, 2023-Mortgage Rates Fall Again
Currently, the average rate on a 30-year fixed mortgage is 6.39%, compared to 6.58% a week ago. For borrowers who want to pay off their home faster, the average rate on a 15-year fixed mortgage is 5.64%, down 0.23% from the previous week. If you’re thinking about refinancing to lock in a lower rate, compare your existing mortgage rate with current market rates to make sure it’s worth the cost to refinance.
Here Are Today’s Mortgage Rates: January 18, 2023-Rates Inch Down
The current average rate on a 30-year fixed mortgage is 6.56%, compared to 6.65% a week earlier. For borrowers who want a shorter mortgage, the average rate on a 15-year fixed mortgage is 5.80%, down 0.11% from the previous week. If you want to lock in a lower rate by refinancing, compare your existing mortgage rate to today’s refinance rates.
Here Are Today’s Mortgage Rates: January 16, 2023-Mortgage Rates Fall
Today, the average rate on a 30-year fixed mortgage is 6.49%, according to Bankrate.com. On a 15-year fixed mortgage, the average rate is 5.74%. The average rate on a 30-year jumbo mortgage is 6.50%, and the average rate on a 5/1 ARM is 5.45%. Related: Compare Current Mortgage Rates Mortgage Rates for January 16, 2023 30-Year Fixed Mortgage Interest Rates Today’s 30-year-fixed rate mortgage—the most popular mortgage product—is 6.49%, down 0.12% from a week earlier.
Here Are Today’s Mortgage Rates: January 13, 2023-Mortgage Rates Fall
The current average rate on a 30-year fixed mortgage is 6.37%, compared to 6.80% a week earlier. For borrowers who want a shorter mortgage, the average rate on a 15-year fixed mortgage is 5.66%, down 0.42% from the previous week. Homeowners who want to lock in a lower rate by refinancing should compare their existing mortgage rate to today’s refinance rates.
Mortgage Interest Rates Today: January 12, 2023-Rates Dip
Currently, the average rate on a 30-year fixed mortgage is 6.58%, compared to 6.67% a week ago. For borrowers who want to pay off their home faster, the average rate on a 15-year fixed mortgage is 5.87%, down 0.16% from the previous week. Homeowners who want to lock in a lower rate by refinancing should compare their existing mortgage rate with current market rates to make sure it’s worth the cost to refinance.
Mortgage Interest Rates Today: January 11, 2023-Mortgage Rates Fall
The average rate on a 30-year fixed mortgage is 6.65%, according to Bankrate.com, while the average rate on a 15-year mortgage is 5.91%. On a 30-year jumbo mortgage, the average rate is 6.65%, and the average rate on a 5/1 ARM is 5.50%. Related: Compare Current Mortgage Rates Mortgage Rates for January 11, 2023 30-Year Fixed Mortgage Rates Borrowers will pay less in interest this week as the average rate on a 30-year fixed-rate mortgage is 6.65% compared to a rate of 6.83% a week ago.
Mortgage Interest Rates Today: January 10, 2023-Rates Reach A 52-Week Low
Today’s average rate on a 30-year fixed mortgage is 6.51%, down 0.35% from the previous week. Borrowers may be able to save on interest costs by going with a 15-year fixed mortgage, as they often have a lower rate than that of a 30-year, fixed-rate home loan. The average rate on a 15-year fixed mortgage is 5.89%. However, you’ll have higher monthly payments since you’re paying off your mortgage in 15 years instead of 30.
Current Mortgage Interest Rates: January 9, 2023-Mortgage Rates Inch Down
Today, the average rate on a 30-year fixed mortgage is 6.61%, according to Bankrate.com. On a 15-year fixed mortgage, the average rate is 6.01%. The average rate on a 30-year jumbo mortgage is 6.60%, and the average rate on a 5/1 ARM is 5.51%. Related: Compare Current Mortgage Rates Mortgage Rates for January 9, 2023 30-Year Fixed Mortgage Rates Borrowers paid an average rate on a 30-year fixed-rate mortgage of 6.61%. This was down from the previous week’s rate of 6.87%.
Current Mortgage Interest Rates: January 6, 2023-Mortgage Rates Cool Off
Home Buying & Refinancing
Here Are Today’s Mortgage Rates: January 5, 2023-Mortgage Rates Fall
The average rate on a 30-year fixed mortgage is 6.67%, according to Bankrate.com, while the average rate on a 15-year mortgage is 6.03%. On a 30-year jumbo mortgage, the average rate is 6.65%, and the average rate on a 5/1 ARM is 5.49%. Related: Compare Current Mortgage Rates Mortgage Rates for January 5, 2023 30-Year Mortgage Rates Borrowers will pay less in interest this week as the average rate on a 30-year fixed-rate mortgage is 6.67% compared to a rate of 6.80% a week ago.
Current National Mortgage Rates: January 4, 2023-Mortgage Rates Rise Again
Today, the average rate on a 30-year fixed mortgage is 6.83%, according to Bankrate.com. On a 15-year fixed mortgage, the average rate is 5.93%. The average rate on a 30-year jumbo mortgage is 6.88%, and the average rate on a 5/1 ARM is 5.50%. Related: Compare Current Mortgage Rates Mortgage Rates for January 4, 2023 30-Year Fixed Mortgage Rates Today’s 30-year-fixed rate mortgage—the most popular mortgage product—is 6.83%, up 0.05% from a week earlier.
Current National Mortgage Rates: January 3, 2023-Rates Trend Higher
Currently, the average rate on a 30-year fixed mortgage is 6.86%, compared to 6.72% a week ago. For borrowers who want to pay off their home faster, the average rate on a 15-year fixed mortgage is 5.95%, up 0.20% from the previous week. Homeowners who want to lock in a lower rate by refinancing should compare their existing mortgage rate with current market rates to make sure it’s worth the cost to refinance.
Today’s Mortgage Rates: January 2, 2023-Mortgage Rates Inch Up
Today’s average rate on a 30-year fixed mortgage is 6.87%, up 0.16% from the previous week. Borrowers may be able to save on interest costs by going with a 15-year fixed mortgage, as they typically have a lower rate than that of a 30-year, fixed-rate home loan. The average rate on a 15-year fixed mortgage is 5.95%. However, a 15-year mortgage means you are paying off the house in half the amount of time compared to a 30-year term, so your monthly payments will be higher.
Today’s Mortgage Rates: December 30, 2022-Rates Climb
Currently, the average rate on a 30-year fixed mortgage is 6.82%, compared to 6.64% a week ago. For borrowers who want to pay off their home faster, the average rate on a 15-year fixed mortgage is 5.92%, up 0.12% from the previous week. If you’re thinking about refinancing to lock in a lower rate, compare your existing mortgage rate with current market rates to make sure it’s worth the cost to refinance.
Current Mortgage Interest Rates: December 29, 2022-Rates Trend Higher
Today, the average rate on a 30-year fixed mortgage is 6.80%, according to Bankrate.com. On a 15-year fixed mortgage, the average rate is 5.90%. The average rate on a 30-year jumbo mortgage is 6.87%, and the average rate on a 5/1 ARM is 5.44%. Related: Compare Current Mortgage Rates Mortgage Rates for December 29, 2022 30-Year Fixed Mortgage Interest Rates Today’s average rate on a 30-year, fixed-rate mortgage is 6.80%, which is 0.20% higher than last week.
Current National Mortgage Rates: December 28, 2022-Mortgage Rates Climb
The current average rate on a 30-year fixed mortgage is 6.78%, compared to 6.66% a week earlier. For borrowers who want a shorter mortgage, the average rate on a 15-year fixed mortgage is 5.85%, up 0.08% from the previous week. Homeowners who want to lock in a lower rate by refinancing should compare their existing mortgage rate to today’s refinance rates.
Current National Mortgage Rates: December 27, 2022—Rates Rose
Today’s average rate on a 30-year fixed mortgage is 6.72%, up 0.11% from the previous week. Borrowers may be able to save on interest costs by going with a 15-year fixed mortgage, as they often have a lower rate than that of a 30-year, fixed-rate home loan. The average rate on a 15-year fixed mortgage is 5.75%. However, you’ll have higher monthly payments since you’re paying off your mortgage in 15 years instead of 30.
Here Are Today’s Mortgage Rates: December 26, 2022-Rates Rise
The current average rate on a 30-year fixed mortgage is 6.71%, compared to 6.66% a week earlier. For borrowers who want a shorter mortgage, the average rate on a 15-year fixed mortgage is 5.81%, down 0.19% from the previous week. If you want to lock in a lower rate by refinancing, compare your existing mortgage rate to today’s refinance rates.
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Today’s Mortgage Rates: December 22, 2022-Mortgage Rates Decrease
Currently, the average rate on a 30-year fixed mortgage is 6.60%, compared to 6.76% a week ago. For borrowers who want to pay off their home faster, the average rate on a 15-year fixed mortgage is 5.78%, down 0.27% from the previous week. If you’re thinking about refinancing to lock in a lower rate, compare your existing mortgage rate with current market rates to make sure it’s worth the cost to refinance.
Current National Mortgage Rates: December 21, 2022-Mortgage Rates Inch Down
The average rate on a 30-year fixed mortgage is 6.66% with an APR of 6.68%, according to Bankrate.com. The 15-year fixed mortgage has an average rate of 5.77% with an APR of 5.83%. On a 30-year jumbo mortgage, the average rate is 6.72% with an APR of 6.73%. The average rate on a 5/1 ARM is 5.44% with an APR of 7.36%.
Today’s Mortgage Rates: December 20, 2022-Rates Fall
Today’s average rate on a 30-year fixed mortgage is 6.61%, down 0.19% from the previous week. Borrowers may be able to save on interest costs by going with a 15-year fixed mortgage, as they generally have a lower rate than that of a 30-year, fixed-rate home loan. The average rate on a 15-year fixed mortgage is 5.77%. But keep in mind that you’ll have higher monthly payments since you’re paying off your loan in half the time (15 years versus 30 years).
Current Mortgage Interest Rates: December 19, 2022-Rates Dip
Today’s average rate on a 30-year fixed mortgage is 6.66%, down 0.15% from the previous week. Borrowers may be able to save on interest costs by going with a 15-year fixed mortgage, as they generally have a lower rate than that of a 30-year, fixed-rate home loan. The average rate on a 15-year fixed mortgage is 6.00%. But keep in mind that you’ll have higher monthly payments since you’re paying off your loan in half the time (15 years versus 30 years).
Current Mortgage Interest Rates: December 15, 2022-Rates Rise Again
Today’s average rate on a 30-year fixed mortgage is 6.76%, up 0.15% from the previous week. Borrowers may be able to save on interest costs by going with a 15-year fixed mortgage, as they often have a lower rate than that of a 30-year, fixed-rate home loan. The average rate on a 15-year fixed mortgage is 6.05%. But keep in mind that you’ll have higher monthly payments since you’re paying off your loan in half the time (15 years versus 30 years).
Mortgage Interest Rates Today: December 14, 2022-Mortgage Rates Trend Higher
Today, the average rate on a 30-year fixed mortgage is 6.81%, according to Bankrate.com. On a 15-year fixed mortgage, the average rate is 6.06%. The average rate on a 30-year jumbo mortgage is 6.88%, and the average rate on a 5/1 ARM is 5.46%. Related: Compare Current Mortgage Rates Mortgage Rates for December 14, 2022 30-Year Fixed Mortgage Rates Today’s average rate on a 30-year, fixed-rate mortgage is 6.81%, which is 0.05% higher than last week.
Current National Mortgage Rates: December 13, 2022-Mortgage Rates Climb
Currently, the average rate on a 30-year fixed mortgage is 6.76%, compared to 6.74% a week ago. For borrowers who want to pay off their home faster, the average rate on a 15-year fixed mortgage is 6.05%, down 0.02% from the previous week. If you’re thinking about refinancing to lock in a lower rate, compare your existing mortgage rate with current market rates to make sure it’s worth the cost to refinance.
Current National Mortgage Rates: December 9, 2022-Mortgage Rates Increase
The average rate on a 30-year fixed mortgage jumped by 0.12% in the last week to 6.69%. Meanwhile, the average rate on a 15-year fixed mortgage climbed 0.15% during the same period to 6.07%. For existing homeowners, compare your current mortgage rates with today’s refinance rates. Related: Compare Current Mortgage Rates Mortgage Rates for December 9, 2022 30-Year Mortgage Rates Today’s 30-year-fixed rate mortgage—the most popular mortgage product—is 6.69%, up 0.12% from a week earlier.
December 8, 2022-Mortgage Rates Cool Off
Today's average rate on a 30-year fixed mortgage is 6.61%, down 0.13% from the previous week. Borrowers may be able to save on interest costs by going with a 15-year fixed mortgage, as they generally have a lower rate than that of a 30-year, fixed-rate home loan. The average rate on a 15-year fixed mortgage is 5.94%. But keep in mind that you'll have higher monthly payments since you're paying off your loan in half the time (15 years versus 30 years).
Mortgage Interest Rates Today: December 8, 2022-Mortgage Rates Cool Off
Today’s average rate on a 30-year fixed mortgage is 6.61%, down 0.13% from the previous week. Borrowers may be able to save on interest costs by going with a 15-year fixed mortgage, as they generally have a lower rate than that of a 30-year, fixed-rate home loan. The average rate on a 15-year fixed mortgage is 5.94%. But keep in mind that you’ll have higher monthly payments since you’re paying off your loan in half the time (15 years versus 30 years).
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