Articles by Jon Ford
FinTech Global FS Regulatory Round-up - w/e 6 March 2026 Blog Fintech Notes
Upper Tribunal observes that uploading confidential documents into open-source AI tools waives client confidentiality and legal privilege IOSCO announces call for applications for its first TechSprint on investor education in the age of AI The International Organisation of Securities Commissions (IOSCO) has a call for applications for its first TechSprint, powered the FCA AI Lab, on investor education in the age of AI.
‘The Dead 3’ Confirmed - The Ford Brothers Return
‘The Dead 3’ Confirmed – The Ford Brothers Return by Phil Wheat In 2010, The Dead didn’t just shuffle into the zombie genre… it ripped it open! Shot on location in some of the most dangerous regions of West Africa, The Ford Brothers’ uncompromising vision brought back slow, relentless undead and a suffocating sense of dread that reminded audiences why zombies were terrifying in the first place.
UK FCA drops 'name and shame' proposals for regulated firms
The UK Financial Conduct Authority (FCA) has announced its decision to drop its controversial proposals published last year to name firms it is investigating at an early stage and before any findings of misconduct have been made (the 'Transparency Proposal' – sometimes referred to as 'name and shame').
UK FCA drops 'name and shame' proposals for regulated firms
The UK Financial Conduct Authority (FCA) has announced its decision to drop its controversial proposals published last year to name firms it is investigating at an early stage and before any findings of misconduct have been made (the 'Transparency Proposal' – sometimes referred to as 'name and shame').
FSR brief - the podcast series
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FSR Brief EP3: If it's broken, how do you fix it? Consumer Redress and the Call for Input
Click here to listen to the audio. In this third episode of the HSF FSR Brief, Jon Ford, Hywel Jenkins, Michael Tan and Elizabeth Stephens explore the FCA and FOS' recent Call for Input (CFI) on 'Modernising the Redress System'. They discuss the key aims of the CFI, current issues seen within the redress framework and suggest potential areas of reform to ensure the redress system works for stakeholders across the financial services industry.
4 out of 4: exploration drilling success onshore Croatia
Vermilion Energy and partner INA have announced four commercial discoveries out of four exploration wells drilled in block SA-07 during 2024, in the Sava part of the Pannonian Basin, onshore Croatia. On tests, Zbjegiovaca-1 Istok flowed 300 bopd plus 256mcfgpd; Meduric-1 Istok 4.5 mmcfgpd; Gojlo-1J 5.6mmcfgpd; and Piljenice-1 is currently testing, reputedly from a deeper and more significant gas column.
High Court clarifies relevance of related regulated mortgage contracts in connection with unfair relationship claims under Consumer Credit Act | Herbert Smith Freehills | Global law firm
The High Court has provided clarification as to the interpretation of the Consumer Credit Act 1974 (CCA) in the context of the group action brought by customers of Northern Rock, whose mortgages and loans were acquired by TSB following the global financial crisis of 2008: Breeze & Ors v TSB Bank plc [2024] EWHC 2427 (Ch).
Adopt, adapt, improvise – The new regulatory approach? | Herbert Smith Freehills | Global law firm
Insight Global Reports and highlights - By 4m read Faced with novel issues and keenly aware that the slow process of regulatory and/or legislative change can fall short of consumers' and others' expectations, financial services regulators have begun to re-examine their existing tools and powers. When the perfect tool for the job is not available, something else in the toolkit may be pressed into service.
Juggling water – How to regulate AI in financial services? | Herbert Smith Freehills | Global law firm
Insight Global Reports and highlights - By 6m read How should AI be regulated in financial services? Regulators are torn between the allure of AI and the undoubted risks. Firms are caught in the middle, with often inconsistent approaches being taken in different jurisdictions. No wonder over half of the attendees at our London Financial Services Regulatory Conference in October 2024 listed AI as their top priority for 2025 and beyond.
Current Physiotherapy Assessment and Treatment Practices for Low Back Pain in Nigeria: A National Survey
Data Availability Statement The data that support the findings of this study are available on request from the corresponding author. The data are not publicly available due to privacy or ethical restrictions.
CP24/2 Part 2: Have the FCA done enough?
Introduction On 28 November 2024, the UK Financial Conduct Authority (the "FCA") published Consultation Paper 24/2 Part 2 ("CP24/2 Part 2").1 This sets out revisions to the FCA's controversial proposals2 published earlier this year to name firms it is investigating at an early stage and before any findings of misconduct have been made (the "Transparency Proposal"). The deadline for responding to the revised proposals is 17 February 2025.
Well to Watch: UK Block 48/8b Selene Prospect
Yesterday, Shell spudded the 48/8b-3 exploration well with the Valaris 123 jack-up to drill the Selene exploration well in the UK Southern North Sea gas basin. This is a bit of a landmark for recent times in the depressed UK North Sea: the first exploration well offshore UK in 2024; in the success case a standalone potential development, so not infrastructure-led exploration; and a junior exploration company fully carried through a well in what was perceived to be a thoroughly exploited basin.
Securities Litigation: United Kingdom - England & Wales
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JON FORD: The new gold rush: powering Indiana’s data center boom
As the digital age accelerates, Indiana finds itself at the focal point of a new kind of gold rush — a rush to locate and power data centers and microchip manufacturing plants. These modern-day mines don’t extract ore; they process and store the lifeblood of the 21st century: data and microchips. And just like the gold rushes of old, this boom is reshaping the landscape, both literally and economically.
Our response to the UK FCA on proposed changes to the regulator’s approach to enforcement (CP24/2)
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The Financial Conduct Authority’s (FCA) extended consultation window closes today in respect of Consultation Paper 24/2: Our Enforcement Guide and publicising enforcement investigations – a new approach (CP24/2). We have previously posted a summary of the key areas covered by CP24/2, and an overview of our thoughts on whether the FCA’s proposals can achieve their objectives.
By Jenny Stainsby, Hywel Jenkins, Chris Ninan, Jon Ford, Karen Anderson Verified, Michael Tan, Jack Moore Verified, Elena Kormosh, Elizabeth Stephens, James Emberson
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Lexology
Verified
The UK FCA's Proposed New Approach To Enforcement And Increasing Transparency Around Investigations – Our Initial View - Financial Services - UK
The Financial Conduct Authority (FCA) has published CP24/2: Our Enforcement Guide and publicising enforcement investigations – a new approach, which sets out a proposal that would see the regulator publicly announce the opening and progress of investigations, and other proposed changes to simplify the FCA's Enforcement Guide (EG). The FCA is seeking feedback on its proposals by 16 April 2024.
The UK FCA’s proposed new approach to enforcement and increasing transparency around investigations - our initial view
The Financial Conduct Authority (FCA) has published CP24/2: Our Enforcement Guide and publicising enforcement investigations – a new approach, which sets out a proposal that would see the regulator publicly announce the opening and progress of investigations, and other proposed changes to simplify the FCA’s Enforcement Guide (EG). The FCA is seeking feedback on its proposals by 16 April 2024.
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