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Articles by Jordan Nickerson
Gig labor: Trading safety nets for steering wheels
Ayuda Buscar en la ayuda Buscar en la ayuda
Strategically Staying Small: Regulatory Avoidance and the Community Reinvestment Act
Banks operate in one of the nation’s most heavily regulated industries, where policy intervention aims for wide-ranging goals that include limiting risk, protecting consumers, and ensuring fair treatment of individuals through equal access to credit. The Community Reinvestment Act (CRA), enacted in 1977, is a much-studied example, though unlike most banking regulations, which restrict banks, the CRA encourages them to extend credit to targeted groups within certain communities.
Iowa Water Quality Lawsuit Dismissed By Supreme Court
United States: Iowa Water Quality Lawsuit Dismissed By Supreme Court 18 August 2021 by Jordan D. Nickerson (Des Moines) Brown Winick To print this article, all you need is to be registered or login on Mondaq.com. A lawsuit brought against the State of Iowa alleging that the State – and various departments and officials – has failed to sufficiently protect the public's use of the Raccoon River was ultimately halted by a divided Iowa Supreme Court earlier this month.
Friday, December 4, 2020
Documentation and Additional Reading Part Part Part Part The Briefing Friday, December 4, 2020 Tags: Audio Transcript Transcript has not been added yet. Check again soon.
How Uber, Lyft and other gig work provides a safety net for Americans that unemployment checks cannot
Outside the Box Published: Oct. 21, 2020 at 7:15 a.m. ET Benefits of the gig economy include large savings to the government and lower consumer debt AFP/Getty Images During the COVID-19 pandemic, Americans have seen skyrocketing unemployment rates as high as 14.7%. As a result, millions of people filed claims for unemployment insurance (UI) with state agencies, causing extremely high demand for government benefits that has resulted in long delays for people to actually receive funds.
Gig labour as private insurance
Vyacheslav Fos, Naser Hamdi, Ankit Kalda, Jordan Nickerson 29 March 2020 The growth of the gig economy has renewed debates about how to regulate employers who provide neither health insurance nor social security benefits to their employees. Using a combination of Uber product launch dates and employee-level data on job separations, this column finds that employees who are laid off from their formal occupations but have access to Uber are less likely to rely on unemployment insurance.
Gig Labor: Trading Safety Nets for Steering Wheels
The idea that an individual prefers a smooth consumption stream to a lumpy one serves as the foundation of microeconomics. People prefer a stable and predictable path of consumption when transitioning from a period of high income to one of low income. This preference acts as motivation for government policy, such as the broad deployment of unemployment insurance (UI), and serves as a theoretical justification for a consumer's increased reliance on credit during unemployment spells.
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