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Articles by Karishma Brahmbhatt
Zooming in on AI - #7: AI under financial regulations in the U.S., EU and U.K. - a comparative assessment of the current state of play: part 3 | JD Supra
[co-author: Susannah McMillian] This is the final note in a three-part series on the regulation of artificial intelligence in the financial services sector in the United States, the European Union and the United Kingdom. Our first note, available here, provided a comparative assessment of the approach that the three jurisdictions are taking to regulating the use of AI in the financial services sector and presented an action plan for firms to consider.
Zooming in on AI - #5: AI under financial regulations in the U.S., EU and U.K. – a comparative assessment of the current state of play: part 1 | JD Supra
Rapid and accelerating developments in artificial intelligence have prompted governments around the world to consider how AI should be regulated and used responsibly by businesses, without stifling innovation. This is particularly the case in the financial sector, where AI has the potential to bring operational efficiencies and even improved investment performance, but also brings with it risks due to the inherent unknowns that come with new technology.
Zooming In on AI - #6: AI under financial regulations in the U.S., EU and U.K. | JD Supra
Many governments are grappling with the question of how to regulate artificial intelligence to ensure it is adopted safely and used responsibly without hampering innovation. Governments have generally indicated similar interests in mitigating AI’s potential harmful effects—for example, ensuring that the use of AI by businesses is safe and transparent. However, the approach to achieving those aims differs radically. The EU has the most comprehensive AI-specific legislation – the AI Act.
ICO and AEPD take steps for protection of minors | JD Supra
The Information Commissioner’s Office (ICO) launched a campaign called ‘Think. Check. Share’ (the Campaign) on 29 January 2024, to promote responsible data sharing to safeguard children. The Campaign aims to provide organisations with the information they need to be able to safely share data for the protection of children and young people.
D&I in FS: how to get a head-start on the FCA and PRA proposals | JD Supra
This is the last post in our series on the UK Financial Conduct Authority (FCA) and Prudential Regulation Authority (PRA) proposals to introduce a new regulatory framework on diversity and inclusion (D&I) in the financial services sector. The consultations are now closed but it would be a mistake to wait until the final rules and guidance are published next year before engaging with some of the challenges highlighted in our blog series.
Responsible AI: navigating the risks and embracing the possibilities | JD Supra
The terms ‘AI ethics’, ‘trustworthy AI’ and ‘responsible AI’ are often used interchangeably, but there’s a technical distinction between the three despite the overlaps, as A&O counsel Karishma Brahmbhatt explains. “AI ethics,” she says, “is defined as the study and evaluation of moral problems relating to data, algorithms and corresponding practices to formulate and support morally good solutions.
FCA and PRA DI Proposals - Balancing data protection considerations against D&I reporting duties | JD Supra
The latest post in our blog series looking at the UK Financial Conduct Authority and Prudential Regulation Authority proposals to improve diversity and inclusion (D&I) in the financial services industry focusses on data protection considerations. Firms will need to give careful thought to their data protection obligations when considering their approach to the D&I data collection, reporting and disclosure requirements contained within the regulators’ proposals.
D&I in FS: Data protection and D&I reporting | JD Supra
The UK Financial Conduct Authority (FCA) and Prudential Regulation Authority (PRA) are consulting on proposals to introduce a new financial services regulatory framework on diversity and inclusion (D&I) in the financial sector. These would require in-scope firms to, among other things: establish, implement and maintain a D&I strategy; determine and set appropriate D&I targets; and collect, report and disclose certain D&I data.
Tips from the Top A conversation with the UKs tech regulators | JD Supra
Earlier this summer, as part of our women in tech initiative, Talking Tech Together, Allen & Overy hosted an engaging and insightful virtual fireside chat with senior women from four of the tech regulators in the UK: the UK Information Commissioner’s Office (ICO), the Competition and Markets Authority (CMA), the Financial Conduct Authority (FCA) and the Office of Communications (Ofcom).
Artificial Intelligence in insurance – innovating in a world of increased regulation | JD Supra
March 1, 2023 Karishma Brahmbhatt, Jane Finlayson-Brown, Philip Jarvis, Kate McInerney, Daren Orzechowski, Charlotte Rowlandson, William Samengo-Turner Allen & Overy LLP + Follow x Following x Following - Unfollow Contact To embed, copy and paste the code into your website or blog: The potential benefits of deploying artificial intelligence (AI) (and in particular, machine learning (ML) techniques) within the insurance industry have been the subject of much market discussion and increased...
Adtech – the Final Countdown? | JD Supra
Updated: May 25, 2018: JD Supra is a legal publishing service that connects experts and their content with broader audiences of professionals, journalists and associations.
Operationalising data ethics in the financial services sector | JD Supra
Updated: May 25, 2018: JD Supra is a legal publishing service that connects experts and their content with broader audiences of professionals, journalists and associations.
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