Katherine Read
Verified
(She/Her)
- Senior Editor, Every Investor
- Journalist, FundWeb
- Senior Finance Writer, The Enquirer
United Kingdom
Covers:
Finance
Simplifying complex financial topics on the daily.
Articles by Katherine Read
Personal Finance
Discover a wealth of resources dedicated to navigating the personal finance to guide your planning strategy. It’s never too early to start thinking about securing your future. Discover a wealth of resources dedicated to navigating the personal finance to guide your planning strategy. It’s never too early to start thinking about securing your future.
Get an Accurate Equity Release Quote Online Today
We stay independent and maintain editorial integrity. See how we're funded. Obtaining a quote for equity release typically involves contacting a specialist adviser or a provider directly. They will consider your age, property value, and personal circumstances to give you a tailored quote. ER Calculator Step 1. Get Started Step 2. Details Value of Your Home * It does not need to be exact. What's Your Age? * Your age impacts the release amount. If you are human, leave this field blank.
Free Equity Release Calculator & Instant Estimates
We stay independent and maintain editorial integrity. See how we're funded. An equity release calculator gives you an instant estimate of how much tax-free cash you could release from your home, based on your age and property value. It’s a helpful starting point if you're exploring later-life borrowing options like a lifetime mortgage. While results are not guaranteed, they give a clear idea of your potential release amount in 2025. ER Calculator Step 1. Get Started Step 2.
How To Choose the Best SIPP Checklist
Find the BEST SIPP Plan for You Unlock the checklist to compare providers and maximise your pension benefits. Who charges the LOWEST fees Who offers the BEST flexibility If you qualify for tax relief Trusted by Thousands of UK Investors! Bert Hofhuis Founder of EveryInvestor Bert Hofhuis is committed to providing accurate, easy-to-understand content for later life financial planning.
7 Equity Release Tips to Boost Retirement Income 2025
At EveryInvestor we are committed to maintaining rigorous editorial standards, yet it is important to note that our content may include references to our partner's products. For full transparency, here is an overview of how we earn money. Why Use This Equity Release Calculator?
Equity Release Application Requirements Checklist • Get Your Free Download Here
Advertiser Notice for EveryInvestor Here's How We Earn Money EveryInvestor operates as an independent, advertisement-supported platform. Our goal is to equip you with the tools and knowledge for smarter financial decisions, offering access to our interactive resources and objective reporting at no charge. The information we provide, while informative, is not intended as advice and should not be the sole basis for your decisions.
Is Equity Release for Home Improvements Worth It in 2024? 7 Key Points
Using equity release for home improvements can certainly be worth it if the enhancements increase home comfort and value, but it's important to consider the long-term impact on estate value and inheritance. Why Use This Equity Release Calculator?
Using Equity Release To Pay for Long-Term Care
We stay independent and maintain editorial integrity. See how we're funded. Equity release for long-term care in 2025 can fund care costs but affects inheritance, interest, and eligibility. These five facts help you understand the pros and cons. Keep reading to see if equity release is right for your care needs. ER Calculator Step 1. Get Started Step 2. Details Value of Your Home * It does not need to be exact. What's Your Age? * Your age impacts the release amount.
Can You Use Equity Release to Pay for Long-Term Care?
We stay independent and maintain editorial integrity. See how we're funded. Equity release for long-term care in 2026 can fund care costs but affects inheritance, interest, and eligibility. These five facts help you understand the pros and cons. Keep reading to see if equity release is right for your care needs. Key Takeaways... Equity release can provide funds for long-term care, allowing homeowners to manage care costs without selling their home, offering both lump sum and drawdown options.
5 Best Equity Release Solicitors in 2025 Reviewed
The top equity release solicitors in the UK specialise in providing legal advice on releasing equity from your home, ensuring the process is smooth, compliant, and tailored to your needs. Their expertise is pivotal for navigating the complexities of equity release agreements. At EveryInvestor, our aim is to assist you in making informed financial choices.
Which Vanguard SIPP Funds Are Performing the Best?
We stay independent and maintain editorial integrity. See how we're funded. Best Vanguard SIPP funds in 2026 offer diversified portfolios, low fees, strong performance, and sustainable options. Keep reading to discover the top five Vanguard funds that fit various retirement goals. See How Much Your Future Pension Income Could Be In Just 60 Seconds — No Fees, No Obligation. How Much Could You Unlock?
Who Are the Best SIPP Providers Right Now?
We stay independent and maintain editorial integrity. See how we're funded. Choosing the best SIPP provider in 2026 means comparing fees, fund range, customer service, and flexibility. This guide highlights top providers helping you save money and grow your pension. Keep reading to compare and select wisely. See How Much Your Future Pension Income Could Be In Just 60 Seconds — No Fees, No Obligation. How Much Could You Unlock?
Meet the UK’s Best Equity Release Advisers Who Really Deliver
We stay independent and maintain editorial integrity. See how we're funded. Equity release advisers in 2026 can help you navigate plans, rates, and providers effectively. These seven top advisers offer expert support and personalised advice. Keep reading to find the best equity release expert for your needs.
Best Equity Release Advisers & How To Choose One
We stay independent and maintain editorial integrity. See how we're funded. Equity release advisers in 2025 can help you navigate plans, rates, and providers effectively. These seven top advisers offer expert support and personalised advice. Keep reading to find the best equity release expert for your needs. ER Calculator Step 1. Get Started Step 2. Details Value of Your Home * It does not need to be exact. What's Your Age? * Your age impacts the release amount. If you are human, leave this field blank.
Best International SIPP (2025): Top 4 Providers
The best international SIPP providers excel in offering diverse global investment opportunities and tax efficiency for expatriates or those retiring abroad, with firms like PSG SIPP and Hargreaves Lansdown leading due to their extensive international reach and expertise. At EveryInvestor we are committed to maintaining rigorous editorial standards, yet it is important to note that our content may include references to our partner's products.
Is Moneybox’s SIPP Right for Your Retirement Goals?
We stay independent and maintain editorial integrity. See how we're funded. Moneybox SIPP in 2026 is best for hands-off investors offering automated investing, low fees, and easy app access. Keep reading to see if Moneybox suits your pension goals and investment style this year. See How Much Your Future Pension Income Could Be In Just 60 Seconds — No Fees, No Obligation. How Much Could You Unlock?
SIPPs Explained Simply for UK Investors
Assumptions: The calculator makes a projection into the future and assumes the following: Your current pension and any future monthly contributions you make will be invested and grow each year by the growth rate that you select. Inflation will also increase by 2% each year. Please note that the investment growth rate could be higher or lower than the chosen value, and this could make a big difference to your eventual pot size.
What’s a SIPP & How It Works in the UK
We stay independent and maintain editorial integrity. See how we're funded. Understanding what a SIPP is in 2025 involves seven must-know facts including tax benefits, investment control, contribution limits, fees, and withdrawal options. Keep reading to learn how SIPPs can enhance your retirement savings. See How Much Your Future Pension Income Could Be In Just 60 Seconds — No Fees, No Obligation. How Much Could You Unlock?
Swift Guide on Shared Home Release
Advertiser Disclosure for Fundweb Your Independent Financial Resource Fundweb is an autonomous, ad-supported financial comparison service. Our mission is to provide you with the tools and information to conduct your own research and make confident financial comparisons—at no cost to you. Our articles and tools offer data and insights to aid your research, not to replace professional advice.
Detailed Review & Insights for 2025
The history behind equity release includes its development as a financial solution for retirees needing access to cash without selling their home, evolving with regulations to protect consumers. At Fundweb, we are committed to assisting you in making more informed financial choices. Upholding stringent editorial principles is our standard, though you may find mentions of our partners' products within our content. For a clearer understanding, here is how we generate our income.
Top Mortgages & Rates
Advertiser Disclosure for Fundweb Your Independent Financial Resource Fundweb is an autonomous, ad-supported financial comparison service. Our mission is to provide you with the tools and information to conduct your own research and make confident financial comparisons—at no cost to you. Our articles and tools offer data and insights to aid your research, not to replace professional advice.
Retirement Bridge Equity Release Review (2025)
Advertiser Disclosure for Fundweb Your Independent Financial Resource Fundweb is an autonomous, ad-supported financial comparison service. Our mission is to provide you with the tools and information to conduct your own research and make confident financial comparisons—at no cost to you. Our articles and tools offer data and insights to aid your research, not to replace professional advice.
Understanding its Financial Consequences
Advertiser Disclosure for FundWeb Your Independent Financial Resource FundWeb is an autonomous, ad-supported financial comparison service. Our mission is to provide you with the tools and information to conduct your own research and make confident financial comparisons—at no cost to you. Our articles and tools offer data and insights to aid your research, not to replace professional advice.
Interest-Only Mortgage? What You MUST Know (2025)
Interest only mortgages require monthly interest payments with the principal due at term's end, offering a different approach to managing home equity compared to the potentially growing debt of equity release plans. At EveryInvestor we are committed to maintaining rigorous editorial standards, yet it is important to note that our content may include references to our partner's products. For full transparency, here is an overview of how we earn money. Why Use This Equity Release Calculator?
Lifetime Mortgage Types & Key Differences Explained
We stay independent and maintain editorial integrity. See how we're funded. Lifetime mortgage types in 2025 include fixed-rate, variable-rate, enhanced, voluntary repayment, and drawdown plans. Knowing these four key types helps you pick the right mortgage. Keep reading to understand your options clearly. ER Calculator Step 1. Get Started Step 2. Details Value of Your Home * It does not need to be exact. What's Your Age? * Your age impacts the release amount. If you are human, leave this field blank.
What Are the Main Types of Lifetime Mortgage?
We stay independent and maintain editorial integrity. See how we're funded. Lifetime mortgage types in 2026 include fixed-rate, variable-rate, enhanced, voluntary repayment, and drawdown plans. Knowing these four key types helps you pick the right mortgage. Keep reading to understand your options clearly. Key Takeaways...
Types of Equity Release & How To Choose
We stay independent and maintain editorial integrity. See how we're funded. In 2025, six types of equity release include lump sum, drawdown, enhanced, voluntary repayment, interest-only, and flexible plans. Keep reading to understand which type suits your financial needs and retirement goals best. ER Calculator Step 1. Get Started Step 2. Details Value of Your Home * It does not need to be exact. What's Your Age? * Your age impacts the release amount. If you are human, leave this field blank.
Best Lifetime Mortgage Providers in the UK
We stay independent and maintain editorial integrity. See how we're funded. Top lifetime mortgage providers in 2025 offer low fixed rates, flexible repayments, and inheritance protection. Discover the seven best firms ranked for reliability and value. Keep reading to find the best provider for your needs. ER Calculator Step 1. Get Started Step 2. Details Value of Your Home * It does not need to be exact. What's Your Age? * Your age impacts the release amount. If you are human, leave this field blank.
Selling a House with Equity Release – What You Need to Know First
We stay independent and maintain editorial integrity. See how we're funded. Selling a house with equity release in 2026 requires lender consent, loan repayment, and understanding estate effects. Keep reading to know the process and avoid costly surprises when selling your property with equity release. Key Takeaways When you sell a UK property with equity release, the outstanding loan plus any accrued interest must be repaid at completion from the sale proceeds. Any surplus funds go to you.
Who Are the Best Lifetime Mortgage Providers in the UK?
We stay independent and maintain editorial integrity. See how we're funded. Top lifetime mortgage providers in 2026 offer low fixed rates, flexible repayments, and inheritance protection. Discover the seven best firms ranked for reliability and value. Keep reading to find the best provider for your needs. Key Takeaways...
What You Should Know
We stay independent and maintain editorial integrity. See how we're funded. Selling a house with equity release in 2025 requires lender consent, loan repayment, and understanding estate effects. Keep reading to know the process and avoid costly surprises when selling your property with equity release. ER Calculator Step 1. Get Started Step 2. Details Value of Your Home * It does not need to be exact. What's Your Age? * Your age impacts the release amount. If you are human, leave this field blank.
Where to Find the Best Lifetime Mortgage Rates in the UK
We stay independent and maintain editorial integrity. See how we're funded. Lifetime mortgage interest rates in 2026 depend on property value, loan size, borrower age, and market conditions. Understanding these factors helps you secure the best rates and terms. Keep reading to learn what influences your mortgage costs this year. Key Takeaways... UK lifetime mortgage interest rates range from 5.97% to 6.28% - typically higher than standard residential rates due to deferred repayment structures.
Lifetime Mortgage Interest Rates & Best Deals
We stay independent and maintain editorial integrity. See how we're funded. Lifetime mortgage interest rates in 2025 depend on property value, loan size, borrower age, and market conditions. Understanding these factors helps you secure the best rates and terms. Keep reading to learn what influences your mortgage costs this year. ER Calculator Step 1. Get Started Step 2. Details Value of Your Home * It does not need to be exact. What's Your Age? * Your age impacts the release amount.
Equity Release Criteria & Eligibility Explained
We stay independent and maintain editorial integrity. See how we're funded. Equity release criteria in 2025 include age limits, property value, health factors, and lender requirements. Knowing these five must-know points ensures you qualify for the right plan. Keep reading to learn what lenders look for before approval. ER Calculator Step 1. Get Started Step 2. Details Value of Your Home * It does not need to be exact. What's Your Age? * Your age impacts the release amount.
How to Take Out Equity Release When You Already Have a Mortgage
We stay independent and maintain editorial integrity. See how we're funded. Getting equity release with a mortgage in 2026 is possible but involves lender approval, equity assessment, and combining repayments. This guide covers the must-know details to avoid costly mistakes. Keep reading to plan your finance wisely. Key Takeaways... This financial solution can be used to clear an existing mortgage, freeing up your monthly income for other uses.
Equity Release With Existing Mortgage Explained
We stay independent and maintain editorial integrity. See how we're funded. Getting equity release with a mortgage in 2025 is possible but involves lender approval, equity assessment, and combining repayments. This guide covers the must-know details to avoid costly mistakes. Keep reading to plan your finance wisely. ER Calculator Step 1. Get Started Step 2. Details Value of Your Home * It does not need to be exact. What's Your Age? * Your age impacts the release amount.
Age Partnership Equity Release Review (2025) — Pros & Cons
Age Partnership is an award-winning provider of equity release advice. While they don't directly offer financial products, they provide expert comparisons and advice on options like lump sum and drawdown lifetime mortgages, helping clients find suitable solutions to their retirement needs. At EveryInvestor we are committed to maintaining rigorous editorial standards, yet it is important to note that our content may include references to our partner's products.
Equity Release Interest Rates & How To Find the Best Deal
We stay independent and maintain editorial integrity. See how we're funded. UK’s best equity release rates in 2025 start below 6%, with flexible drawdown options and inheritance protection. Comparing providers saves you thousands. Keep reading to find the best deals available this year. ER Calculator Step 1. Get Started Step 2. Details Value of Your Home * It does not need to be exact. What's Your Age? * Your age impacts the release amount. If you are human, leave this field blank.
Compare the Best Equity Release Interest Rates and Save More
We stay independent and maintain editorial integrity. See how we're funded. UK’s best equity release rates in 2026 start below 6%, with flexible drawdown options and inheritance protection. Comparing providers saves you thousands. Keep reading to find the best deals available this year. Key Takeaways Lifetime mortgage rates in 2026 average between 5% and 7%, but vary by age and product type. Older applicants often qualify for lower rates due to higher loan-to-value (LTV) allowances.
How Equity Release Works & What You Should Know
We stay independent and maintain editorial integrity. See how we're funded. Understanding equity release in 2025 involves four simple steps: assessing needs, choosing a plan, getting advice, and completing the legal process. Keep reading to grasp how equity release works and if it suits your retirement strategy. ER Calculator Step 1. Get Started Step 2. Details Value of Your Home * It does not need to be exact. What's Your Age? * Your age impacts the release amount.
Compare the Best Equity Release Companies in the UK
We stay independent and maintain editorial integrity. See how we're funded. Top equity release companies in 2025 include Aviva, Legal & General, LV=, Just, and Pure Retirement. Keep reading to compare features, interest rates, and customer reviews to find the best provider for your needs. ER Calculator Step 1. Get Started Step 2. Details Value of Your Home * It does not need to be exact. What's Your Age? * Your age impacts the release amount. If you are human, leave this field blank.
What Is a Lifetime Mortgage & How It Works
We stay independent and maintain editorial integrity. See how we're funded. Lifetime mortgages in 2025 offer fixed or variable rates, no monthly repayments, inheritance protection, and drawdown options. Keep reading for key facts to understand if a lifetime mortgage fits your retirement plans. ER Calculator Step 1. Get Started Step 2. Details Value of Your Home * It does not need to be exact. What's Your Age? * Your age impacts the release amount. If you are human, leave this field blank. Key Takeaways...
Which Equity Release Companies Are the Best in the UK?
We stay independent and maintain editorial integrity. See how we're funded. Top equity release companies in 2026 include Aviva, Legal & General, LV=, Just, and Pure Retirement. Keep reading to compare features, interest rates, and customer reviews to find the best provider for your needs.
Should You Choose a Lump Sum Lifetime Mortgage?
We stay independent and maintain editorial integrity. See how we're funded. Lump sum lifetime mortgages in 2026 offer a one-time tax-free cash payment with fixed interest rates and no monthly repayments. Keep reading to understand why this option may be ideal for unlocking your property wealth securely. Key Takeaways...
Equity Release Costs & How To Minimise Them
We stay independent and maintain editorial integrity. See how we're funded. Hidden equity release costs in 2025 can include arrangement fees, valuation charges, legal costs, interest accrual, and early repayment penalties. Keep reading to learn four costly expenses you must know before committing to avoid surprises. ER Calculator Step 1. Get Started Step 2. Details Value of Your Home * It does not need to be exact. What's Your Age? * Your age impacts the release amount.
How It Works in the UK
We stay independent and maintain editorial integrity. See how we're funded. Lump sum lifetime mortgages in 2025 offer a one-time tax-free cash payment with fixed interest rates and no monthly repayments. Keep reading to understand why this option may be ideal for unlocking your property wealth securely. ER Calculator Step 1. Get Started Step 2. Details Value of Your Home * It does not need to be exact. What's Your Age? * Your age impacts the release amount. If you are human, leave this field blank.
Are Interest-Only Lifetime Mortgages the Right Option for You?
We stay independent and maintain editorial integrity. See how we're funded. Interest-only lifetime mortgages in 2026 offer lower monthly payments and flexibility but require full capital repayment at term end. These three pros and cons help you decide if this plan suits your finances. Keep reading to learn more. Key Takeaways...
Selling a House With Equity Release in 2025: What You Must Know
Yes, you can sell a house with equity release in 2025. The loan, plus interest, must be repaid from the sale proceeds. Any remaining equity is yours to use freely — for a new home, care costs, or other needs. Read on to learn how the process works and how to avoid costly mistakes. At EveryInvestor we are committed to maintaining rigorous editorial standards, yet it is important to note that our content may include references to our partner's products.
What Is Equity Release & How It Works in the UK
We stay independent and maintain editorial integrity. See how we're funded. Equity release explained in 2025 involves seven key facts about eligibility, plan types, interest, repayment, inheritance impact, tax, and protections. Keep reading to understand the essentials before deciding on equity release. ER Calculator Step 1. Get Started Step 2. Details Value of Your Home * It does not need to be exact. What's Your Age? * Your age impacts the release amount. If you are human, leave this field blank.
5 Easy Ways to Use a Home Reversion Calculator (2025)
Have you avoided looking into home reversion because you do not know how much you can get? In the ever-changing world of equity release, it is difficult to know what to expect. Why not use a home reversion calculator and obtain an almost instant estimate on how much money you can release with home reversion? How to Compare Different Equity Release Schemes Using Calculators Equity release calculators allow you to compare various schemes by estimating how much equity you can unlock from your home.
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