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Articles by Kelly Larson
Beyond the Basics: Safety and O&M in Large-Scale PV
This course is designed for experienced professionals seeking a refresher on utility-scale PV, with a primary focus on safe work practices. This course will emphasize safety protocols, including assessing physical and electrical hazards, creating an electrically safe work environment, using disconnecting means and lock-out/tag-out (LOTO) to segment systems, personal protective equipment (PPE), and selecting and safely using electrical meters.
Pet Financing: Should You Get a Pet Loan?
What Is a Pet Loan? A pet loan is a personal loan used to fund the adoption or care of a companion animal. Some lenders, such as LendingUSA, offer dedicated pet loans. But many other lenders provide personal loans you can use for almost any purpose, including meeting the needs of your animal friends. Pros and Cons of a Pet Loan There are both advantages and disadvantages to borrowing for the care of your dog, cat or other pet.
Co-Borrower vs. Co-Signer: What’s the Difference? (2023 Guide)
When pursuing a loan, you may be asked if you’d like to add a co-borrower or co-signer to your application. Though they sound similar, these two roles have significant differences that are important to keep in mind. In short, the difference is this: A co-borrower has the same rights and responsibilities as you do when it comes to the loan. This person is equally responsible for making payments but also has equal rights to the loan money.
Should You Apply for a Loan Online or In Person? (2023 Guide)
Before applying for a loan, check your credit report and credit score. Having this information ahead of time can help give you an idea of whether you’ll be approved. There are three credit bureaus in the United States — Experian, Equifax and TransUnion. You can get a free credit report from each of them once a week by going to AnnualCreditReport.com, a federal government-authorized website.
Should You Use a HELOC for Home Improvement?
A home equity line of credit (or HELOC) can be a valuable tool in home improvement financing. It’s crucial, however, to approach this option with a clear understanding of its financial benefits and potential pitfalls. In this article, we’ll go through how you might use a HELOC for a home improvement project, helping you to decide if this route is the best choice for you.
Best Secured Personal Loans of 2023
When searching for funds for any number of purposes, a personal loan can sometimes offer you a solution with relatively affordable, fixed monthly payments. That said, they can sometimes be pricey and hard to qualify for. If you’re struggling to qualify for a loan due to your credit history or want to find a lower interest rate, a secured personal loan could be a strong option. When you take out a secured loan, you pledge something of value as collateral – like a financial asset or vehicle.
Identity theft & credit card fraud are worst in these states
As the world continues to cope with COVID-19, America is seeing cases of identity theft soar to record highs. Of the 3.2 million reports to the FTC’s Consumer Sentinel Network Data Book in 2019, 20% — or 650,572 —are related to identity theft. And already in the first quarter of 2020, reports of from the previous quarter. The numbers could rise as more people continue to work from home and new reports of coronavirus-related fraud and scams come in.
Which state is worst for identity theft & credit card fraud? You may be surprised
As the world continues to cope with COVID-19, America is seeing cases of identity theft soar to record highs. Of the 3.2 million reports to the FTC’s Consumer Sentinel Network Data Book in 2019, 20% — or 650,572 —are related to identity theft. And already in the first quarter of 2020, reports of from the previous quarter. The numbers could rise as more people continue to work from home and new reports of coronavirus-related fraud and scams come in.
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