The CFPB headquarters in Washington, D.C. Photo by Andrew Harrer/Bloomberg By Ken Bergman, Keith Gerver, and Rachel Rodman Oct. 25, 2022, 5:45 PM White collar and financial litigation attorneys from Cadwalader analyze the broad impact of a Fifth Circuit ruling that the Consumer Financial Protection Bureau’s funding structure is unconstitutional. The decision could slow the bureau’s work and prompt future litigation, they say. In Community Financial Services Association of America v.