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Articles by Kevin Kurosu
6 Steps to Prepare Your Business for Hawai‘i’s Hurricane Season
An expert at First Insurance Co. of Hawaii explains how to safeguard a business – and save it if disaster strikes. Hurricanes don’t hit our islands often, but when they do, damage can be catastrophic. Businesses cannot afford to be complacent: Think now about your property and operational exposures and act soon. First, consult with your insurance agent and ask these essential questions: Do I have hurricane coverage for my property? Do I have enough coverage? Is my property correctly valued?
Disasters Can Shut Down a Business for Months. How Would You Pay for it?
Business interruption insurance covers lost income and expenses from fires, flooding and cyberattacks. When a disaster forces a business to close its doors, the lost income can quickly put the company’s finances in the red. Without a steady income, a temporary closure could become permanent. Business interruption insurance, also referred to as business income coverage, adds important protection against many common causes of disruption. How does it work?
Here Are 5 Ways That Small Businesses Get Sued. Would Your Insurance Plan Protect You?
Without the right coverage, crashes, hacks and honest mistakes can leave you vulnerable. Illustration: Getty Images Kevin Kurosu VP of Commercial Underwriting, First Insurance Co. of Hawaii Small business owners might be more exposed than they realize. From cyberattacks to slander, the risks are numerous – and without the right insurance, costly claims can drive an entrepreneur out of business. Homeowners insurance may not cover business-related liabilities, even for those working from home.
IT Strategies that Empower Long-Term Hybrid Work
This Month’s Expert: Doug Shimokawa, Senior VP, Pacxa Photo: Getty Images The pandemic triggered a surge in remote work. Now, with vaccinations driving down infection rates, many local companies are adopting a hybrid workplace: Some employees work from home, others work in the office, and the rest do a bit of both. This model creates collaboration and infrastructure challenges, but the right IT strategies can help create a sustainable hybrid work environment.
A Professional Coach Can Help You and Your Company
You don’t have to be in the C-suite to benefit from coaching—and it might happen at any point in your career. Part I: When to Hire a Professional Coach It’s no secret that many executives leverage professional coaches to catapult them ahead in their careers. However, you don’t have to be in the C-suite to benefit from coaching and it might happen at any point in your career.
In-Person Events Are Back But Many Caveats Remain
Event planners want their old audiences back but many have also found new ones: For instance, some Mainland companies are moving in-person events from Europe to American destinations like Hawai‘i, where COVID-19 is less of a risk. “They feel like they’ve gone to an exotic destination, but they’re wrapped in a warm blanket of safety,” says Colleen Reyes, whose Island Style Innovations company books large events here.
Monthly Index Tracks Robust Rebound in Sales at Hawai‘i Restaurants
Food Gurus Hawaii Restaurant Index is based on over 125,000 daily transactions at more than 130 restaurant units statewide. Diners enjoy good food and conversation at Off the Wall in Kaka‘ako's South Shore Market. Welcome to the first edition of the Food Gurus Hawaii Restaurant Index, which tracks the vigorous rebound in local restaurant revenue and customers. Sales in April increased a robust 9% over March, which itself had been stronger than previous months.
Commercial vs. Personal Auto Insurance for Business Owners
Using your car for work? Choose your insurance coverage wisely. Kevin Kurosu of First Insurance Co. of Hawaii explains when business owners need commercial coverage instead of personal auto insurance. Illustration: Getty Images I sometimes use my personal car to make deliveries for my company and to visit clients. Do I need commercial auto insurance coverage? Auto insurance policies typically fall into two broad categories: commercial or personal.
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