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@Account Closed I think you are underestimating the ease of hard money. - Do you have a good deal? - Do you have a credit score above 620? - Do you have $20,000 in the bank between the two of you? If the answer is yes to these three questions, congratulations. You qualify for about 90% of HMLs.
As a journalist, you can create a free Muck Rack account to customize your profile, list your contact preferences, and upload a portfolio of your best work.