Skip to main content The Federal Reserve, the central bank of the United States, provides the nation with a safe, flexible, and stable monetary and financial system. Sections Search Search Submit Button About the Fed News & Events Monetary Policy Supervision & Regulation Financial Stability Payment Systems Economic Research Data Consumers & Communities February 11, 2022 Delinquency Rates and the “Missing Originations” in the Auto Loan Market Vitaly M. Bord and Lucas M.