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Articles by Mandy Beaumont
Annual Leave Loading - What is it & How Does it Work?
Every full-time employee in Australia is entitled to at least four weeks (20 business days) of paid annual leave per year they’ve worked; with part-time employees entitled to pro-rata paid leave. Shift workers may be entitled to more. The amount you will be paid on leave may vary depending on whether you are eligible for leave loading or not. This payment is called leave loading or recreational leave loading. What is annual leave loading?
Should You Use a Mortgage Broker to Refinance a Home Loan?
What is a mortgage broker? A mortgage broker is a go-between who deals with a certain selection of banks or other lenders to arrange a home loan. Their job is to gather information about the needs of their clients and to suggest lenders and products that match those needs. They then help their clients through the application, approval and settlement process of the loan.
E10 vs 91 - Which petrol should you use?
Key points: The difference between the numbered petrol types (91, 95 and 98) comes down to their Research Octane Number (RON), which represents the fuel’s ability to avoid engine-damaging, abnormal combustion. While premium fuel doesn’t guarantee better performance, it may be worth evaluating if using a higher RON-rated fuel could give you improved fuel economy. Keep in mind that premium fuel is often more costly.
Bridging Loans: How Does A Bridging Loan Work?
After months of scouring the real estate market you’ve finally found the perfect home at a price you’re happy with. You want to snap it up before someone else does. But what do you do if you haven’t yet sold the house you already own which has its own mortgage attached? One option available is a bridging loan. What is a bridging loan?
How to Check if my Car is Insured Australia
Checking your car insurance from time to time could be a good idea, particularly if you are unsure of when the compulsory cover for the car expires. Here’s how to do it. Key points: Your car insurance could be one of the four types offered in Australia. You should check your car insurance on a regular basis. Compulsory car insurance differs between the states and territories. Compare Comprehensive Car Insurance How do I know if my car is insured?
CTP Insurance in QLD
Compulsory Third Party (CTP) insurance is compulsory in Australia. Here’s how it works in Queensland, and a list of providers. Key points: All vehicles must have CTP insurance to be driven in Queensland. CTP insurance is included with your car registration cost in Queensland. Queensland has an ‘at fault’ CTP scheme. Do you need CTP insurance in QLD? All vehicles must have compulsory third party (CTP) insurance cover before driving on Queensland roads.
Car Brands Australia: Most Popular Car Brands
Topping the new car sales charts for 27 years in a row, Australia’s most popular car brand is Toyota, according to car sale figures from the Federal Chamber of Automotive Industries (FCAI). In 2023 the Japanese brand sold over 215,000 vehicles in Australia, which was miles ahead of its nearest rival, Mazda, at around 100,000 vehicles. Already in 2024 (as at the time of writing), Toyota has sold over 18,000 vehicles in Australia.
Pay As You Drive Car Insurance - How Does It Work?
KEY POINTS Pay as you drive car insurance is typically designed for people who drive 15,000 kilometres or less each year. Your premiums will be based on the kilometres you plan to drive, and you’ll need to provide your odometer reading at the start of the policy. You will generally find a ‘pay as you drive’ policy cheaper than a comprehensive policy with the same provider. What is pay as you drive car insurance?
New For Old Car Insurance
Has your car been written off? In some cases, your insurer may replace your old car with a brand new one. How does new for old car insurance work? If you have a new car and it is written off during the first few years of owning it, many car insurers in Australia will replace the car with a new one of the same make and model. This is known as ‘new for old car replacement’ or ‘new car in case of write-off’.
Natural disasters in Australia
After the extreme bushfire season of 2019-2020, the Australian government delivered on all Commonwealth-led recommendations from the Royal Commission into National Disaster Arrangements. While this is helpful for some, natural disasters are still an unfortunate reality for many Australians.
Insurance Fraud: What is it & how does it work?
Making an insurance claim can be stressful, particularly if you are worried about your claim being accepted. Insurance companies employ claims officers and assessors to work out if your claim falls within the rules of your policy, and how much you should be compensated for your loss. Sometimes your claim may be investigated further by a separate team or company if there are perceived discrepancies. In some cases, this may be because they suspect there’s a possibility of insurance fraud.
Mobile Phone Insurance
How do you get phone insurance? There are several ways that you can acquire coverage for your phone, including: as a contents insurance inclusion or optional extra from the phone’s manufacturer or your telco as part of a credit card’s purchase protection insurance One way to cover your mobile phone is through a home contents policy in which your phone may be covered in and around your home.
The Stella Prize longlist 2023
The longlist for this year’s Stella Prize has been announced! The Stella Prize seeks to elevate the work of Australian women writers – cis, trans, and non-binary inclusive. The $60,000 prize is awarded annually to one outstanding book deemed to be original, excellent, and engaging. This year’s prize saw over 200 entries. Explore the 2023 Stella Prize longlist is below or view our collection here.
Julianne Schultz - The Idea of Australia
This event commences instore and online at 6.30pm (AEST) NOTE: In registering for this event you need to include your email address. Instore guests - 6.00 for a 6.30pm start. Limited to eighty seats. With booking an instore ticket your name will be on the door at Avid Reader. Avid Reader is required to use the Check In Qld App when signing in patrons to our events. You can download the Check In Qld App HERE. Bar open at 5.30pm - drinks available for purchase prior to and after the event.
The Furies
Cynthia was just about to turn sixteen when the unthinkable happened. Her mother was taken away by the police, and her father left without a word three months later. After that night, Cynthia began to walk in slow circles outside the family home looking for traces of her sister Mallory - she's sure that she must be somewhere else now, wherever that is.
Flood Checklist: Flood Planning & How To Survive A Flood
Flood preparation after a flood Floodwater can be full of bacteria, so wear shoes at all times. Do not allow children to play in or near floodwaters. If you must enter floodwaters, wear long pants in a tough material, along with gumboots or other solid shoes. Check the depth and current strength of the water with a stick. Avoid going near drains or other places where the water is moving much faster. Do not drive into floodwaters of any depth.
Susan Midalia reviews 'Wild Fearless Chests' by Mandy Beaumont, 'No Neat Endings' by Dominic Carew, 'Shirl' by Wayne Marshall, and 'A Couple of Things Before the End' by Sean O’Beirne
Fiction Reviewed by Susan Midalia • Fiction Reviewed by Susan Midalia • The American writer Jack Matthews had no time for what he called ‘a discontent’ with the brevity of the short story. ‘Ask a coral snake,’ he declared, ‘which is as deadly as it is small.’ The claim for ‘deadliness’ certainly applies to four recent début collections; in the tight spaces of the short story, each one presents confronting ideas about contemporary Australia.
New Local Fiction | Neighbourhood Books
Neighbourhood Books is a new independent bookstore and meeting place in Westgarth Village, Nortchote.
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