Martin Toha

Martin Toha is a serial founder, passionate about financial innovation and digital product development.
Martin Toha is the CEO and founder of Array, the New York-based user-focused financial service platform.
Before starting Array, Martin founded and served as leader of several other businesses. In 1999, he launched Order Machine, the ecommerce platform and then moved on to the fintech payment industry.
He opened VOIP.com, a transformational communications firm providing VOIP home phone services, in 2006. Then, in 2010, Martin became CEO of Pentius, the tech-based identity protection platform for patrons, allowing more than one million consumers to access, protect, and understand their credit details.
When he started Array in 2019, Martin Toha based his product on industry best-practices in an effort to make Array the financial credit platform of choice. With information from numerous credit reports, Martin and the Array team have created a premier platform that makes credit and monetary data accessible without compromising on privacy, consent, and security.
At Array, Toha is focused on empowering users and clients to know more and worry less—to protecting data and making sharing easy. He is committed to offering a variety of embeddable, customizable instruments for completely branded white-label solutions for clients.
Toha’s Array platform enables companies to access credit data directly. As it is connected to all three credit bureaus, Array is a flexible tool which also reduces time to market credit service offers.