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Articles by Matthew Connors
The Value of Small Reserves for Small Animals Illustrated With a New Species of Flightless Grasshopper
1 Introduction Declines in insect populations are predominantly associated with loss of habitat, pesticides, invasive species, and climate change (Sánchez-Bayo and Wyckhuys 2021; Simmons et al. 2019). Of these drivers, the expansion of agriculture across productive lands is particularly significant (Maxwell et al. 2016). The allocation of limited resources for conservation has historically prioritized vertebrates with a focus on protecting the large, intact reserves that they inhabit (Fahrig et al.
My Years Capturing the Global Fight for Democracy Original
Opinion|My Years Capturing the Global Fight for Democracy https://www.nytimes.com/2026/04/23/opinion/matthew-connors-photos-protest-authoritarianism.html Over the past 13 years, I’ve been drawn to places where history is unfolding. I especially wanted to photograph what happens when states and citizens come into conflict. The starting point has always been to show up. I don’t work with assistants, fixers or drivers. I don’t seek special access or embedded arrangements.
Bergen Funeral Service’s 60-Year Legacy Meets Growing Demand for International Funeral Shipping
International Funeral Shipping Experts Shipping Remains Throughout the World The World’s Most Trusted Mortuary Transportation Service Bergen Funeral Service eases the burden on grieving families worldwide by meeting the growing demand for international funeral shipping. For 60 years, we’ve treated every family like our own.
Banks In Canada: A Primer
The activities of foreign banks in Canada are regulated and restricted by the Bank Act (Canada) (the Bank Act). The Bank Act does not prevent foreign banks from carrying on any business activity in Canada: rather, the Bank Act restricts how such business activity takes place.
New AML/ATF Measures Including Requirements For Financing, Leasing, And Factoring Businesses
On November 30, 2024, the anticipated Regulations Amending Certain Regulations Made Under the Proceeds of Crime (Money Laundering) and Terrorism Financing Act (the Proposed Amendments) were published, proposing key amendments to Canada's anti-money laundering (AML) and anti-terrorist financing (ATF) regime. There is a 30-day consultation period to respond (December 30, 2024).
Canada's Retail Payment Activities Act: Do You Need To Register?
Before you invest the time and money to submit a registration application under the Retail Payment Activities Act (RPAA) — and potentially risk ending up on the publicly available "refused" list simply because the Bank of Canada determines you're exempt — read this article. We've used our advanced knowledge of the Act to simplify the Bank's four-step application test.
AMP It Up: Navigating The Bank Of Canada's Enforcement Approach For Payment Service Providers (PSPs)
On June 17, 2024, the Bank of Canada (the Bank) published a much-anticipated set of guidelines to explain its approach to the enforcement of payment service providers (PSPs). The new guidelines relate to the use of administrative monetary penalties (AMPs) and other enforcement tools and processes within the authority of the Bank when the new regulatory PSP framework is in play, as we previously summarized here.
Introducing Canada's Open Banking Law: The Consumer-Driven Banking Act
Canada has reached another landmark in its winding road to open banking (which we illustrated in our last article, 2024 Federal Budget: Money Talks). On April 30, the federal government introduced the Budget Implementation Act, 2024, No. 1 (Bill C-69) which included the inaugural Consumer-Driven Banking Act (CDB Act), as well as related amendments to the Financial Consumer Agency of Canada Act (FCAC Act) to coordinate with the regulatory structure of the draft CDB Act.
2024 Federal Budget: Money Talks
The 2024 Federal Budget proposes a series of legislative and regulatory measures with a particular focus on middle class and younger generations. The proposed actions focus on attempting to make life more affordable, with measures impacting the rules related to: Capital gains Access to banking Predatory lending Financial crime Our Tax team previously covered the capital gains changes in our Budget 2024 article.
Prepare To Comply With OSFI's New Integrity And Security Guideline
The Office of the Superintendent of Financial Institutions (OFSI) has published its final Integrity and Security Guideline (I&S Guideline). The I&S Guideline integrates feedback from a six-week public consultation to clarify OFSI's expectations for all Federally Regulated Financial Institutions (FRFIs), including foreign bank branches and foreign insurance company branches related to their businesses in Canada.
Know When To Fold 'Em: Special Bulletin On Money Laundering Through Online Gambling Sites
In light of online gambling's evolution and the increased money laundering risks associated with it, the Financial Transactions and Reports Analysis Centre of Canada (FINTRAC) has issued a special bulletin on laundering the proceeds of crime through online gambling sites (the Special Bulletin).
Criminal Interest Rate: Canada Sets High Stakes For High Rates
As it revisits decades-old regulations on what constitutes a criminal interest rate, Canada challenges lenders to remain profitable under substantially tighter margins. On Dec. 23, 2023, the federal government published the much-anticipated Criminal Interest Rate Regulations (the Regulations) in the Canada Gazette, inviting public feedback until Jan. 22, 2024.
Four-Step Test For PSPs: First Supervisory Policies To Describe Registration Criteria For Retail Payment Activities Act
On the heels of the recently finalized Retail Payment Activities Regulations, the Bank of Canada (the Bank) has shared a trove of information, including supervisory policies, case scenarios, and frequently asked questions (collectively referred to as "Guidance"), to expound on its interpretation of who will be subject to its new mandate.
A revision of the genus Ima Tindale (Mantodea: Nanomantidae: Fulciniinae) with the description of a new genus
Skip to main content Skip to main navigation menu Skip to site footer Mantodea mantis paperbark mantis Inimia Australia Queensland citizen science host plant specificity taxonomy Ima fusca is one of a number of unusual and infrequently collected Australian mantises about which relatively little is known. Long considered a single species, morphological studies instead revealed the presence of a second cryptic species. We here describe this species as Ima corymbia sp. nov.
Canada's Retail Payment Activities Framework To Take Off In November 2024
As anticipated, the Retail Payment Activities Regulations (Regulations) are set to be published on Nov. 22, 2023, bringing Canada much closer to regulating payments businesses, including paytechs and certain fintechs (collectively referred to as payment service providers or PSPs) under a formal retail payments supervisory framework (the Framework) overseen by the Bank of Canada (the Bank). What you need to know: PSPs will have to submit a registration application to the Bank between Nov. 1 and Nov.
Canada’s Retail Payment Activities Framework to take off in November 2024
As anticipated, the Retail Payment Activities Regulations (Regulations) are set to be published on Nov. 22, 2023, bringing Canada much closer to regulating payments businesses, including paytechs and certain fintechs (collectively referred to as payment service providers or PSPs) under a formal retail payments supervisory framework (the Framework) overseen by the Bank of Canada (the Bank). What you need to know: PSPs will have to submit a registration application to the Bank between Nov. 1 and Nov.
British Columbia Financial Institutions Legislative And Regulatory Reporter
The British Columbia (B.C.) Reporter provides a monthly summary of B.C.'s legislative and regulatory developments of relevance to provincially regulated financial institutions. It does not address Canadian federal financial services legislative and regulatory developments, although this information is provided by BLG separately. In addition, purely technical and administrative changes (such as changes to reporting forms) are not covered.
Federal Financial Institutions Legislative And Regulatory Reporter
Budget Implementation Act, 2023, No. 1, SC 2023, c. 26 Budget Implementation Act, 2023, No. 1, SC 2023, c. 26(Bill C-47), received Royal Assent on June 22, 2023. Part 4, Division 1 amends the Bank Act to strengthen the regime for dealing with complaints against banks and authorized foreign banks by, among other things, providing for the designation of a not-for-profit body corporate to be the sole external complaints body.
Federal financial institutions legislative and regulatory reporter - June 2023
July 27, 2023 ARTICLE The Reporter provides a monthly summary of Canadian federal legislative and regulatory developments of relevance to federally regulated financial institutions. It does not address Canadian provincial financial services legislative and regulatory developments. In addition, purely technical and administrative changes (such as changes to reporting forms) are not covered.
British Columbia's Money Services Businesses Act Receives Royal Assent - Money Laundering - Canada
On May 11, 2023, British Columbia's Money Services Businesses Act (BC MSB Act) received royal assent. The BC MSB Act will be the province's first statute of this kind and will be administered by the British Columbia Financial Services Authority (BCFSA). BCFSA will appoint a Superintendent of Money Services Businesses (MSBs) to spearhead this new mandate and has stated it expects to regulate 578 MSBs operating in the province.
British Columbia’s Money Services Businesses Act receives royal assent
On May 11, 2023, British Columbia’s Money Services Businesses Act (BC MSB Act) received royal assent. The BC MSB Act will be the province’s first statute of this kind and will be administered by the British Columbia Financial Services Authority (BCFSA). BCFSA will appoint a Superintendent of Money Services Businesses (MSBs) to spearhead this new mandate and has stated it expects to regulate 578 MSBs operating in the province.
Mapping the spread and impact of the South African Mantis (Miomantidae, Miomantis caffra) in Australia
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Matthew Connors. Mask in Reverse. 2016
Connors took this photograph, among many others, over several trips to North Korea from 2013 to 2016. Throughout the world, North Korea is known as a reclusive nation that strictly limits its citizens’access to information. Connors’s images of charged symbols, like this mask, combine a documentary style with a more metaphoric approach.
Bioinspired design of flexible armor based on chiton scales
Abstract Man-made armors often rely on rigid structures for mechanical protection, which typically results in a trade-off with flexibility and maneuverability. Chitons, a group of marine mollusks, evolved scaled armors that address similar challenges. Many chiton species possess hundreds of small, mineralized scales arrayed on the soft girdle that surrounds their overlapping shell plates.
Multifunctionality of chiton biomineralized armor with an integrated visual system
Although many biological tissues serve more than one purpose, rarely are they optimized to do multiple tasks well. When you try to optimize for one functionality, it comes at the expense of another. Li et al. investigated the biomineralized armor of the small mollusc chiton Acanthopleura granulata. The armor appears to be optimized for both mechanical strength and for image capture by hundreds of integral aragonite-based lenses.
Tackling the Acorn
As I recall, it began in early September. Quiet moments in my house were interrupted by a sharp pop, then a drunken acceleration down the roof ending in abrupt silence at the gutter. Within weeks, these singularities gave way to violent clatter each time the seasonal winds picked up. This would be no ordinary year for the red oak tree in my backyard, its hefty acorns covering the ground, filling the fire pit, and cluttering my walkway.
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