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Major changes hit the U.S. housing market this past month that may lead to lower housing prices across the nation. These changes stem from a settlement agreement entered into by the National Association of Realtors (“NAR”), which has faced numerous legal challenges claiming its regulations have artificially maintained high commission rates. As background, NAR is the largest real estate trade association in the U.S., and almost 9 in 10 home sales involve real estate agents affiliated with NAR.
Long about mid-September, when the leaves begin to dull and the air turns cool at night, that’s when the salmon begin to bite. My fishin’ buddy Aaron and I head to a river in Michigan and I’ll withhold the details because, well, we’re fishermen. We reach our old fishin’ hole right at dawn in hopes that this year’s salmon run will be on. As my spoon hit the rippling water I yell “fish on” and tell Aaron to bring the net. I just won the first fish bet.
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