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Articles by Maya E. Kumar
Three European Banking Trends Poised to Transform the U.S.
Europe’s banking landscape today looks significantly different than it did just a few years ago, largely defined by new regulations that have emerged in response to consumers’ shifting financial behaviors. Payment Services Directive 2 (PSD2) and its successor, Payment Services Directive 3 (PSD3), for example, have transformed open banking from a niche capability into a mainstream use case that millions of consumers are now using to gain better visibility into their personal data and finances.
Making the transition to agile performance management
Over the last 10 years, there has been a shift away from the outdated, annual performance review model, towards a new, flexible alternative – continuous, or agile performance management. This new approach seeks to replace the formality and rigidity of annual reviews, with a regular cadence of quarterly, or even monthly check-ins that are less formal, offer faster feedback loops and collate feedback from multiple sources to provide a more holistic, accurate review of an individual’s performance.
Wallets galore
As many of us have seen, there is no shortage of wallets on offer. www.findynet.fi/en/ has compiled a list to support ongoing issuing, holding and verifying verified data tests - and to support the work in Open Wallet Foundation. https://lnkd.in/d_KtQNAx . Please take a look. It is impressive. One could imaging that EU member states will in many cases consider deploying these instead of doing coding work on their own.
Modern banking: technological or human?
12 years ago I was a client of a super safe bank with an absolutely disgusting client service. For example, when I came once to the brunch to get some cash without a plastic card, they gave me 90% and froze the card after all – in accordance with their security policies. It was the last drop, so I moved to a fully digital bank after all. At that time fully digital bank was not a common thing.
22 days later: how supplier payment zombies are stifling business success
We’ve seen a significant rise in inflation over the past year, leading to increasing market uncertainty and ultimately causing costs to spiral for many businesses. Meanwhile, the economy is recovering from a series of black swan events over recent years – from Brexit to global conflict and supply shortages. These issues have impacted businesses’ bottom lines and exacerbated a global cash flow crisis.
Real Time Payments; Who’s leading the way, and should the rest follow?
Real-time B2B payments are surging in popularity globally. It’s estimated that up to half of B2B payments will be made in real-time by 2025, and for good reason. But discrepancies in growth between regions, and barriers to full adoption remain.
What will traditional banks be doing in 10 years?
Over the last five years, the digital banking sector has experienced significant growth and transformation, driven by technological advances and changes in consumer behavior. Many Europeans already have a digital bank or banking product in their pocket, and this trend is making inroads into emerging markets. The COVID-19 pandemic accelerated the uptake of digital banking services as consumers and businesses sought contactless, remote banking solutions.
von Willebrand Factor Is Produced Exclusively by Endothelium, Not Neointima, in Occlusive Vascular Lesions in Both Pulmonary Hypertension and Atherosclerosis
Originally publishedhttps://doi.org/10.1161/CIRCULATIONAHA.121.058427Circulation. 2022;146:429–431 Footnotes References 1. Wagner DD . Cell biology of von Willebrand factor.Annu Rev Cell Biol. 1990; 6:217–246. doi: 10.1146/annurev.cb.06.110190.001245CrossrefMedlineGoogle Scholar 2. Lip G, Blann A . von Willebrand factor: a marker of endothelial dysfunction in vascular disorders?Cardiovasc Res. 1997; 34:255–265. doi: 10.1016/s0008-6363(97)00039-4CrossrefMedlineGoogle Scholar 3.
Shunt-type plexiform lesions identified in the Sugen5416/hypoxia rat model of pulmonary arterial hypertension using synchrotron-based phase-contrast micro-CT
Abstract Human like plexiform lesions identified in the prolonged Sugen5416/hypoxia rat model, visualised by synchrotron tomography imaging https://bit.ly/3KQvDHg To the Editor: We recently described four distinct types of plexiform lesions in human idiopathic and familial pulmonary arterial hypertension (PAH) [1], visualising the three-dimensional lesion structure using synchrotron-based phase-contrast micro-computed tomography (SPµCT).
Shunt-type plexiform lesions identified in the Sugen5416/Hypoxia rat model of pulmonary arterial hypertension using SPµCT
Oscar van der Have, Christian Westöö, Filip Ahrné, Xuefei Tian, Kenzo Ichimura, Till Dreier, Christian Norvik, Maya E Kumar, Edda Spiekerkoetter, Karin Tran-Lundmark European Respiratory Journal 2022; DOI: 10.1183/13993003.02802-2021 Footnotes This manuscript has recently been accepted for publication in the European Respiratory Journal. It is published here in its accepted form prior to copyediting and typesetting by our production team.
Defining a mesenchymal progenitor niche at single-cell resolution
In most vertebrate organs, epithelial tubes or sacs are surrounded by support and stromal tissues—including smooth muscle, cartilage, pericytes, fibroblasts, and mesothelium—that form during development from a loose collection of undifferentiated progenitor cells called mesenchyme. Although the behavior and regulation of epithelial progenitors and their niches have begun to be elucidated, much less is known about the identity and behavior of the progenitors of support and stromal tissues.
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