Back in October 2025, I interviewed Tom Eggemeier, CEO of Zendesk, and during our chat, Eggemeier introduced me to the idea of a 'service dividend'. This idea holds that, while some companies are focused on pocketing the cost savings that come from applying AI to the bottom line, the most innovative brands in the world are starting to view those savings as a service dividend and are reinvesting them into their service experience, believing it will create a loyalty loop.