Experian

by 4 min read What if one of the biggest opportunities for mortgage lenders isn’t just identifying more qualified borrowers, but reaching the consumers who don’t yet believe they could become one? I recently joined the Chrisman Commentary Daily Mortgage News podcast to talk about Experian’s latest research on prospective homebuyers and what it means for mortgage lenders. We covered a lot of ground, from modern credit scoring and expanded data to the next generation of homebuyers.

You are using an unsupported browser. Our site may still be usable, but full functionality cannot be guaranteed. Skip to main content Quick Answer Car insurance companies are strictly prohibited by law from increasing premiums based solely on the policyholder’s disability status. There are risk factors insurers can consider, however, that are associated with certain disabilities and could result in a higher monthly premium.

You are using an unsupported browser. Our site may still be usable, but full functionality cannot be guaranteed. Skip to main content Quick Answer Shopping online is a great way to find deals, but there are bad actors it’s important to watch out for. When buying from a new online store, be sure to look out for red flags such as a suspicious URL, unusual payment requirements and “too good to be true” deals.

You are using an unsupported browser. Our site may still be usable, but full functionality cannot be guaranteed. Skip to main content Quick Answer Top card features to consider include rewards, intro bonuses, annual statement credits and minimal fees. Figure out your credit card priorities, then use a card comparison tool to find one with the benefits you want most. Credit cards can offer a wide range of benefits, and figuring out which card is best for you often starts by comparing cards' features.

Liability coverage and personal injury protection (PIP) coverage are two common types of auto insurance. While nearly every state requires liability insurance for all drivers, only a handful of states require PIP coverage. In other states, PIP can be added as extra coverage or simply isn't available. The key difference between liability coverage and PIP coverage is who benefits from it.

by 5 min read At A Glance The U.S. small business population has expanded significantly since the pandemic, with much of that growth coming from sole proprietors. For CROs and credit risk teams, this changing borrower profile creates both opportunity and new considerations. Rising early-stage delinquency and higher business card utilization suggest potential cash-flow pressure, while late-stage delinquency remains relatively close to larger firms.

You are using an unsupported browser. Our site may still be usable, but full functionality cannot be guaranteed. Skip to main content Quick Answer The Military Lending Act protects service members from predatory lending practices. Unsecured loans, credit cards and lines of credit are mostly covered, while secured loans like mortgages and auto loans are not.

You are using an unsupported browser. Our site may still be usable, but full functionality cannot be guaranteed. Skip to main content Quick Answer Small business insurance can protect companies from theft, disasters, lawsuits and more. Take time to research providers and decide how much coverage is right for you. You thought of everything when planning your small business—but did you think about insurance?

You are using an unsupported browser. Our site may still be usable, but full functionality cannot be guaranteed. Skip to main content Quick Answer Trump accounts are federal investment accounts for kids under 18, a special type of traditional IRA. Kids born between 2025 and 2028 can get a one-time $1,000 government contribution. Family and employers can add up to $5,000 a year. Trump accounts are a new type of tax-advantaged investment account created by the federal government for children under 18.

You are using an unsupported browser. Our site may still be usable, but full functionality cannot be guaranteed. Skip to main content Quick Answer January and February are typically the best months to seek new employment. That said, the best time for you might depend on your own needs, your career and the current state of the economy. Preparing your finances and credit ahead of a job change could make the transition easier.