Experian

You are using an unsupported browser. Our site may still be usable, but full functionality cannot be guaranteed. Skip to main content Quick Answer Store loyalty programs allow you to benefit from discounts, cash back and free shipping. These programs are often a free way to save money. When it's time to review your expenses at the end of the month, you may notice you do the bulk of your day-to-day shopping at one or two stores.

You are using an unsupported browser. Our site may still be usable, but full functionality cannot be guaranteed. Skip to main content Quick Answer Contactless debit cards are safe to use and each transaction is encrypted, but you should still take precautions when tapping to pay. You can use a contactless debit card safely by avoiding terminals that look like they’ve been modified and by monitoring account activity. Contactless debit cards let you make purchases by tapping a payment terminal.

You are using an unsupported browser. Our site may still be usable, but full functionality cannot be guaranteed. Skip to main content Quick Answer Payday loans are a costly way to get cash in an emergency. The fees are high, repayment terms are short and your balance easily rolls over, creating a cycle of debt. Consider lower-cost alternatives including asking your lender for an extension, getting a personal loan or borrowing from family. Life's curveballs aren't cheap.

You are using an unsupported browser. Our site may still be usable, but full functionality cannot be guaranteed. Skip to main content Quick Answer Green transportation options include: biking, walking, taking public transit, carsharing, carpooling or using shared e-devices. Using green transportation can allow you to save money on gas and vehicle maintenance costs. Owning a car is probably costing you more than you think.

You are using an unsupported browser. Our site may still be usable, but full functionality cannot be guaranteed. Skip to main content Quick Answer If you’re denied a balance transfer credit card, consider alternatives like a personal loan or borrowing from family or friends. Alternatively, improve your credit score before applying for another balance transfer card. Balance transfer credit cards provide borrowers a unique opportunity to pay down their credit card debt interest-free.

You are using an unsupported browser. Our site may still be usable, but full functionality cannot be guaranteed. Skip to main content Quick Answer A flat-rate rewards credit card will give you the same rewards rate no matter where you shop. The best flat-rate cards offer 2% cash back or 2 points per dollar spent.

You are using an unsupported browser. Our site may still be usable, but full functionality cannot be guaranteed. Skip to main content Quick Answer Avoid late fees by using alerts to track your card’s due date or setting up autopay so you never miss a payment. If you’re looking for a new card, you could consider one that doesn’t charge late fees. You go to the kitchen to grab some late-night cereal and mid-bowl you realize your credit card payment is due.

Quick Answer You can find money you didn’t know you had by checking for unclaimed property and making sure you receive your tax refund. Consider cleaning your house to look for loose change, forgotten checks, gift cards and unused belongings. According to a classic adage, there's no such thing as easy money. However, that doesn't rule out occasional opportunities to unearth money that's already yours.

You are using an unsupported browser. Our site may still be usable, but full functionality cannot be guaranteed. Skip to main content Quick Answer The main types of debit cards include: standard debit cards, ATM-only cards, prepaid debit cards and Electronic Benefits Transfer (EBT) cards. There’s no best type of debit card, but instead there’s a best option for you depending on your needs.

You are using an unsupported browser. Our site may still be usable, but full functionality cannot be guaranteed. Skip to main content Quick Answer You can finance a purchase without paying interest with an intro 0% APR credit card, buy now, pay later service, loan from family or friends, no-interest loan or by using your emergency fund. To avoid interest with the financing options, make sure you pay off any balance before the promotional period ends.