You are using an unsupported browser. Our site may still be usable, but full functionality cannot be guaranteed. Skip to main content Quick Answer Nationwide, 38% of consumers have a personal loan, according to Experian data. The percentage of consumers with a personal loan has increased every year since 2017. More than 1 in 3 consumers (38%) nationwide currently have a personal loan—a share that has risen consistently since 2017, based on anonymized Experian data reported by creditors.