The Zebra

What Cyber Insurance Typically Covers Coverage varies by insurer, but most personal cyber insurance policies include some combination of the following: Identity theft recovery This covers the cost of restoring your identity after it's stolen, including legal fees, lost wages from time spent resolving the issue, and the cost of replacing documents like your driver's license or Social Security card.

What to Do After an Accident with a Child in the Car If you were the driver and the only adult in the vehicle, you are likely highly rattled. However, following these steps is important to making sure everyone is safe. Turn on your hazard lights. Check yourself for injuries before assessing your child or children. Examine infants and young children carefully, as they may communicate distress only through crying or withdrawal. If the child is verbal, ask them what hurts.

Where You Live Affects How You Drive Telematics is a technology that uses sensors to track driving data while you're behind the wheel. When you install a device in your car or an app on your phone, your auto insurance company may use the data to adjust your rates. And if you demonstrate responsible driving behavior, you could potentially benefit from a lower premium. But your own driving habits aren't the only factors that could impact your telematics driving record.

Body shop and insurer repair estimates often clash, with nearly two in three shops reporting denied claims. Here's how to protect yourself financially.

As of September 1, firefighters have responded to 52,466 wildfires that have burned more than 8.2 million acres across the United States this year, according to the National Interagency Fire Center. We've already exceeded a typical year's fire count by 26%, based on the 10-year average.[5] Many homeowners are also surprised to learn that ALE protection won’t cover your mortgage payments, even though you won’t be living in your home during this time.

New Orleans drivers face steep repair bills relative to the city's median household income of $65,012. Brake hose, alternator, and transmission replacements all rank as the most expensive out of all the cities we evaluated, collectively accounting for 15.46% of annual income. The average repairs from road quality were just slightly better, coming in fourth place overall.

E-bike accidents raise complicated insurance questions. Here's who pays, what policies apply, and where most riders are left exposed when something goes wrong.

Alcohol-Impaired Driving Fatalities by State (2024) In 2024, alcohol-impaired drivers were involved in 30% of all U.S. traffic fatalities — but in some states, that figure climbs as high as 41%

"If your adult child throws a party on your property and someone is injured, both you and your child could potentially be named in a claim or lawsuit." Checklist ☐ Verify driver status and vehicle access. ☐ Review vehicle usage during school breaks. ☐ Inquire about a good student discount (GPA 3.0 or higher often required). ☐ Sign a driver exclusion form if you decide not to allow them access to your vehicles.

FEMA's flood maps miss an estimated 14.6 million at-risk homes, leaving many without flood insurance. See why maps fall short and what to check instead.