Susan Meyer

What Is Self-Insurance? Self-insurance occurs when an individual assumes financial responsibility for losses that would otherwise be covered by insurance.

Driving with interior lights on is not illegal in most states, but it can still be dangerous. Here is what the law actually says.

New Orleans is the only major American city that sits below sea level[3], so it's not a shock that it takes the top spot on our list of worst cities for home insurance. It has the highest non-renewal rate out of all the cities on our list, with existing home insurance policies averaging more than $9,000 per year. The city's downtown area is also one of the most vulnerable to natural disasters, higher than 96% of the nation.