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In a recent high-profile case, the UK Financial Conduct Authority (FCA) has charged nine individuals, commonly dubbed as "finfluencers," with promoting an unauthorised foreign exchange trading scheme through social media platforms. The defendants, including famous names like Emmanuel Nwanze and Holly Thompson, both former Love Island contestants, are accused of running an Instagram account that issued unauthorised financial promotions.
Pension planning is a critical aspect of financial management that often gets overlooked by young people in their 20s and 30s. This age group are the most at risk from the pension’s time bomb – which is the point in time when the state pension will become inadequate to support people through their retirement.
Some online sources, principally TikTok and YouTube Shorts, claim that gold can be a good asset to help us beat inflation and economic uncertainty in the long run. Here we explore the truth of this and outline what some of the options might be to get involved in owning gold or other precious metals. We should start with the obvious point, it is not a good idea to hold an entire portfolio as gold; nor is it a good idea for those who struggle to save from their salary to consider.
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