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Michelle Lambright Black on Muck Rack

Michelle Lambright Black

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As seen in: Forbes, Forbes Advisor, MSN, MSN Canada, The New York Times Magazine, Yahoo Life, Business Insider, Business Insider Singapore, Buy Side WSJ, USA TODAY Blueprint and
Covers:  Credit Reporting, Scoring, and Improvement Identity Theft Personal Finance Financing (Mortgages, Credit Cards, Personal Loans, Student Loans, Business Credit, etc.) Credit Card Rewards Travel
#Credit Expert, #FreelanceWriter, Credit & Finance Writer, #Travel #Writer, Expert Witness, #Speaker // Words in @myfico, @forbesadvisor, @thepointsguy, etc.
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Michelle Lambright Black’s Journalist Portfolio

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What is fair credit, and what does it mean if you have it?

What is fair credit, and what does it mean if you have it?

A fair credit score means you may struggle to get approved for financing and may be charged higher interest r…

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What Is a Perfect Credit Score and How to Get One

What Is a Perfect Credit Score and How to Get One

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I Used to Hate Annual-Fee Credit Cards - Here's Why I Was Wrong

I Used to Hate Annual-Fee Credit Cards - Here's Why I Was Wrong

Many people learn about the importance of their credit after making mistakes and rebuilding. My story is diff…

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Is There Such a Thing as Guaranteed Approval for Bad Business Credit? | Nav

Is There Such a Thing as Guaranteed Approval for Bad Business Credit? | Nav

Loan applications and bad credit are like oil and vinegar - they don't mix together well. Whether you're sear…

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Can Mortgage Lenders Discriminate Against Mothers on Maternity Leave? Here's What You Need To Kno...

Can Mortgage Lenders Discriminate Against Mothers on Maternity Leave? Here's What You Need To Kno...

Here's what you need to know about maternity leave discrimination.

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Chase Freedom® vs. Chase Freedom Unlimited®: A Side-by-Side Review

Chase Freedom® vs. Chase Freedom Unlimited®: A Side-by-Side Review

This post references products from one or more of our partners. We may receive compensation when you apply th…

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Divorce Can Seriously Hurt Your Credit Score - Especially If You're A Woman | Bankrate.com

Divorce Can Seriously Hurt Your Credit Score - Especially If You're A Woman | Bankrate.com

For many people, divorce is a difficult and painful experience to navigate. The process of dissolving a once-…

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How to Cancel a Credit Card Without Dinging Your Credit Score

How to Cancel a Credit Card Without Dinging Your Credit Score

You've heard the advice: Never cancel a credit card account or you could damage your credit scores. And while…

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How to Get Approved for a Credit Card

How to Get Approved for a Credit Card

It's no fun to apply for a credit card only to get denied. Here are a few tips to help set you up for success…

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How Your Credit Score Can Affect the Cost of Your Insurance

How Your Credit Score Can Affect the Cost of Your Insurance

You've heard it before and you'll hear it again: Good credit is important. You also probably know that you ne…

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I Tried Minimalism-and I Saved $150,000 in the Last 10 and a Half Years

I Tried Minimalism-and I Saved $150,000 in the Last 10 and a Half Years

A minimalist lifestyle has more benefits than organized closets. Here's how one man embraced the idea of livi…

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Here's What Can Happen If You Don't File Your Taxes

Here's What Can Happen If You Don't File Your Taxes

April 15th, better known as "Tax Day," is the deadline the Internal Revenue Service (IRS) gives taxpayers eve…

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10 epic personal finance lessons from 'Game of Thrones'

10 epic personal finance lessons from 'Game of Thrones'

Check out these 10 personal finance lessons you can learn from watching (or reading) Game of Thrones

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2 New Ways To Raise Your Credit Score

2 New Ways To Raise Your Credit Score

You're probably well aware that your credit score can have a big influence on your financial well-being, dete…

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The Difference Between Credit Reports and Credit Scores

The Difference Between Credit Reports and Credit Scores

Although people often use the terms interchangeably, the truth is a credit report and a credit score are not …

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What affects your credit score?

What affects your credit score?

Credit scores are used by lenders to determine the risk of extending credit to customers. A number of factors…

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What is a good credit score?

What is a good credit score?

A good credit score is typically one in the high 600s or above. Good credit can save you money by helping you…

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4 Ways to Earn More Interest On Your Savings

4 Ways to Earn More Interest On Your Savings

Earning the highest interest on your savings account requires a little research, but the payoff is typically …

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How to get a credit card with no credit

How to get a credit card with no credit

If you have bad credit or no credit, you can still get a credit card. Try a secured credit card or a student …

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Best Ways To Get Out Of Credit Card Debt In 2024

Best Ways To Get Out Of Credit Card Debt In 2024

With consumers facing higher prices and rising interest rates, it makes sense that credit card debt in the Un…

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