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Articles by Mitul Thapliyal
The case for smart payments in India’s public finance future
India’s public finance system has saved ₹26,000 crore in interest costs through reforms like TSA and SNA-SPARSH, enabling near real-time fund release. Yet, actual payments to beneficiaries often face delays due to manual approvals. Odisha’s pilot of a Smart Payment System under its MUKTA scheme offers a glimpse into the future — combining JIT fund release with rule-based automation.
Digitising the public finance architecture is the need of the hour
Prime Minister Narendra Modi in his recent Independence Day speech spoke about how India’s development aspirations were being hit by poor public service delivery. India’s poor public service delivery has vexed scholars and practitioners for decades. The state possesses immense ability to execute large and complex undertakings such as the national elections or the rollout of the systemic changes such as the Goods and Services Tax (GST) regime or the United Payments Interface (UPI).
Preparing for Life After COVID-19: How India’s Healthcare System Can Better Respond to Future Shocks
Editor’s note: This article is part of NextBillion’s series “Recovery 2021,” which explores how businesses, development initiatives and the communities they serve in low- and middle-income countries are building greater resilience for a post-pandemic future. For news updates and analysis, virtual events, and links to resources related to the COVID-19 crisis, check out our coronavirus resource page. India’s public healthcare system was tested by the onset of COVID-19.
One Nation One Ration Card - The Road Ahead
Introduction To build upon the digitization of the Public Distribution System (PDS) and with a focus on beneficiary-centric reforms, the government launched a new scheme – Integrated Management of PDS (IM-PDS), also known as One Nation One Ration Card (ONORC) or portability, in April 2018. Recently, the Finance Minister announced that the scheme will be rolled out by March 2021.
Nutritional inefficiency of India’s public distribution system: A missed opportunity of food fortification?
In understanding the usefulness and effectiveness of single or multiple micronutrient (MMN) food fortification in India, a literature review analyzed 47 published studies conducted across 13 Indian states. By Puneet Khanduja, Abhishek Jain, Mitul Thapliyal An adequate nutritional diet is imperative for people to lead an active, healthy life.
Aadhaar Verdict SC Strikes Right Balance Between Delivery Of Benefits And Privacy -Mitul Thapliyal - BW Businessworld
The long debate on the constitutionality and purpose of Aadhaar may not end with the judgement of the Supreme Court but it will certainly become more specific and narrower. In a landmark judgment, the five-judge Supreme Court bench opined with a 4:1 majority that Aadhaar is legitimate and proportional. The judges observed that although Aadhaar infringes on the right to privacy slightly, the benefits it provides to the marginalised sections of society serves a much larger purpose.
IT majors poised to report strong Q2, TCS may lead
The IT companies have been hedging their receivables—debts owed to a firm by its customers for goods/services rendered but not yet paid for—to ensure visibility of rupee revenues. Some of them have high expenses in dollars due to onshore presence. The hedge period varies between two and four quarters, depending on the company policy.
Bandhan Bank Q2 profit rises 47%
On the asset quality front, net NPA (non-performing asset) ratio marginally worsened, on a sequential basis, to 0.7% in the September quarter, from 0.6% in the previous quarter. Gross NPA as a percentage of total loans stood at 1.3%, compared to 1.4% a year ago. On September 28, the Reserve Bank of India had barred Bandhan Bank from opening any new branch and also froze the remuneration of managing director and chief executive Chandra Shekhar Ghosh.
‘North-south binary is too simplistic for mapping economic performance of states’
Do you believe that some states in India are picking up the tab so to speak of other states that refuse to reform? If yes, what can be done to fix this? If no, what is a better way, according to you, to understand this? That is an extremely myopic and dangerous way of thinking in a federal structure such as India. If you extend that logic, the urban population will hold it against “slow-growing” rural areas and bigger metropolitan cities will hold this against other areas within their own states.
Consumers not confident about economy or jobs: RBI Survey
Even as political parties are busy stepping up their game for the 2019 general elections, Indian consumers have shown a lack of optimism about the current state of economic conditions and employment scenario in the country, according to a recent survey by the Reserve Bank of India (RBI). The September round of the Consumer Confidence Survey by RBI revealed that the overall Consumer Confidence Index in India has dropped to 94.8, down from 98.3 in June.
Aadhaar verdict: SC strikes the right balance
The long debate on the constitutionality and purpose of Aadhaar may not end with the Supreme Court's (SC's) judgement but it will certainly become more specific and narrower. In a landmark verdict, a five-judge SC bench opined with a 4:1 majority that Aadhaar is legitimate and proportional. The judges observed that although Aadhaar slightly infringes on the right to privacy, the benefits it provides to the marginalised sections of society serves a much larger purpose.
Lessons from the Digitisation of Government to Person (G2P) Programmes in India
The Government of India spends about USD 71 billion every year on various G2P welfare programmes on food, fertiliser, fuel (liquefied petroleum gas (LPG) and kerosene), health, pensions, rural employment etc. Direct Benefit Transfer (DBT) in G2P programmes is a major reform initiative launched by the Government of India on 1st January, 2013.
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