Curinos expects many of today’s mortgage market challenges – affordability, inventory, lack of demand – to persist in 2024, with a material recovery not likely until 2025. Curinos’ Home Equity Forecast, the industry’s first, suggests that demand for HE products is poised for a dramatic upturn in the second half of the year. Lenders should now reconsider their stance on credit risk – we see lower collateral risk, so more accessible credit could provide a competitive edge.
