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Articles by Paul Zofsak
Looking for a solid Mortgage Broker
I have a condo, ARV $115K I need to get a DSCR loan for. Most lenders I have had contact with don't want to touch anything with a loan total under $100K. Hopefully someone can recommend a good broker that can help me navigate various options and select the right one.
Need help sourcing DSCR loan for condo
Condo ARV is about $90-95K so loan would be less than $75K. All the lenders I have talked to aren't interested in anything with a value under $100K, or will loan for less than $75K. Anyone out there can point me to someone that will lend under these conditions?
Property management company is deducting late fees from rent instead of collecting
I am dealing with this local property management company for the first time; everything looked great until my tenant stated paying rent five to ten days late every month. The tenant then pays the rent but nothing extra to cover late fees. The property management company deducts the late fees from the rent and counts what is left over as my income and takes their standard 10% from that.
Need to find insurance carrier for rehab/flips
I am getting ready to start flipping and doing rehabs after taking a few years off. Still finalizing putting together teams and I am having trouble finding an insurance carrier that will offer builders risk or other policies to cover vacant properties during rehab. My current agent doesn't offer this, Steadily had so many bad reviews I wouldnt consider them, and NREIG doesn't cover named storms (it being hurricane season in Houston that's not an option).
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