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Articles by Raya Buensuceso
Infrastructure: The next frontier of Philippine fintech
In 2026, the Philippines has no shortage of fintech. We have e-wallets on 70 percent of phones, credit being offered from every corner of the internet and a growing ecosystem of digital banks, payment providers and remittance companies. Yet if you sit with any SME bookkeeper, any loan officer or any ordinary consumer trying to transact seamlessly, a set of persistent conundrums quickly surfaces. Why are post-dated checks, screenshots of bank transfers and manual reconciliation still so common?
Infrastructure: The next frontier of Philippine fintech
By Ray Alimurung and Raya Buensuceso IN 2026, the Philippines has no shortage of fintech. We have e-wallets on 70% of phones, credit being offered from every corner of the internet, and a growing ecosystem of digital banks, payment providers, and remittance companies. Yet if you sit with any SME bookkeeper, any loan officer, or any ordinary consumer trying to transact seamlessly, a set of persistent conundrums quickly surfaces.
Infrastructure: The next frontier of Philippine fintech
By Ray Alimurung and Raya Buensuceso IN 2026, the Philippines has no shortage of fintech. We have e-wallets on 70% of phones, credit being offered from every corner of the internet, and a growing ecosystem of digital banks, payment providers, and remittance companies. Yet if you sit with any SME bookkeeper, any loan officer, or any ordinary consumer trying to transact seamlessly, a set of persistent conundrums quickly surfaces.
Emerging startup trends in the Philippines
The Philippines has emerged as Southeast Asia’s most exciting startup ecosystem in recent years, poised to become the next regional tech center after Singapore and Indonesia. At Kaya Founders, our investment strategy particularly centers on three key trends that encapsulate why the Philippines is an exciting market today: frictionless business enabled by artificial intelligence (AI)-powered platforms, the rise of tech-enabled consumer ventures, and the transformative power of embedded credit.
Emerging startup trends in the Philippines
The Philippines has emerged as Southeast Asia’s most exciting startup ecosystem in recent years, poised to become the next regional tech center after Singapore and Indonesia. At Kaya Founders, our investment strategy particularly centers on three key trends that encapsulate why the Philippines is an exciting market today: frictionless business enabled by artificial intelligence (AI)-powered platforms, the rise of tech-enabled consumer ventures, and the transformative power of embedded credit.
Poblacion Neighborhood Guide + Places to Visit
(SPOT.ph) Poblacion, Makati has built a reputation as one of Metro Manila’s premier nightlife destinations. But to see it merely as a glittering party hub is a disservice to its centuries-long history, and to the variety of establishments and traditions that make the neighborhood so vibrant. To the unacquainted as well as fellow “Pobla” regulars looking for new things to do, here are lesser-known spots and activities to check out—all in one day.
PPPs for post-COVID-19 recovery
The coronavirus-19 (COVID-19) pandemic has upended plans and budgets the world over. In the Philippines, public funds are being increasingly directed toward health and social amelioration programs. So far, P245 billion has been spent for COVID-19 response efforts, with another P140 billion of planned spending under the proposed Bayanihan Act extension.
Commentary: PPPs eyed for a win-win pandemic recovery
Commentary: PPPs eyed for a win-win pandemic recovery MANILA, Philippines — The coronavirus disease-2019 (COVID-19) pandemic has exposed key vulnerabilities in the Philippines’ infrastructure sector. As we have endeavored to show over the course of this four-part series, public-private partnerships (PPPs) can play a vital role in plugging these gaps and supporting public health and economic recovery by harnessing the capital, expertise, and technology of the private sector.
Commentary: Local PPPs as infrastructure driver amid pandemic
Commentary: Local PPPs as infrastructure driver amid pandemic MANILA, Philippines —The coronavirus disease-2019 (COVID-19) pandemic has revealed the vital role of local government units (LGUs) in meeting the challenges of national importance. From acquiring medical equipment to cash assistance distribution, provinces, cities, and municipalities continue to aid the national government in carrying out various response and relief interventions.
Commentary: Why GOCCs have a role to play in PPPs
Commentary: Why GOCCs have a role to play in PPPs MANILA, Philippines — The benefits of public-private partnerships (PPPs) are particularly attractive during this time of pandemic, when a significant portion of government resources is being channeled to fight the coronavirus disease-2019 (COVID-19).
Commentary: PPPs key to infrastructure building amid pandemic
Commentary: PPPs key to infrastructure building amid pandemic The coronavirus disease-2019 (COVID-19) pandemic has laid bare critical gaps in our country’s infrastructure. While many unknowns around the disease remain, we can be certain that directing infrastructure investments toward key sectors will go a long way in mitigating the pandemic’s impact, aiding the country’s recovery, and making sure that we are better prepared for the next public health threat that comes along.
Small steps, big impact - Asean Plus | The Star Online
DRIVERLESS cars, sprawling parks, a state-of-the-art railway and disaster-proof infrastructure. These are just some of the highly anticipated features of New Clark City, a flagship project in the US$180bil (RM750bil) “Build, Build, Build” infrastructure agenda of the Philippines. Located 100km north of Metro Manila, New Clark City is designed to become the country’s first smart and green metropolis – an antidote to the pollution and congestion of the hyper-dense capital region.
Insights on ‘Build, Build, Build’: harnessing land value capture
THE PHILIPPINES’ landmark “Build, Build, Build” infrastructure agenda is critical to unlocking the remaining constraints to Philippine growth. As the government works to turn bold ambition into tangible results, it is imperative to consider fairer, and largely untapped, funding alternatives.
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