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Articles by Roger Chua
Your “Safe” Index Fund Might Be Hiding a Surprise Risk (And What One Expert Says About It)
Are you sure your set-and-forget strategy is still working in today’s market? It’s time for a closer look at passive investing, insights from an expert view, and why active choices might be making a smart comeback. For years, the chorus has been the same: passive investing is king. “Buy the index, relax, and reap the rewards.” And hey, it’s been solid advice — simple, low-cost, and effective. But what if the ground is shifting beneath our feet?
Cracks in the Crude? Why Oil Prices Are Taking a Dive 👇
Ever feel like you need a crystal ball to keep up with the global economy? Lately, the spotlight’s been on something pretty fundamental: oil prices. We’ve seen a noticeable drop recently, and while it might mean cheaper pumps for our cars (a small win! 🎉), there’s a bigger, more complex story unfolding behind the scenes. Let’s dive into what’s happening and why it matters.
The Crossroads of Debt Repayment: Choosing Your Winning Strategy in Singapore - Snowball or Avalanche?
Picture this: Month after month, you see parts of your hard-earned salary disappear towards servicing debt — perhaps the remnants of a student loan, the persistent balance on a credit card used during an emergency, or a renovation loan for your HDB flat. It feels like a constant weight, a financial fog obscuring the path towards clearer goals like building wealth, securing retirement, or leaving a legacy. You know you need to tackle it decisively, but where do you even begin?
Forget the 4% Rule: Your Retirement, Your Rules đ¸
Hey, savvy savers! đ Youâve worked hard and built that nest egg, and now itâs time to enjoy the fruits of your labour. But how much can you actually spend without the dreaded âout of moneyâ panic? đą Youâve probably heard of the 4% rule, right? Itâs the old-school guideline that says you withdraw 4% of your retirement savings each year, adjusting for inflation. Sounds simple enough, but guess what? Itâs not the golden ticket itâs cracked up to be.
A simple way to explain the Recommendation Engine in AI
In my previous blog, it broadly talks about how we could exploit NLP by extracting further values from NLG and NLU. Extending to that, it brings us to the Recommendation Engine as NLP could be a component of a Recommender system. Recommender systems could be based on an NLP module either for feature extraction or for text classification.
Smart Cities Dive | Amazon granted patent for 'surveillance as a service' tech
Gosia Herba The great power battle to name the head of an obscure UN agency Why are knock-off WhatsApp versions so popular in Africa?
The Atlantic | Your Professional Decline Is Coming (Much) Sooner Than You Think
By The AtlanticJune 19, 2019 Here’s how to make the most of itRead full story Comments A must read piece on the professional ambition that drives much of us in DC but ultimately must be tamed for a fulfilling life. So much respect for the way in which Arthur Brooks the leader and social scientist lays out his findings including gems such as, “Careers that rely primarily on fluid intelligence tend to peak early, while those that use more crystallized intelligence peak later...
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