Articles by Romana King
11 Best No-Fee Chequing Accounts for 2024
A no-fee chequing account lets you manage your day-to-day banking without having to worry about bank fees eating away at your balance. Free bank accounts in Canada have no monthly fees and allow you to do everything from paying bills and sending e-Transfers to buying gas and groceries and withdrawing cash at ATMs. Fees may apply to some transactions though, so it’s important to compare options before deciding what’s best for you.
Market uncertainty: Keep your retirement savings on track
Want to know a simple way to save more money? Create a written financial plan. According to recent research from Hearts and Wallets, an independent U.S. research firm, 52% of households with written financial plans save at least 10% of their income for retirement, while only 36% of households without a written financial plan manage to save that amount. But simple doesn’t mean easy.
What to do with your bank account when moving abroad
I didn’t even think about managing my bank account when I started graduate school abroad in Beirut. I had a perfectly fine basic chequing account with BMO that I’d opened in Toronto just before starting college. There was even a branch two blocks away from my new apartment. What could go wrong? Turns out, handling money abroad wasn’t as simple as I’d expected. I eventually had to open a student account in Lebanon, which I closed after graduating.
BMO eclipse rise Visa Card Review
The BMO eclipse rise Visa Card rewards you for your regular spending habits. It offers five times the BMO Rewards points for every $2 you spend on recurring bill payments, groceries, dining and takeout, plus 1 point for every $2 spent on everything else. You can boost your rewards balance further by taking advantage of a 25,000-point welcome offer. The card also has an introductory 0.99% interest rate on balance transfers for the first 9 months, and it comes with no annual fee. Welcome offer.
Personal loans review and rating methodology
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Best Free Business Bank Accounts in Canada
Vault review A detailed review of the features, fees and eligibility criteria of the Vault business bank account. Opening a bank account for a club, nonprofit or community organization Most big banks offers discounted plans to help your club, nonprofit or community organization run smoothly, plus there are fintech providers that offer international accounts at lower fees.
Best chequing account offers in 2023
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Best savings accounts promotions in 2023
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Loop Review: Business Banking
These are the standard features you can expect when you open an account with Loop Canada: Multi-currency account. You can use your Loop multi-currency account to hold funds in CAD, USD, GBP and EUR. This allows you to avoid currency conversion costs and get paid in the local currency where you do business. No minimum deposit. There’s no minimum deposit required to open a Loop multi-currency account, while there’s also no limit on the amount you can send or receive. Instant currency conversion.
Want to know how to get a business loan?
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Future of Banking: Digital banking trends
The banking sector in Canada is a well-regulated industry. As one of three financial system pillars, banking is considered a critical component of Canada’s overall economic health.(1) As a result, relatively few major changes take place in this sector; however, one of the biggest upheavals was the introduction of online banks. Also known as digital banks, these financial firms leverage technology to improve the speed and cost of banking services.
Work from home Canada statistics
Trying to determine the “new normal” for work is hard. While pandemic-induced lockdowns are now in the past, many companies and their employees are still trying to negotiate the myriad working situations. Whether it’s remote work, work from home or a hybrid, the concept of not going into a centralized place of business is fast becoming a negotiation tool, even as many Canadians return to core office space.
Finder: Car Loans Customer Satisfaction Awards 2023
Welcome to the Finder: Car Loans Customer Satisfaction Awards 2023 For most Canadians, buying a car is a major expense. According to Autotrader, the median retail price of a new vehicle is just over $55,000, so it’s not surprising that 1 in 10 car buyers plan to get a car loan in 2023.(1) Despite this need for financing, most car buyers are less than positive about the process of finding and financing a vehicle purchase.
Bank of Canada to hold its key interest rate at 5% — as predicted by 93% of analysts - Finder Canada
The Bank of Canada will hold its benchmark interest rate at 5% — still the highest rate since 2001. This move was expected — with 93% of economists, analysts and professors polled in the Finder: BoC Interest Rate report, indicating that the Bank would pause on further rate hikes during the September announcement.
Buy Now Pay Later in Canada
The last year was brutal on the spending budgets. Almost all Canadians felt the pinch of inflation with more spent in just about every area of the budget. As such, most Canadians looked for creative ways to cut costs or reduce overall spending — and, in some cases, Canadian shoppers began to take advantage of Buy Now Pay Later (BNPL) installment plans. Buy Now Pay Later (BNPL) is a type of short-term financing that allows people to buy items and pay for them over time.
Guide to Cross-Border Banking for Canadians in 2023
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Best Online Savings Accounts in Canada in 2023
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Save money with promo codes
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EQ Bank Referral Codes
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Best online banking in Canada 2023
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Best Prepaid Credit Card in Canada 2023
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19 common bank fees and how to avoid them
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What To Do With Your Bank Account When Moving Abroad
I didn’t even think about managing my bank account when I started graduate school abroad in Beirut. I had a perfectly fine basic chequing account with BMO that I’d opened in Toronto just before starting college. There was even a branch two blocks away from my new apartment. What could go wrong? Turns out, handling money abroad wasn’t as simple as I’d expected. I eventually had to open a student account in Lebanon, which I closed after graduating.
What is the Difference Between a Charge Card and a Credit Card
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An 8 Step Guide to Starting a Business
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Best Bank Accounts for Seniors Discounts in Canada in 2023
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