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Articles by Ron Snider
Genius Act Poses Strategic Hurdles For Community Banks
By Jason Loring and Ron Snider ( September 17, 2025, 4:51 PM EDT) -- The banking industry's relationship with cryptocurrency has undergone a dramatic transformation. Major financial institutions that once dismissed digital assets are now developing stablecoin offerings, raising important questions about the future of traditional banking services and consumer protections at community banks.... Law360 is on it, so you are, too.
New Interim Final Rule on SBA Loan Review Procedures and Related Lender Responsibilities Regarding the Paycheck Protection Program
On Friday, May 22, 2020, the Small Business Administration (SBA) released two new Interim Final Rules (collectively, the Rules) governing Paycheck Protection Program (PPP) loans: (1) the Loan Forgiveness Requirements (Forgiveness Rule) and (2) the SBA Loan Review Procedures and Related Borrower and Lender Responsibilities (Lender Responsibility Rule).
Updated FAQ Issued Regarding the Paycheck Protection Program and Qualification for Loans
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On Thursday, April 23, the Small Business Administration (SBA) and United States Department of Treasury released a new question 31 and related answer as a supplement to the Paycheck Protection Program (PPP) Loan Frequently Asked Questions (FAQs), which they previously published and have periodically updated since the program began.
By Curt Hearn, Ron Snider, Craig N. Landrum, Tom Walker Verified, Robert L. Carothers, Marshall Page
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LexBlog
Restriction on PPP Loans to Insiders and Their Close Relatives
On Friday, April 3, we posted that under the Interim Final Rule issued by the Small Business Administration (SBA) on April 2, businesses owned by an officer, director, key employee, or 20% or more shareholders of a lender are not eligible for a Paycheck Protection Program (PPP) loan from that lender.
Loans to Directors Under the SBA Paycheck Protection Program
We wanted to make you aware that under the Interim Final Rule issued by the SBA yesterday, businesses that are not eligible for Payroll Protection Program (“PPP”) loan guaranties are identified in 13 C.F.R. 120.110 and SOP50 10. Under those guidelines, businesses of which a Lender or any of its Associates owns a financial or equity interest are not eligible for a loan guaranty under Section 7(a).
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