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Articles by Ryan Clifford
CFB DFS Breakdown: FanDuel Saturday Night 10/10
Fantasyguru.com is home to the largest community of fantasy sports enthusiasts in the world. We provide expert rankings, content, projections, tools, data, and everything you need to help you win. We also have a very active Discord community full of like-minded individuals. If you or someone you know has a gambling problem, please call 1-800-Gambler. Guru Fantasy Reports, Inc. ©1995–2026 GURU FANTASY REPORTS, INC. ALL RIGHTS RESERVED.
Ryan’s NHL DFS Breakdown: Monday 10/5
Patio Joe reviews his Week 4 NFL DFS Cash Game lineup and offers key takeaways for Week 5! Welcome, mafia, to year four of my cash game review. I am excited to go over my process and NFL DFS lineup once again. The lineup is the one I entered into all of my 50/50 single-entry 100-man tournaments on FanDuel. I will also give you insight into my process and how I break down Jeff Mans’ Cash Game article. I use 95% of the same players you will find in Jeff’s article.
Cliff’s Notes – Week 3
Fantasyguru.com is home to the largest community of fantasy sports enthusiasts in the world. We provide expert rankings, content, projections, tools, data, and everything you need to help you win. We also have a very active Discord community full of like-minded individuals. If you or someone you know has a gambling problem, please call 1-800-Gambler. Guru Fantasy Reports, Inc. ©1995–2026 GURU FANTASY REPORTS, INC. ALL RIGHTS RESERVED.
Monday Night Showdown – Week 2 (NYG @ LAR)
Patio Joe reviews his Week 2 NFL DFS Cash Game lineup and offers key takeaways for Week 3! Welcome, mafia, to year four of my cash game review. I am excited to go over my process and NFL DFS lineup once again. The lineup is the one I entered into all of my 50/50 single-entry 100-man tournaments on FanDuel. I will also give you insight into my process and how I break down Jeff Mans’ Cash Game article. I use 95% of the same players you will find in Jeff’s article.
CFB DFS Breakdown: FanDuel Saturday Night 9/19
Welcome to the NFL Fantasy Football Defense DFS Strategy Guide! We’re here to help you find the best defensive plays on DraftKings and FanDuel for Week 2. Defenses may not be the stars of your lineup, but they can make or break your DFS week. Fantasy points for defenses come mainly from sacks, turnovers, and points allowed… NFL – Defensive Outlook What’s up Mafia?! It’s Week 1 of this year’s NFL 2022 regular season.
Cliff’s Notes – Week 2
Fantasyguru.com is home to the largest community of fantasy sports enthusiasts in the world. We provide expert rankings, content, projections, tools, data, and everything you need to help you win. We also have a very active Discord community full of like-minded individuals. If you or someone you know has a gambling problem, please call 1-800-Gambler. Guru Fantasy Reports, Inc. ©1995–2026 GURU FANTASY REPORTS, INC. ALL RIGHTS RESERVED.
Monday Night Showdown – Week 1 (DEN @ KC)
Patio Joe reviews his Week 1 NFL DFS Cash Game lineup and offers key takeaways for Week 2! Welcome, mafia, to year four of my cash game review. I am excited to go over my process and NFL DFS lineup once again. The lineup is the one I entered into all of my 50/50 single-entry 100-man tournaments on FanDuel. I will also give you insight into my process and how I break down Jeff Mans’ Cash Game article. I use 95% of the same players you will find in Jeff’s article.
Wednesday Night Showdown – Week 1 (NE @ SEA)
Fantasyguru.com is home to the largest community of fantasy sports enthusiasts in the world. We provide expert rankings, content, projections, tools, data, and everything you need to help you win. We also have a very active Discord community full of like-minded individuals. If you or someone you know has a gambling problem, please call 1-800-Gambler. Guru Fantasy Reports, Inc. ©1995–2026 GURU FANTASY REPORTS, INC. ALL RIGHTS RESERVED.
Monday Night Showdown - Week 1 (NYJ vs SF)
Your weekly guide to Monday night’s Showdown slate on DraftKings…top CAPT options, optimal stacking rules, and slate-specific strategy! Unlock Premium Content Save 10% with code Welcome10 at checkout and join today! You'll gain access to: Expert rankings & projections Winning strategies & tips Exclusive Discord access Weekly player analysis Draft preparation guides And much more!
Sunday Night Showdown - Week 1 (LAR vs DET)
Your weekly guide to Sunday night’s Showdown slate on DraftKings…top CAPT options, optimal stacking rules, and slate-specific strategy! Unlock Premium Content Save 10% with code Welcome10 at checkout and join today! You'll gain access to: Expert rankings & projections Winning strategies & tips Exclusive Discord access Weekly player analysis Draft preparation guides And much more!
Cliff’s Notes - Week 1
Your weekly study guide to Sunday’s main slate on DraftKings. Ryan Clifford highlights the top players, values, and his own personal GPP favorites. Unlock Premium Content Save 10% with code Welcome10 at checkout and join today! You'll gain access to: Expert rankings & projections Winning strategies & tips Exclusive Discord access Weekly player analysis Draft preparation guides And much more!
Friday Night Showdown - Week 1 (PHI vs GB)
Your weekly guide to Friday night’s Showdown slate on DraftKings…top CAPT options, optimal stacking rules, and slate-specific strategy! Unlock Premium Content Save 10% with code Welcome10 at checkout and join today! You'll gain access to: Expert rankings & projections Winning strategies & tips Exclusive Discord access Weekly player analysis Draft preparation guides And much more!
Thursday Night Showdown - Week 1 (BAL @ KC)
Your weekly guide to Thursday night’s Showdown slate on DraftKings…top CAPT options, optimal stacking rules, and slate-specific strategy! Unlock Premium Content Save 10% with code Welcome10 at checkout and join today! You'll gain access to: Expert rankings & projections Winning strategies & tips Exclusive Discord access Weekly player analysis Draft preparation guides And much more!
CFB DFS Breakdown: Thursday 8/29 (FanDuel)
Ryan Clifford breaks things down game-by-game and position-by-position for your CFB DFS lineups on FanDuel. Save 10% with code Welcome10 at checkout and join today! • And much more! Subscribe Today
Business spending can be beautifully easy | Spendesk
Did you know? Spendesk’s public API makes it easier than ever to integrate spend management into your existing tool stack. You can tap into Spendesk’s value via three channels: the desktop app, the mobile app and the public API. The API allows customers and partners to collaborate and co-design a spend management solution that solves for the increasingly complex needs of finance teams and their tool stack.
Spendesk Launches Community-designed API, Enabling Finance Teams to Embed Spend Management Into Core Operational Tool Stacks
Spendesk, the complete spend management platform, today announces the public availability of its community-designed API; permitting businesses to unlock the true value of their spend data. The availability of Spendesk’s API enables organisations to connect other business-critical tools directly into Spendesk’s capabilities, without the limitations of a predetermined app.
NHL Showdown Breakdown | Friday 5/24 (FLA @ NYR)
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NHL Showdown Breakdown | Thursday 5/23 (EDM @ DAL)
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NHL Showdown Breakdown | Monday 5/20 (EDM @ VAN)
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NHL Showdown Breakdown | Thurday 5/2 (BOS @ TOR)
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Cliff's Notes - Week 14 - Fantasy Guru
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DraftKings CFB DFS: Wednesday Night Breakdown 11/8
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Ryan's NHL DFS Breakdown: Wednesday 10/11
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Monday Night Showdown - Week 4 (SEA @ NYG)
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NFL DFS Monday Night Breakdown - Week 2
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DraftKings CFB DFS: Top Friday Plays (+ Bonus Thursday Breakdown)
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CFB DFS Bowl Breakdown: Monday 1/2
A big believer in analytics, Ryan has specialized in NHL/NFL DFS, season-long and dynasty formats over the years, but he has also taken a recent liking to DFS tennis, as well as NCAA football. Ryan was recently named a finalist for the FSWA’s 2019 College Sports Writer of the Year and was one ... Read other articles
Thursday Night Showdown - Week 1 (BUF @ LAR)
A big believer in analytics, Ryan has specialized in NHL/NFL DFS, season-long and dynasty formats over the years, but he has also taken a recent liking to DFS tennis, as well as NCAA football. Ryan was recently named a finalist for the FSWA’s 2019 College Sports Writer of the Year and was one ... Read other articles
Celtic Boss Interested In Signing Lightning Fast Right Winger
Celtic could be ready to make an offer for Elvis Kamsoba who currently players for Australian side Melbourne Victory as Ange Postecoglou aims to raid his former club’s for talent. The 24 year old right winger has become a key player for the Aussie club and managed to play 20 A-League games last season, also scoring 5 goals.
The process of implementing AI in finance
Artificial Intelligence is the most sought-after innovation in the financial industry after blockchain according to most experts. Based on the current situation in the fintech sphere these two “features” are the only ones that could somehow help a company stand out from the competition. However, they are quickly becoming a stable addition to the roster as well. The only thing that is left in the differentiation of companies is the method with which the AI was implemented in the first place.
Don’t let spiralling cloud costs disrupt your fintech project
The fintech industry as we know it wouldn’t exist without the cloud. No financial app, comparison website or any of the other numerous innovations we’ve seen emerge from the last decade would be possible without it. Given its intrinsic value to fintechs, it is perhaps surprising that very few are using the most cost effective solution.
The customer community: harnessing the power of sideways communication
In a world with more customer choice than ever, retention has become one of the key business metrics – especially for SaaS businesses. A commonly quoted statistic is that it can cost five times more to attract a new customer than it does to retain an existing one. More recently research done by Bain & Company shows that increasing customer retention rates by 5% increases profits by 25% to 95%.
Innovation is the key to solve our climate issues - part 1 - Introduction
Disclaimer: this blog is not directly associated to the financial services and Fintech sector, but as it forms an introduction to a 2nd and 3rd blog, which are indeed related to these sector, I have published this blog nonetheless also on the Finextra platform. My apologies to people considering that this blog is off-topic for this platform.
Why financial institutions need to collaborate to help online merchants bounce back
Even before the pandemic, SMEs were struggling to obtain access to the funding they needed, when they needed it. Outside of the Coronavirus Business Interruption Loans underwritten by a number of governments across the global economy, financial exclusion for SMEs has been a growing issue. Access to short-term funding often involves multiple hurdles, and even seemingly straightforward actions, like opening a bank account, are often more complicated than they should be.
SEPA Request-to-Pay Set to Transform the Payment Experience
In a rapidly transforming digital payments ecosystem, Request-to-Pay (RTP) provides compelling functionality. From improved customer service to reduction in costs, fraud and friction, the benefits of this new way to request payment initiation are extensive. SEPA Request to Pay (SRTP), the Eurozone version of this initiative, allows digitalization of the transaction.
A Commercial Underwriter’s Guide to Automation, Part 1
Insurance underwriting is a critical differentiator between the leaders and the laggards when one looks at it from an operational performance lens. We’ve drafted this blog for Underwriters who are ready to disrupt, evolve, and drive significant tangible impact across their organization. Based on our years of experience of partnering with Insurers on their business transformation programs, we’ve seen a consistent thread that emerges out across all of them - underwriting transformation.
Getting personal with APIs to unlock lending
Lending money is a risky business. The biggest challenge for any lender is how to balance service (the drive to serve as many customers as possible) with risk (the possibility of a customer defaulting on their loan payments). This calculation is made using a mix of information provided by the customer, insights from previous experience and, increasingly, predictive modelling to assess likely outcomes.
Time to Take Your Shot - There’s a Revolution in Banking
“Every generation needs a new revolution,” Thomas Jefferson Digital banks are popping up everywhere. Many of these upstarts are the offspring of grown-up banks that may be careworn and lacking in agility. How will the older and wiser cohabit with such youthful exuberance? In this blog we consider how to close this “banking generation gap” before the chasm gets too wide. The digital age promoted technology from the back office to be at the front, middle and back of all that a bank does.
Building for transparency and sustainability in finance
Financial products have a reputation for being difficult to understand when it comes to both terminology and functionality for everyday consumers. Customers often have to deal with an abundance of arcane jargon and long, convoluted application processes.
BigData Lake for Financial Services - Need to stress on Platform Governance
Tejasvi Addagada Data Governance Head Fortune 500 financial service provider Member since 02 Sep 2014 Location Mumabi Blog posts 16 Comments 6 This post is from a series of posts in the group: Analytics in Banking This is for discussion and sharing of views on trends, practices and views in analytics in banking and financial industry See all
Machine Learning challenges in legacy organisations
Fans of machine learning suggest it as a possible solution for everything. From customer service to finding tumours, any industry in which big data can be easily accessed, analysed and organised is ripe for bringing about new and compelling use cases. This is especially attractive for legacy organisations, such as financial services firms, looking to gain an advantage.
Don’t underestimate your positive impact as a software engineer in the financial services industry
“In every day, there are 1,440 minutes. That means we have 1,440 daily opportunities to make a positive impact.” - Les Brown As human beings we all strive to be appreciated. For young people this is the appreciation of their friends, family, colleagues…, but as you get older you strive also towards after-live appreciation, i.e. your legacy. With the increased automation and the rise of AI, a lot of jobs are threatened.
Why Connection Is Important For Mobile App Developers And The Sales Team?
Whatever the technique has been adopted to do the mechanism, it must be understood by others easily. Thus following this route, even while creating a strategy for social media marketing, one must plan to create an engagement method from the customer side without knowing them. Thus to do him you must focus on research areas, especially competitor analysis must be strong. Hence by creating a flow chart with three panels such as consideration, conversion, and call to action will be fine.
How to make your ML algorithms think like a human
The finance industry is a prime use case for machine learning, thanks to the abundant data sets, access to capital and strong incentive for efficiency and predicting future outcomes. While rule-based workflows are well embedded within the industry, many businesses are now turning to machine learning to automate the algorithm building process, especially when it comes to fintech.
Come on Banks, let's give it a go!
In my previous post I shared my thoughts and concerns about the banking industry real will to support customers when they actually need it. It is a fact that we – the customers - now more than ever, need our banks to overcome this though moment and, even more, will need the financial system support to boost the economy jump start when the COVID19 emergency will be over; hopefully sooner rather than later.
How to design a finance website that converts customers
Website design is a core building block of every finance brand’s digital marketing. Your website is a reflection of your brand, your product and your customer offering, giving you one shot to convert a visitor into a customer. We asked The Dubs senior digital designer, Tom Bradshaw how brands can ensure their finance website design is optimised for customer conversion. Website UX vs UI: What’s the difference?
Why communities naturally reduce financial risk
Sometimes an idea is so good that everyone has it at once. One such idea is the ROSCA - a rotating savings and credit association - known as ekub in Ethiopia, cundinas in Mexico, tanomoshiko in Japan and dhukuti or dhikuti in Nepal. At a recent developer meetup I was able to hear from from Matthew Addison, CEO of StepLadder who has built a whole business on this concept, after writing his graduate thesis on the subject.
It’s not all about functionality: the importance of UX in B2B finance applications
In 2001, Silicon Valley superinvestor Marc Andreessen declared that software was eating the world. Recent years have borne this out, with digital B2C tools now shaping the ways we travel, eat, and even find love. Key to the appeal of these apps is ease of use, taking an existing experience and making it mobile, up to date and personalised. This stands in contrast to traditional B2B software where functionality has been more important than usability.
RPA - The miracle solution for incumbent banks to bridge the automation gap with neo-banks?
Welcome to Finextra. We use cookies to help us to deliver our services. We'll assume you're ok with this, but you may change your preferences at our Cookie Centre. Please read our Privacy Policy. News in your inbox For Finextra's free daily newsletter, breaking news and flashes and weekly job board. Sign Up Channels Group External | what does this mean? This content is provided by an external author without editing by Finextra. It expresses the views and opinions of the author.
How APIs can help families plan their finances
Data modelling and machine learning (ML) offers a tantalising possibility - that by gathering enough data inputs you can predict what will happen in the future based on current information. ML models are commonly used in the context of business decisions, such as assessing investment outcomes or growth performance, where they can add significant value. They’re rarely used in the realm of human experience for two main reasons.
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