Ryan Ramsey
As seen in:
LinkedIn,
IMDb,
Daily Mail,
Aol,
Embodied Newsletter,
The Charlotte Observer,
Inside Higher Ed,
This is Money,
Pasadena Star-News,
The Lowell Sun
and
Is this you? As a journalist, you can create a free Muck Rack account to customize your profile, list your contact preferences, and upload a portfolio of your best work.
Claim your profile
Articles by Ryan Ramsey
In switching to original Medicare, beware of Medigap plan refusals
It's open enrollment season for Medicare Advantage, when people currently enrolled in private managed-care plans can either sign up for a new one or switch to original Medicare through March 31. But there's a catch: If people want to move to original Medicare and buy a supplemental Medigap insurance plan to cover some out-of-pocket costs, they may not be able to.
In switching to original Medicare, beware of Medigap plan refusals
If people want to move to original Medicare and buy a supplemental Medigap insurance plan to cover some out-of-pocket costs, they may not be able to. Medigap insurers can generally refuse coverage to applicants whose medical history or current health problems might make them expensive to cover, a process called medical underwriting.
In Switching to Original Medicare, Beware of Medigap Plan Refusals
As Medicare Advantage plan profits have sagged in recent years, many plans are pulling out of areas they used to serve, leaving members with fewer options. Although MA managed-care plans are typically cheaper and offer benefits not available in original Medicare, such as coverage for vision and hearing services. They have smaller provider networks than the original program and, sometimes, extensive prior authorization requirements.
Medicare Advantage or Original Medicare? How to Choose the Right Plan
Turning 65 soon? Learn the key differences between Original Medicare and Medicare Advantage—including costs, coverage, and flexibility—so you can make the best choice for your health and budget in 2027. If you’re approaching 65, you’re about to reach a key milestone: becoming eligible for Medicare. And one of the biggest decisions you’ll face at this time is whether to enroll in original Medicare or a Medicare Advantage plan.
Different badges - same standards
Different badges - same standards Ryan Ramsey Ryan Ramsey Published Dec 30, 2025 I had the rare privilege of serving with three navies during my career. I earned my dolphins in two of them - the Royal Navy and the Royal Netherlands Navy - and I was presented with a set by the United States Navy as part of my leaving gift when I served at COMSUBDEVRON 12. Each navy operated differently, as you would expect. Doctrine, command styles, risk appetite, and even humour varied.
Medicare Advantage or Original Medicare? How to Choose the Right Plan
If you’re approaching 65, you’re about to reach a key milestone: becoming eligible for Medicare. And one of the biggest decisions you’ll face at this time is whether to enroll in original Medicare or a Medicare Advantage plan. Both of these options will help cover your health care needs as you get older—but they work in very different ways. Understanding these differences can help you choose the plan that’s uniquely right for you.
What Should I Know About Medicare Open Enrollment This Year?
Contact: Simona Combi Public Relations Manager 571-527-3982 simona.combi@ncoa.org Oct. 9, 2025, Arlington, VA—The 2026 Medicare Open Enrollment period starts October 15, and the National Council on Aging (NCOA) encourages everyone with Medicare to review their plans to make sure they have the coverage they need and are enrolled in programs that can help them save on costs. For those who switch plans, coverage starts on Jan.
A Complete Guide to Applying for Medicare and Medicaid as a Dual Eligible
Copayments. Deductibles. Premiums. If you're at least 65 and living on a low fixed income, you know how quickly health care expenses can stack up. That’s why it’s important to learn about Medicare-Medicaid dual eligibility—a critical benefit that can expand your coverage and lower your out-of-pocket costs. What does it mean to be dual eligible? And how do you apply for dual Medicare and Medicaid if you qualify?
Dual Eligible: Qualifying for Both Medicare and Medicaid
Chances are you’re familiar with Medicare and Medicaid—two important health insurance programs serving older Americans. While both programs are government-sponsored, Medicare and Medicaid offer distinctly different types of support.
The Telegraph, 2 goes at Perisher?
The Telegraph recently ran a piece suggesting that some students are now getting two bites at the cherry on the Submarine Command Course—Perisher and I was quoted in it. For those outside the community, that makes for sensational copy: the world’s most unforgiving leadership crucible, suddenly softened? Not quite. I’ve lived this course from every angle—student, observer, and in 2012-14, as Teacher.
What is Partial Dual Eligibility vs. Full Dual Eligibility?
You may already know about Medicare—the federal health insurance program for older adults and people with certain disabilities. You might also be familiar with Medicaid, a state and federal program providing health coverage to people with low income, including those with disabilities and long-term care needs. But did you know you can get help from both programs at once?
How Do Dual-Eligible Adults Get Their Medicare and Medicaid Benefits?
If you’re among the 13.7 million Americans eligible for both Medicare and Medicaid,1 also known as people who are dual-eligible, the two government health care programs can work together to give you more complete and affordable coverage. Over the years, the way Medicare and Medicaid work together has evolved in positive ways. New plans and programs have been created to better coordinate services, reduce confusion, and provide more support to dual-eligibles. What does that mean for you?
Grade inflation narrative is ahistorical (opinion)
You have /5 articles left. Sign up for a free account or log in. Olga_Danylenko/iStock/Getty Images Plus A decade ago, an esteemed professor delivered a lecture upon receiving a university award for a “significant contribution to the learning environment.” After the lecture, he took questions from the audience. “What is the biggest change you’ve noticed in the 56 years you’ve been doing this?” asked a participant.
How LSAs can shape employee benefits for the better in 2024
Get access to 100's of HR resources in HRM INSIDER Learn More Our HR editorials undergo rigorous vetting by HR and legal experts, ensuring accuracy and compliance with relevant laws. With over two decades of combined experience in Human Resources thought leadership, our editorial team offers profound insights and practical solutions to real-world HR challenges. This expertise not only enhances the credibility of our content but also makes HRMorning a dependable resource.
Gratitude is the gentlest guide.
Dear Embodied Friends, Iām here to say thank you. Iām also sharing a shorter version of this on IG, but I wanted to add a couple extra things for you, in this our smaller space. Iām sending this to the whole Embodied list, but paid subscribers are welcome to comment. Embodied is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber. (If you are like: what happened??? Read some of my recent IG Posts.
Ghosts of Ruin (TV Series 2023– ) - IMDb
Follows a group of gamers as they compete in the first-ever neural reality battle royale game, named "Ruin." However, a malicious virus appears and transforms their utopia into a hellish rea...
Show More
loading
Actions
Is this you?
As a journalist, you can create a free Muck Rack account to customize your profile, list your contact preferences, and upload a portfolio of your best work.Get in touch with Ryan
Contact Ryan, search articles and posts on X, monitor coverage, and track replies from one place.
Learn more about Muck Rack