Is this you? As a journalist, you can create a free Muck Rack account to customize your profile, list your contact preferences, and upload a portfolio of your best work.
Claim your profile
Articles by Salil Ravindran
Two-Speed AI: Why Indian Banks Must Run Two Races at Once
By Salil Ravindran Across Indian banking, AI ambition is accelerating. Boardrooms are aligned, budgets are being allocated, and technology teams are actively experimenting with new use cases. Yet, despite the momentum, relatively few institutions have successfully embedded AI into their core business operations. The gap between experimentation and impact is a question of execution and not technology.
How FinTech Companies Can Use a Modern Data Stack to Gain a Competitive Advantage
Welcome to Finextra. We use cookies to help us to deliver our services. We'll assume you're ok with this, but you may change your preferences at our Cookie Centre. Please read our Privacy Policy. News in your inbox For Finextra's free daily newsletter, breaking news and flashes and weekly job board. Sign Up Channels Group External | what does this mean? This content is provided by an external author without editing by Finextra. It expresses the views and opinions of the author.
The Need to Reboot Small Business Lending in the United Kingdom
Welcome to Finextra. We use cookies to help us to deliver our services. We'll assume you're ok with this, but you may change your preferences at our Cookie Centre. Please read our Privacy Policy. News in your inbox For Finextra's free daily newsletter, breaking news and flashes and weekly job board. Sign Up Channels External | what does this mean? This content is provided by an external author without editing by Finextra. It expresses the views and opinions of the author.
IT budgets are expected to go up in 2022, many to pre-pandemic levels
Tue, Dec 28 2021 12:50:00 PM By Salil Ravindran Dec 28: Digital disruption has led the way in global economic growth as technology has taken a pervasive nature in the global economy, job market and everyday life. Companies with technology as a central part of their identity have contributed 52 per cent of total market value growth since 2015, while another 20 per cent of market value growth has come from companies with a tech-led strategy.
PSD2 Readiness: How the Nordic Region Has Its Nose Ahead
As part of MEDICI’s periodic research on compliance and readiness of PSD2 and Open Banking, we validated the above hypothesis in an interview with Rune Mai, CEO at Nordic API Gateway. The Second Payments Services Directive (PSD2) went live in the EU on September 14, 2019.
MEDICI | Core Platforms for Digital-Only Banks – Where Are the Original Gangsters?
While a plethora of challenger banks and neobanks have preferred to build their core platforms in-house, the game is not lost for traditional platform providers. Tata Consultancy Services Ltd. recently announced that its flagship core banking platform TCS Bancs would power Israel’s first digital-only bank.
MEDICI | Flow-based Lending To Microenterprises: A Transformative Use Case For Account Aggregation
This article is a sequel to MEDICI’s earlier article on India’s Account Aggregation framework. Flow-based lending is generally associated with mid to large-sized corporates. In simple terms, it means access to credit based on cash flow patterns in a business, which is often irregular. A borrowing line of credit is offered to a corporate after careful analysis of fund inflows and outflows.
Why India Needs to Strongly Consider Open Banking Guidelines
There are ~1K FinTech companies in India, over half of them born in the last couple of years. A handful of them will make it to the top of the scale being first movers and with unique and innovative products and services (like Paytm). Some others will be the subject of M&A (like Freecharge). Some will perish. Pervasive surge and success of FinTech in India (not skewed by a few) rest heavily on how those in the middle of this scale survive and grow. These are the mid-caps of FinTech.
Show More
loading
Actions
Is this you?
As a journalist, you can create a free Muck Rack account to customize your profile, list your contact preferences, and upload a portfolio of your best work.Get in touch with Salil
Contact Salil, search articles and posts on X, monitor coverage, and track replies from one place.
Learn more about Muck Rack